▼ 0.50% · 3.625%
HK$4,436
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,574
−HK$140/mo
Today · 4.125%
HK$4,714
baseline
▲ 0.50% · 4.625%
HK$5,001
+HK$287/mo
Deposit HK$973K · loan HK$973K · min. income ≈ HK$9,428/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,935
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,067
−HK$135/mo
Today · 4.125%
HK$5,202
baseline
▲ 0.50% · 4.625%
HK$5,476
+HK$274/mo
Deposit HK$973K · loan HK$973K · min. income ≈ HK$10,404/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,880
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,031
−HK$155/mo
Today · 4.125%
HK$5,186
baseline
▲ 0.50% · 4.625%
HK$5,501
+HK$315/mo
Deposit HK$875K · loan HK$1.07M · min. income ≈ HK$10,372/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,428
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,574
−HK$148/mo
Today · 4.125%
HK$5,722
baseline
▲ 0.50% · 4.625%
HK$6,023
+HK$301/mo
Deposit HK$875K · loan HK$1.07M · min. income ≈ HK$11,444/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,323
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,489
−HK$168/mo
Today · 4.125%
HK$5,657
baseline
▲ 0.50% · 4.625%
HK$6,001
+HK$344/mo
Deposit HK$778K · loan HK$1.17M · min. income ≈ HK$11,314/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,922
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,081
−HK$161/mo
Today · 4.125%
HK$6,242
baseline
▲ 0.50% · 4.625%
HK$6,571
+HK$329/mo
Deposit HK$778K · loan HK$1.17M · min. income ≈ HK$12,484/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,767
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,946
−HK$182/mo
Today · 4.125%
HK$6,128
baseline
▲ 0.50% · 4.625%
HK$6,501
+HK$373/mo
Deposit HK$681K · loan HK$1.26M · min. income ≈ HK$12,256/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,415
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,588
−HK$174/mo
Today · 4.125%
HK$6,762
baseline
▲ 0.50% · 4.625%
HK$7,119
+HK$357/mo
Deposit HK$681K · loan HK$1.26M · min. income ≈ HK$13,524/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,210
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,404
−HK$196/mo
Today · 4.125%
HK$6,600
baseline
▲ 0.50% · 4.625%
HK$7,001
+HK$401/mo
Deposit HK$584K · loan HK$1.36M · min. income ≈ HK$13,200/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,909
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,094
−HK$188/mo
Today · 4.125%
HK$7,282
baseline
▲ 0.50% · 4.625%
HK$7,666
+HK$384/mo
Deposit HK$584K · loan HK$1.36M · min. income ≈ HK$14,564/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,654
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,861
−HK$210/mo
Today · 4.125%
HK$7,071
baseline
▲ 0.50% · 4.625%
HK$7,501
+HK$430/mo
Deposit HK$486K · loan HK$1.46M · min. income ≈ HK$14,142/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,402
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,601
−HK$201/mo
Today · 4.125%
HK$7,802
baseline
▲ 0.50% · 4.625%
HK$8,214
+HK$412/mo
Deposit HK$486K · loan HK$1.46M · min. income ≈ HK$15,604/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,098
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,318
−HK$225/mo
Today · 4.125%
HK$7,543
baseline
▲ 0.50% · 4.625%
HK$8,002
+HK$459/mo
Deposit HK$389K · loan HK$1.56M · min. income ≈ HK$15,086/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,896
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,108
−HK$215/mo
Today · 4.125%
HK$8,323
baseline
▲ 0.50% · 4.625%
HK$8,761
+HK$438/mo
Deposit HK$389K · loan HK$1.56M · min. income ≈ HK$16,646/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,541
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,776
−HK$238/mo
Today · 4.125%
HK$8,014
baseline
▲ 0.50% · 4.625%
HK$8,502
+HK$488/mo
Deposit HK$292K · loan HK$1.65M · min. income ≈ HK$16,028/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,389
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,614
−HK$229/mo
Today · 4.125%
HK$8,843
baseline
▲ 0.50% · 4.625%
HK$9,309
+HK$466/mo
Deposit HK$292K · loan HK$1.65M · min. income ≈ HK$17,686/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,985
−HK$500/mo
▼ 0.25% · 3.875%
HK$8,233
−HK$252/mo
Today · 4.125%
HK$8,485
baseline
▲ 0.50% · 4.625%
HK$9,002
+HK$517/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$16,970/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,883
−HK$480/mo
▼ 0.25% · 3.875%
HK$9,121
−HK$242/mo
Today · 4.125%
HK$9,363
baseline
▲ 0.50% · 4.625%
HK$9,856
+HK$493/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$18,726/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).