Skip to content
Crescira AVM · estimated value Medium confidence
HK$70.91M
≈ HK$27,486 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$21.27M, with repayments around HK$240,582/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$226,386
−HK$14,196/mo
▼ 0.25% · 3.875%
HK$233,428
−HK$7,154/mo
Today · 4.125%
HK$240,582
baseline
▲ 0.50% · 4.625%
HK$255,221
+HK$14,639/mo

Deposit HK$21.27M · loan HK$49.64M · min. income ≈ HK$481,164/mo (50% DSR)

Upfront cash ≈ HK$24.29M (deposit + AVD stamp duty HK$3,013,883 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
B
Saleable Area
2,580 ft²
Gross Area
3,009 ft²
Efficiency
86%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2018-03-20 HK$85.00M +342.7%
13.8y
2004-06-29 HK$19.20M +3.8%
2004-03-17 HK$18.50M +13.5%
2001-08-24 HK$16.30M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 10 min walk · 789 m
Education
24
schools within 1 km (7 within 500 m)
Daily convenience
39
within 1 km (4 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Family-friendly — 24 schools within a 1 km walk.

Everyday convenience — 39 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com