▼ 0.50% · 3.625%
HK$17,937
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$18,495
−HK$567/mo
Today · 4.125%
HK$19,062
baseline
▲ 0.50% · 4.625%
HK$20,222
+HK$1,160/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,124/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,955
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$20,490
−HK$543/mo
Today · 4.125%
HK$21,033
baseline
▲ 0.50% · 4.625%
HK$22,142
+HK$1,109/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$42,066/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,731
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,345
−HK$623/mo
Today · 4.125%
HK$20,968
baseline
▲ 0.50% · 4.625%
HK$22,244
+HK$1,276/mo
Deposit HK$3.54M · loan HK$4.33M · min. income ≈ HK$41,936/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$235,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,950
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,539
−HK$597/mo
Today · 4.125%
HK$23,136
baseline
▲ 0.50% · 4.625%
HK$24,356
+HK$1,220/mo
Deposit HK$3.54M · loan HK$4.33M · min. income ≈ HK$46,272/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$235,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,524
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,194
−HK$680/mo
Today · 4.125%
HK$22,874
baseline
▲ 0.50% · 4.625%
HK$24,266
+HK$1,392/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$45,748/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,946
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,588
−HK$651/mo
Today · 4.125%
HK$25,239
baseline
▲ 0.50% · 4.625%
HK$26,570
+HK$1,331/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$50,478/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,318
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,044
−HK$736/mo
Today · 4.125%
HK$24,780
baseline
▲ 0.50% · 4.625%
HK$26,288
+HK$1,508/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$49,560/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,941
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,637
−HK$706/mo
Today · 4.125%
HK$27,343
baseline
▲ 0.50% · 4.625%
HK$28,784
+HK$1,441/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$54,686/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,112
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,893
−HK$794/mo
Today · 4.125%
HK$26,687
baseline
▲ 0.50% · 4.625%
HK$28,310
+HK$1,623/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$53,374/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$235,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,937
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,686
−HK$760/mo
Today · 4.125%
HK$29,446
baseline
▲ 0.50% · 4.625%
HK$30,998
+HK$1,552/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$58,892/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$235,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,906
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,743
−HK$850/mo
Today · 4.125%
HK$28,593
baseline
▲ 0.50% · 4.625%
HK$30,333
+HK$1,740/mo
Deposit HK$1.97M · loan HK$5.90M · min. income ≈ HK$57,186/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,932
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,735
−HK$814/mo
Today · 4.125%
HK$31,549
baseline
▲ 0.50% · 4.625%
HK$33,212
+HK$1,663/mo
Deposit HK$1.97M · loan HK$5.90M · min. income ≈ HK$63,098/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,699
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,592
−HK$907/mo
Today · 4.125%
HK$30,499
baseline
▲ 0.50% · 4.625%
HK$32,355
+HK$1,856/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$60,998/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,928
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,784
−HK$869/mo
Today · 4.125%
HK$33,653
baseline
▲ 0.50% · 4.625%
HK$35,427
+HK$1,774/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$67,306/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,493
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,442
−HK$963/mo
Today · 4.125%
HK$32,405
baseline
▲ 0.50% · 4.625%
HK$34,377
+HK$1,972/mo
Deposit HK$1.18M · loan HK$6.69M · min. income ≈ HK$64,810/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$235,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,923
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,833
−HK$923/mo
Today · 4.125%
HK$35,756
baseline
▲ 0.50% · 4.625%
HK$37,641
+HK$1,885/mo
Deposit HK$1.18M · loan HK$6.69M · min. income ≈ HK$71,512/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$235,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,287
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,291
−HK$1,020/mo
Today · 4.125%
HK$34,311
baseline
▲ 0.50% · 4.625%
HK$36,399
+HK$2,088/mo
Deposit HK$787K · loan HK$7.08M · min. income ≈ HK$68,622/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,919
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,882
−HK$977/mo
Today · 4.125%
HK$37,859
baseline
▲ 0.50% · 4.625%
HK$39,855
+HK$1,996/mo
Deposit HK$787K · loan HK$7.08M · min. income ≈ HK$75,718/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,988 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).