▼ 0.50% · 3.625%
HK$22,106
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,793
−HK$699/mo
Today · 4.125%
HK$23,492
baseline
▲ 0.50% · 4.625%
HK$24,921
+HK$1,429/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$46,984/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,592
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,252
−HK$669/mo
Today · 4.125%
HK$25,921
baseline
▲ 0.50% · 4.625%
HK$27,287
+HK$1,366/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,842/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,316
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,073
−HK$768/mo
Today · 4.125%
HK$25,841
baseline
▲ 0.50% · 4.625%
HK$27,414
+HK$1,573/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$51,682/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,052
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,777
−HK$736/mo
Today · 4.125%
HK$28,513
baseline
▲ 0.50% · 4.625%
HK$30,016
+HK$1,503/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$57,026/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,527
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,352
−HK$838/mo
Today · 4.125%
HK$28,190
baseline
▲ 0.50% · 4.625%
HK$29,906
+HK$1,716/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,380/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,511
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,302
−HK$803/mo
Today · 4.125%
HK$31,105
baseline
▲ 0.50% · 4.625%
HK$32,745
+HK$1,640/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,210/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,737
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,631
−HK$909/mo
Today · 4.125%
HK$30,540
baseline
▲ 0.50% · 4.625%
HK$32,398
+HK$1,858/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$61,080/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,970
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,828
−HK$869/mo
Today · 4.125%
HK$33,697
baseline
▲ 0.50% · 4.625%
HK$35,474
+HK$1,777/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$67,394/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,948
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,911
−HK$978/mo
Today · 4.125%
HK$32,889
baseline
▲ 0.50% · 4.625%
HK$34,890
+HK$2,001/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$65,778/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,429
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,353
−HK$937/mo
Today · 4.125%
HK$36,290
baseline
▲ 0.50% · 4.625%
HK$38,202
+HK$1,912/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$72,580/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,159
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,190
−HK$1,048/mo
Today · 4.125%
HK$35,238
baseline
▲ 0.50% · 4.625%
HK$37,382
+HK$2,144/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$70,476/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,889
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,878
−HK$1,004/mo
Today · 4.125%
HK$38,882
baseline
▲ 0.50% · 4.625%
HK$40,931
+HK$2,049/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$77,764/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,369
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,469
−HK$1,118/mo
Today · 4.125%
HK$37,587
baseline
▲ 0.50% · 4.625%
HK$39,874
+HK$2,287/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$75,174/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,348
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,403
−HK$1,071/mo
Today · 4.125%
HK$41,474
baseline
▲ 0.50% · 4.625%
HK$43,660
+HK$2,186/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$82,948/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,580
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,749
−HK$1,187/mo
Today · 4.125%
HK$39,936
baseline
▲ 0.50% · 4.625%
HK$42,366
+HK$2,430/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$79,872/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,807
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,928
−HK$1,138/mo
Today · 4.125%
HK$44,066
baseline
▲ 0.50% · 4.625%
HK$46,389
+HK$2,323/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$88,132/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,790
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,028
−HK$1,258/mo
Today · 4.125%
HK$42,286
baseline
▲ 0.50% · 4.625%
HK$44,859
+HK$2,573/mo
Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$84,572/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,266
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$45,454
−HK$1,204/mo
Today · 4.125%
HK$46,658
baseline
▲ 0.50% · 4.625%
HK$49,117
+HK$2,459/mo
Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$93,316/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,442 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).