▼ 0.50% · 3.625%
HK$17,763
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,315
−HK$562/mo
Today · 4.125%
HK$18,877
baseline
▲ 0.50% · 4.625%
HK$20,025
+HK$1,148/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,754/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,761
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$20,291
−HK$538/mo
Today · 4.125%
HK$20,829
baseline
▲ 0.50% · 4.625%
HK$21,926
+HK$1,097/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,658/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,539
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,147
−HK$617/mo
Today · 4.125%
HK$20,764
baseline
▲ 0.50% · 4.625%
HK$22,028
+HK$1,264/mo
Deposit HK$3.51M · loan HK$4.28M · min. income ≈ HK$41,528/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,737
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,320
−HK$591/mo
Today · 4.125%
HK$22,911
baseline
▲ 0.50% · 4.625%
HK$24,119
+HK$1,208/mo
Deposit HK$3.51M · loan HK$4.28M · min. income ≈ HK$45,822/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,315
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,978
−HK$674/mo
Today · 4.125%
HK$22,652
baseline
▲ 0.50% · 4.625%
HK$24,030
+HK$1,378/mo
Deposit HK$3.12M · loan HK$4.67M · min. income ≈ HK$45,304/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,713
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,349
−HK$645/mo
Today · 4.125%
HK$24,994
baseline
▲ 0.50% · 4.625%
HK$26,312
+HK$1,318/mo
Deposit HK$3.12M · loan HK$4.67M · min. income ≈ HK$49,988/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,092
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,810
−HK$730/mo
Today · 4.125%
HK$24,540
baseline
▲ 0.50% · 4.625%
HK$26,033
+HK$1,493/mo
Deposit HK$2.73M · loan HK$5.06M · min. income ≈ HK$49,080/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,689
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,378
−HK$699/mo
Today · 4.125%
HK$27,077
baseline
▲ 0.50% · 4.625%
HK$28,504
+HK$1,427/mo
Deposit HK$2.73M · loan HK$5.06M · min. income ≈ HK$54,154/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,868
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,641
−HK$786/mo
Today · 4.125%
HK$26,427
baseline
▲ 0.50% · 4.625%
HK$28,035
+HK$1,608/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$52,854/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,665
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,407
−HK$753/mo
Today · 4.125%
HK$29,160
baseline
▲ 0.50% · 4.625%
HK$30,697
+HK$1,537/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$58,320/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,644
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,473
−HK$842/mo
Today · 4.125%
HK$28,315
baseline
▲ 0.50% · 4.625%
HK$30,038
+HK$1,723/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$56,630/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,641
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,436
−HK$807/mo
Today · 4.125%
HK$31,243
baseline
▲ 0.50% · 4.625%
HK$32,890
+HK$1,647/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$62,486/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,420
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,304
−HK$899/mo
Today · 4.125%
HK$30,203
baseline
▲ 0.50% · 4.625%
HK$32,040
+HK$1,837/mo
Deposit HK$1.56M · loan HK$6.23M · min. income ≈ HK$60,406/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,617
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,465
−HK$861/mo
Today · 4.125%
HK$33,326
baseline
▲ 0.50% · 4.625%
HK$35,082
+HK$1,756/mo
Deposit HK$1.56M · loan HK$6.23M · min. income ≈ HK$66,652/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,197
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,136
−HK$954/mo
Today · 4.125%
HK$32,090
baseline
▲ 0.50% · 4.625%
HK$34,043
+HK$1,953/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$64,180/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,594
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,495
−HK$914/mo
Today · 4.125%
HK$35,409
baseline
▲ 0.50% · 4.625%
HK$37,275
+HK$1,866/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$70,818/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,973
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,968
−HK$1,010/mo
Today · 4.125%
HK$33,978
baseline
▲ 0.50% · 4.625%
HK$36,045
+HK$2,067/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$67,956/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,570
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,524
−HK$967/mo
Today · 4.125%
HK$37,491
baseline
▲ 0.50% · 4.625%
HK$39,468
+HK$1,977/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$74,982/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,695 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).