▼ 0.50% · 3.625%
HK$21,397
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,063
−HK$676/mo
Today · 4.125%
HK$22,739
baseline
▲ 0.50% · 4.625%
HK$24,122
+HK$1,383/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,478/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$308,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,804
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,442
−HK$648/mo
Today · 4.125%
HK$25,090
baseline
▲ 0.50% · 4.625%
HK$26,413
+HK$1,323/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,180/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$308,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,537
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$24,269
−HK$744/mo
Today · 4.125%
HK$25,013
baseline
▲ 0.50% · 4.625%
HK$26,535
+HK$1,522/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$50,026/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$308,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,184
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,887
−HK$712/mo
Today · 4.125%
HK$27,599
baseline
▲ 0.50% · 4.625%
HK$29,054
+HK$1,455/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$55,198/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$308,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,676
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,475
−HK$812/mo
Today · 4.125%
HK$27,287
baseline
▲ 0.50% · 4.625%
HK$28,947
+HK$1,660/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$54,574/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$308,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,565
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,331
−HK$777/mo
Today · 4.125%
HK$30,108
baseline
▲ 0.50% · 4.625%
HK$31,695
+HK$1,587/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$60,216/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$308,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,816
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,681
−HK$879/mo
Today · 4.125%
HK$29,560
baseline
▲ 0.50% · 4.625%
HK$31,359
+HK$1,799/mo
Deposit HK$3.28M · loan HK$6.10M · min. income ≈ HK$59,120/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$308,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,945
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,775
−HK$842/mo
Today · 4.125%
HK$32,617
baseline
▲ 0.50% · 4.625%
HK$34,336
+HK$1,719/mo
Deposit HK$3.28M · loan HK$6.10M · min. income ≈ HK$65,234/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$308,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,956
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,888
−HK$946/mo
Today · 4.125%
HK$31,834
baseline
▲ 0.50% · 4.625%
HK$33,771
+HK$1,937/mo
Deposit HK$2.82M · loan HK$6.57M · min. income ≈ HK$63,668/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$308,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,326
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,219
−HK$907/mo
Today · 4.125%
HK$35,126
baseline
▲ 0.50% · 4.625%
HK$36,978
+HK$1,852/mo
Deposit HK$2.82M · loan HK$6.57M · min. income ≈ HK$70,252/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$308,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,096
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,094
−HK$1,014/mo
Today · 4.125%
HK$34,108
baseline
▲ 0.50% · 4.625%
HK$36,184
+HK$2,076/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$68,216/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$308,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,706
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,664
−HK$971/mo
Today · 4.125%
HK$37,635
baseline
▲ 0.50% · 4.625%
HK$39,619
+HK$1,984/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$75,270/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$308,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,235
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,300
−HK$1,082/mo
Today · 4.125%
HK$36,382
baseline
▲ 0.50% · 4.625%
HK$38,596
+HK$2,214/mo
Deposit HK$1.88M · loan HK$7.51M · min. income ≈ HK$72,764/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$308,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,086
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,108
−HK$1,036/mo
Today · 4.125%
HK$40,144
baseline
▲ 0.50% · 4.625%
HK$42,260
+HK$2,116/mo
Deposit HK$1.88M · loan HK$7.51M · min. income ≈ HK$80,288/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$308,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,375
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,506
−HK$1,150/mo
Today · 4.125%
HK$38,656
baseline
▲ 0.50% · 4.625%
HK$41,008
+HK$2,352/mo
Deposit HK$1.41M · loan HK$7.98M · min. income ≈ HK$77,312/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$308,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,467
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,552
−HK$1,101/mo
Today · 4.125%
HK$42,653
baseline
▲ 0.50% · 4.625%
HK$44,901
+HK$2,248/mo
Deposit HK$1.41M · loan HK$7.98M · min. income ≈ HK$85,306/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$308,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,515
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,713
−HK$1,217/mo
Today · 4.125%
HK$40,930
baseline
▲ 0.50% · 4.625%
HK$43,420
+HK$2,490/mo
Deposit HK$938K · loan HK$8.45M · min. income ≈ HK$81,860/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$308,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,847
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$43,996
−HK$1,166/mo
Today · 4.125%
HK$45,162
baseline
▲ 0.50% · 4.625%
HK$47,543
+HK$2,381/mo
Deposit HK$938K · loan HK$8.45M · min. income ≈ HK$90,324/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$308,361 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).