▼ 0.50% · 3.625%
HK$17,870
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$18,426
−HK$565/mo
Today · 4.125%
HK$18,991
baseline
▲ 0.50% · 4.625%
HK$20,146
+HK$1,155/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$37,982/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$235,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,880
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,413
−HK$541/mo
Today · 4.125%
HK$20,954
baseline
▲ 0.50% · 4.625%
HK$22,059
+HK$1,105/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$41,908/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$235,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,657
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,268
−HK$622/mo
Today · 4.125%
HK$20,890
baseline
▲ 0.50% · 4.625%
HK$22,161
+HK$1,271/mo
Deposit HK$3.53M · loan HK$4.31M · min. income ≈ HK$41,780/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$235,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,868
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,455
−HK$595/mo
Today · 4.125%
HK$23,050
baseline
▲ 0.50% · 4.625%
HK$24,265
+HK$1,215/mo
Deposit HK$3.53M · loan HK$4.31M · min. income ≈ HK$46,100/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$235,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,444
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,111
−HK$678/mo
Today · 4.125%
HK$22,789
baseline
▲ 0.50% · 4.625%
HK$24,175
+HK$1,386/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$45,578/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,856
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,496
−HK$649/mo
Today · 4.125%
HK$25,145
baseline
▲ 0.50% · 4.625%
HK$26,470
+HK$1,325/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$50,290/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$235,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,231
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,954
−HK$734/mo
Today · 4.125%
HK$24,688
baseline
▲ 0.50% · 4.625%
HK$26,190
+HK$1,502/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$49,376/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,844
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,537
−HK$703/mo
Today · 4.125%
HK$27,240
baseline
▲ 0.50% · 4.625%
HK$28,676
+HK$1,436/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$54,480/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,018
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,796
−HK$791/mo
Today · 4.125%
HK$26,587
baseline
▲ 0.50% · 4.625%
HK$28,204
+HK$1,617/mo
Deposit HK$2.35M · loan HK$5.49M · min. income ≈ HK$53,174/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,832
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,579
−HK$757/mo
Today · 4.125%
HK$29,336
baseline
▲ 0.50% · 4.625%
HK$30,882
+HK$1,546/mo
Deposit HK$2.35M · loan HK$5.49M · min. income ≈ HK$58,672/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,805
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,639
−HK$847/mo
Today · 4.125%
HK$28,486
baseline
▲ 0.50% · 4.625%
HK$30,219
+HK$1,733/mo
Deposit HK$1.96M · loan HK$5.88M · min. income ≈ HK$56,972/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$235,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,820
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,620
−HK$811/mo
Today · 4.125%
HK$31,431
baseline
▲ 0.50% · 4.625%
HK$33,088
+HK$1,657/mo
Deposit HK$1.96M · loan HK$5.88M · min. income ≈ HK$62,862/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$235,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,592
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,481
−HK$904/mo
Today · 4.125%
HK$30,385
baseline
▲ 0.50% · 4.625%
HK$32,234
+HK$1,849/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$60,770/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$235,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,808
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,661
−HK$866/mo
Today · 4.125%
HK$33,527
baseline
▲ 0.50% · 4.625%
HK$35,294
+HK$1,767/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$67,054/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$235,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,379
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,324
−HK$960/mo
Today · 4.125%
HK$32,284
baseline
▲ 0.50% · 4.625%
HK$34,248
+HK$1,964/mo
Deposit HK$1.18M · loan HK$6.66M · min. income ≈ HK$64,568/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,796
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,703
−HK$919/mo
Today · 4.125%
HK$35,622
baseline
▲ 0.50% · 4.625%
HK$37,500
+HK$1,878/mo
Deposit HK$1.18M · loan HK$6.66M · min. income ≈ HK$71,244/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,166
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,166
−HK$1,017/mo
Today · 4.125%
HK$34,183
baseline
▲ 0.50% · 4.625%
HK$36,263
+HK$2,080/mo
Deposit HK$784K · loan HK$7.05M · min. income ≈ HK$68,366/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,784
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,744
−HK$974/mo
Today · 4.125%
HK$37,718
baseline
▲ 0.50% · 4.625%
HK$39,706
+HK$1,988/mo
Deposit HK$784K · loan HK$7.05M · min. income ≈ HK$75,436/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,105 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).