▼ 0.50% · 3.625%
HK$22,041
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,726
−HK$697/mo
Today · 4.125%
HK$23,423
baseline
▲ 0.50% · 4.625%
HK$24,848
+HK$1,425/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,846/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,520
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,178
−HK$667/mo
Today · 4.125%
HK$25,845
baseline
▲ 0.50% · 4.625%
HK$27,207
+HK$1,362/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,690/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,245
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,999
−HK$766/mo
Today · 4.125%
HK$25,765
baseline
▲ 0.50% · 4.625%
HK$27,333
+HK$1,568/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$51,530/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,972
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,695
−HK$734/mo
Today · 4.125%
HK$28,429
baseline
▲ 0.50% · 4.625%
HK$29,928
+HK$1,499/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$56,858/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,449
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,271
−HK$836/mo
Today · 4.125%
HK$28,107
baseline
▲ 0.50% · 4.625%
HK$29,818
+HK$1,711/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$56,214/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,424
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,213
−HK$801/mo
Today · 4.125%
HK$31,014
baseline
▲ 0.50% · 4.625%
HK$32,648
+HK$1,634/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$62,028/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,653
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,544
−HK$906/mo
Today · 4.125%
HK$30,450
baseline
▲ 0.50% · 4.625%
HK$32,302
+HK$1,852/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$60,900/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,876
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,731
−HK$867/mo
Today · 4.125%
HK$33,598
baseline
▲ 0.50% · 4.625%
HK$35,369
+HK$1,771/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$67,196/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,857
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,817
−HK$975/mo
Today · 4.125%
HK$32,792
baseline
▲ 0.50% · 4.625%
HK$34,787
+HK$1,995/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$65,584/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,328
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,249
−HK$934/mo
Today · 4.125%
HK$36,183
baseline
▲ 0.50% · 4.625%
HK$38,090
+HK$1,907/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$72,366/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,061
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,089
−HK$1,045/mo
Today · 4.125%
HK$35,134
baseline
▲ 0.50% · 4.625%
HK$37,272
+HK$2,138/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$70,268/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,780
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,766
−HK$1,001/mo
Today · 4.125%
HK$38,767
baseline
▲ 0.50% · 4.625%
HK$40,810
+HK$2,043/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$77,534/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,265
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,362
−HK$1,114/mo
Today · 4.125%
HK$37,476
baseline
▲ 0.50% · 4.625%
HK$39,757
+HK$2,281/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$74,952/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,232
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,284
−HK$1,067/mo
Today · 4.125%
HK$41,351
baseline
▲ 0.50% · 4.625%
HK$43,531
+HK$2,180/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$82,702/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,469
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,635
−HK$1,184/mo
Today · 4.125%
HK$39,819
baseline
▲ 0.50% · 4.625%
HK$42,242
+HK$2,423/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$79,638/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,684
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,802
−HK$1,134/mo
Today · 4.125%
HK$43,936
baseline
▲ 0.50% · 4.625%
HK$46,252
+HK$2,316/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$87,872/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,673
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,907
−HK$1,254/mo
Today · 4.125%
HK$42,161
baseline
▲ 0.50% · 4.625%
HK$44,726
+HK$2,565/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$84,322/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,136
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,320
−HK$1,200/mo
Today · 4.125%
HK$46,520
baseline
▲ 0.50% · 4.625%
HK$48,973
+HK$2,453/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$93,040/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,584 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).