▼ 0.50% · 3.625%
HK$17,775
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,328
−HK$562/mo
Today · 4.125%
HK$18,890
baseline
▲ 0.50% · 4.625%
HK$20,039
+HK$1,149/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$37,780/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,775
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$20,305
−HK$538/mo
Today · 4.125%
HK$20,843
baseline
▲ 0.50% · 4.625%
HK$21,942
+HK$1,099/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$41,686/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,552
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,161
−HK$618/mo
Today · 4.125%
HK$20,779
baseline
▲ 0.50% · 4.625%
HK$22,043
+HK$1,264/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$41,558/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,752
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,335
−HK$592/mo
Today · 4.125%
HK$22,927
baseline
▲ 0.50% · 4.625%
HK$24,136
+HK$1,209/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$45,854/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,330
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$21,993
−HK$675/mo
Today · 4.125%
HK$22,668
baseline
▲ 0.50% · 4.625%
HK$24,047
+HK$1,379/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$45,336/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,729
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,366
−HK$645/mo
Today · 4.125%
HK$25,011
baseline
▲ 0.50% · 4.625%
HK$26,330
+HK$1,319/mo
Deposit HK$3.12M · loan HK$4.68M · min. income ≈ HK$50,022/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,107
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,826
−HK$731/mo
Today · 4.125%
HK$24,557
baseline
▲ 0.50% · 4.625%
HK$26,051
+HK$1,494/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$49,114/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,707
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,396
−HK$700/mo
Today · 4.125%
HK$27,096
baseline
▲ 0.50% · 4.625%
HK$28,524
+HK$1,428/mo
Deposit HK$2.73M · loan HK$5.07M · min. income ≈ HK$54,192/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,885
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,659
−HK$786/mo
Today · 4.125%
HK$26,445
baseline
▲ 0.50% · 4.625%
HK$28,055
+HK$1,610/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$52,890/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,684
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,427
−HK$753/mo
Today · 4.125%
HK$29,180
baseline
▲ 0.50% · 4.625%
HK$30,718
+HK$1,538/mo
Deposit HK$2.34M · loan HK$5.46M · min. income ≈ HK$58,360/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,662
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,492
−HK$842/mo
Today · 4.125%
HK$28,334
baseline
▲ 0.50% · 4.625%
HK$30,059
+HK$1,725/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$56,668/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,662
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,457
−HK$807/mo
Today · 4.125%
HK$31,264
baseline
▲ 0.50% · 4.625%
HK$32,912
+HK$1,648/mo
Deposit HK$1.95M · loan HK$5.85M · min. income ≈ HK$62,528/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,440
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,325
−HK$898/mo
Today · 4.125%
HK$30,223
baseline
▲ 0.50% · 4.625%
HK$32,062
+HK$1,839/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$60,446/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,639
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,488
−HK$861/mo
Today · 4.125%
HK$33,349
baseline
▲ 0.50% · 4.625%
HK$35,106
+HK$1,757/mo
Deposit HK$1.56M · loan HK$6.24M · min. income ≈ HK$66,698/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,217
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,157
−HK$955/mo
Today · 4.125%
HK$32,112
baseline
▲ 0.50% · 4.625%
HK$34,066
+HK$1,954/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$64,224/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,617
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,518
−HK$915/mo
Today · 4.125%
HK$35,433
baseline
▲ 0.50% · 4.625%
HK$37,301
+HK$1,868/mo
Deposit HK$1.17M · loan HK$6.63M · min. income ≈ HK$70,866/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,995
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,990
−HK$1,011/mo
Today · 4.125%
HK$34,001
baseline
▲ 0.50% · 4.625%
HK$36,070
+HK$2,069/mo
Deposit HK$780K · loan HK$7.02M · min. income ≈ HK$68,002/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,594
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,549
−HK$968/mo
Today · 4.125%
HK$37,517
baseline
▲ 0.50% · 4.625%
HK$39,495
+HK$1,978/mo
Deposit HK$780K · loan HK$7.02M · min. income ≈ HK$75,034/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,856 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).