▼ 0.50% · 3.625%
HK$17,482
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$18,026
−HK$553/mo
Today · 4.125%
HK$18,579
baseline
▲ 0.50% · 4.625%
HK$19,709
+HK$1,130/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$37,158/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$230,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,449
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$19,971
−HK$529/mo
Today · 4.125%
HK$20,500
baseline
▲ 0.50% · 4.625%
HK$21,580
+HK$1,080/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$41,000/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$230,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,231
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$19,829
−HK$608/mo
Today · 4.125%
HK$20,437
baseline
▲ 0.50% · 4.625%
HK$21,680
+HK$1,243/mo
Deposit HK$3.45M · loan HK$4.22M · min. income ≈ HK$40,874/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$230,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,394
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$21,968
−HK$582/mo
Today · 4.125%
HK$22,550
baseline
▲ 0.50% · 4.625%
HK$23,738
+HK$1,188/mo
Deposit HK$3.45M · loan HK$4.22M · min. income ≈ HK$45,100/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$230,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,979
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,631
−HK$663/mo
Today · 4.125%
HK$22,294
baseline
▲ 0.50% · 4.625%
HK$23,651
+HK$1,357/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$44,588/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,339
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,965
−HK$635/mo
Today · 4.125%
HK$24,600
baseline
▲ 0.50% · 4.625%
HK$25,896
+HK$1,296/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$49,200/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,727
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,434
−HK$718/mo
Today · 4.125%
HK$24,152
baseline
▲ 0.50% · 4.625%
HK$25,622
+HK$1,470/mo
Deposit HK$2.68M · loan HK$4.98M · min. income ≈ HK$48,304/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$230,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,284
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,962
−HK$688/mo
Today · 4.125%
HK$26,650
baseline
▲ 0.50% · 4.625%
HK$28,054
+HK$1,404/mo
Deposit HK$2.68M · loan HK$4.98M · min. income ≈ HK$53,300/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$230,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,475
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,237
−HK$773/mo
Today · 4.125%
HK$26,010
baseline
▲ 0.50% · 4.625%
HK$27,593
+HK$1,583/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$52,020/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,229
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,959
−HK$741/mo
Today · 4.125%
HK$28,700
baseline
▲ 0.50% · 4.625%
HK$30,213
+HK$1,513/mo
Deposit HK$2.30M · loan HK$5.37M · min. income ≈ HK$57,400/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,224
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,039
−HK$829/mo
Today · 4.125%
HK$27,868
baseline
▲ 0.50% · 4.625%
HK$29,564
+HK$1,696/mo
Deposit HK$1.92M · loan HK$5.75M · min. income ≈ HK$55,736/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,174
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,956
−HK$794/mo
Today · 4.125%
HK$30,750
baseline
▲ 0.50% · 4.625%
HK$32,371
+HK$1,621/mo
Deposit HK$1.92M · loan HK$5.75M · min. income ≈ HK$61,500/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,972
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,842
−HK$884/mo
Today · 4.125%
HK$29,726
baseline
▲ 0.50% · 4.625%
HK$31,535
+HK$1,809/mo
Deposit HK$1.53M · loan HK$6.13M · min. income ≈ HK$59,452/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$230,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,118
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,953
−HK$847/mo
Today · 4.125%
HK$32,800
baseline
▲ 0.50% · 4.625%
HK$34,529
+HK$1,729/mo
Deposit HK$1.53M · loan HK$6.13M · min. income ≈ HK$65,600/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$230,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,720
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,645
−HK$939/mo
Today · 4.125%
HK$31,584
baseline
▲ 0.50% · 4.625%
HK$33,506
+HK$1,922/mo
Deposit HK$1.15M · loan HK$6.52M · min. income ≈ HK$63,168/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$230,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,063
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,950
−HK$900/mo
Today · 4.125%
HK$34,850
baseline
▲ 0.50% · 4.625%
HK$36,687
+HK$1,837/mo
Deposit HK$1.15M · loan HK$6.52M · min. income ≈ HK$69,700/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$230,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,468
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,447
−HK$995/mo
Today · 4.125%
HK$33,442
baseline
▲ 0.50% · 4.625%
HK$35,477
+HK$2,035/mo
Deposit HK$767K · loan HK$6.90M · min. income ≈ HK$66,884/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$230,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,008
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,947
−HK$953/mo
Today · 4.125%
HK$36,900
baseline
▲ 0.50% · 4.625%
HK$38,845
+HK$1,945/mo
Deposit HK$767K · loan HK$6.90M · min. income ≈ HK$73,800/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$230,007 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).