▼ 0.50% · 3.625%
HK$17,540
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$18,085
−HK$555/mo
Today · 4.125%
HK$18,640
baseline
▲ 0.50% · 4.625%
HK$19,774
+HK$1,134/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$37,280/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,513
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,036
−HK$531/mo
Today · 4.125%
HK$20,567
baseline
▲ 0.50% · 4.625%
HK$21,651
+HK$1,084/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$41,134/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,294
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,894
−HK$610/mo
Today · 4.125%
HK$20,504
baseline
▲ 0.50% · 4.625%
HK$21,751
+HK$1,247/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$41,008/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$230,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,464
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,040
−HK$584/mo
Today · 4.125%
HK$22,624
baseline
▲ 0.50% · 4.625%
HK$23,816
+HK$1,192/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$45,248/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$230,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,048
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,702
−HK$665/mo
Today · 4.125%
HK$22,367
baseline
▲ 0.50% · 4.625%
HK$23,728
+HK$1,361/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$44,734/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,415
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,043
−HK$637/mo
Today · 4.125%
HK$24,680
baseline
▲ 0.50% · 4.625%
HK$25,981
+HK$1,301/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$49,360/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,802
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,511
−HK$720/mo
Today · 4.125%
HK$24,231
baseline
▲ 0.50% · 4.625%
HK$25,706
+HK$1,475/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$48,462/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,367
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,047
−HK$690/mo
Today · 4.125%
HK$26,737
baseline
▲ 0.50% · 4.625%
HK$28,146
+HK$1,409/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$53,474/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,556
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,319
−HK$776/mo
Today · 4.125%
HK$26,095
baseline
▲ 0.50% · 4.625%
HK$27,683
+HK$1,588/mo
Deposit HK$2.31M · loan HK$5.38M · min. income ≈ HK$52,190/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,318
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,050
−HK$744/mo
Today · 4.125%
HK$28,794
baseline
▲ 0.50% · 4.625%
HK$30,311
+HK$1,517/mo
Deposit HK$2.31M · loan HK$5.38M · min. income ≈ HK$57,588/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,310
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,128
−HK$831/mo
Today · 4.125%
HK$27,959
baseline
▲ 0.50% · 4.625%
HK$29,661
+HK$1,702/mo
Deposit HK$1.92M · loan HK$5.77M · min. income ≈ HK$55,918/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,269
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,054
−HK$796/mo
Today · 4.125%
HK$30,850
baseline
▲ 0.50% · 4.625%
HK$32,477
+HK$1,627/mo
Deposit HK$1.92M · loan HK$5.77M · min. income ≈ HK$61,700/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,063
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,936
−HK$887/mo
Today · 4.125%
HK$29,823
baseline
▲ 0.50% · 4.625%
HK$31,638
+HK$1,815/mo
Deposit HK$1.54M · loan HK$6.15M · min. income ≈ HK$59,646/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,220
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,058
−HK$849/mo
Today · 4.125%
HK$32,907
baseline
▲ 0.50% · 4.625%
HK$34,642
+HK$1,735/mo
Deposit HK$1.54M · loan HK$6.15M · min. income ≈ HK$65,814/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,817
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,745
−HK$942/mo
Today · 4.125%
HK$31,687
baseline
▲ 0.50% · 4.625%
HK$33,615
+HK$1,928/mo
Deposit HK$1.15M · loan HK$6.54M · min. income ≈ HK$63,374/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$230,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,172
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,061
−HK$903/mo
Today · 4.125%
HK$34,964
baseline
▲ 0.50% · 4.625%
HK$36,807
+HK$1,843/mo
Deposit HK$1.15M · loan HK$6.54M · min. income ≈ HK$69,928/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$230,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,571
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,553
−HK$998/mo
Today · 4.125%
HK$33,551
baseline
▲ 0.50% · 4.625%
HK$35,593
+HK$2,042/mo
Deposit HK$769K · loan HK$6.92M · min. income ≈ HK$67,102/mo (50% DSR)
Upfront cash ≈ HK$1000K (deposit + AVD stamp duty HK$230,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,123
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,065
−HK$955/mo
Today · 4.125%
HK$37,020
baseline
▲ 0.50% · 4.625%
HK$38,972
+HK$1,952/mo
Deposit HK$769K · loan HK$6.92M · min. income ≈ HK$74,040/mo (50% DSR)
Upfront cash ≈ HK$1000K (deposit + AVD stamp duty HK$230,760 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).