▼ 0.50% · 3.625%
HK$22,438
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,136
−HK$709/mo
Today · 4.125%
HK$23,845
baseline
▲ 0.50% · 4.625%
HK$25,296
+HK$1,451/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,690/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$354,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,962
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,631
−HK$679/mo
Today · 4.125%
HK$26,310
baseline
▲ 0.50% · 4.625%
HK$27,697
+HK$1,387/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,620/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$354,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,682
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,449
−HK$780/mo
Today · 4.125%
HK$26,229
baseline
▲ 0.50% · 4.625%
HK$27,825
+HK$1,596/mo
Deposit HK$4.43M · loan HK$5.41M · min. income ≈ HK$52,458/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$354,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,458
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,194
−HK$747/mo
Today · 4.125%
HK$28,941
baseline
▲ 0.50% · 4.625%
HK$30,467
+HK$1,526/mo
Deposit HK$4.43M · loan HK$5.41M · min. income ≈ HK$57,882/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$354,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,925
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,763
−HK$851/mo
Today · 4.125%
HK$28,614
baseline
▲ 0.50% · 4.625%
HK$30,355
+HK$1,741/mo
Deposit HK$3.94M · loan HK$5.90M · min. income ≈ HK$57,228/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,954
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,757
−HK$815/mo
Today · 4.125%
HK$31,572
baseline
▲ 0.50% · 4.625%
HK$33,237
+HK$1,665/mo
Deposit HK$3.94M · loan HK$5.90M · min. income ≈ HK$63,144/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,169
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,076
−HK$922/mo
Today · 4.125%
HK$30,998
baseline
▲ 0.50% · 4.625%
HK$32,884
+HK$1,886/mo
Deposit HK$3.44M · loan HK$6.40M · min. income ≈ HK$61,996/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,450
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,321
−HK$883/mo
Today · 4.125%
HK$34,204
baseline
▲ 0.50% · 4.625%
HK$36,006
+HK$1,802/mo
Deposit HK$3.44M · loan HK$6.40M · min. income ≈ HK$68,408/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,413
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,390
−HK$993/mo
Today · 4.125%
HK$33,383
baseline
▲ 0.50% · 4.625%
HK$35,414
+HK$2,031/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,766/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,946
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,884
−HK$951/mo
Today · 4.125%
HK$36,835
baseline
▲ 0.50% · 4.625%
HK$38,776
+HK$1,941/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,670/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,657
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,704
−HK$1,063/mo
Today · 4.125%
HK$35,767
baseline
▲ 0.50% · 4.625%
HK$37,944
+HK$2,177/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$71,534/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$354,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,443
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,447
−HK$1,019/mo
Today · 4.125%
HK$39,466
baseline
▲ 0.50% · 4.625%
HK$41,546
+HK$2,080/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$78,932/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$354,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,900
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,017
−HK$1,135/mo
Today · 4.125%
HK$38,152
baseline
▲ 0.50% · 4.625%
HK$40,473
+HK$2,321/mo
Deposit HK$1.97M · loan HK$7.87M · min. income ≈ HK$76,304/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,939
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,010
−HK$1,087/mo
Today · 4.125%
HK$42,097
baseline
▲ 0.50% · 4.625%
HK$44,316
+HK$2,219/mo
Deposit HK$1.97M · loan HK$7.87M · min. income ≈ HK$84,194/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,144
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$39,331
−HK$1,205/mo
Today · 4.125%
HK$40,536
baseline
▲ 0.50% · 4.625%
HK$43,003
+HK$2,467/mo
Deposit HK$1.48M · loan HK$8.36M · min. income ≈ HK$81,072/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,435
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,573
−HK$1,155/mo
Today · 4.125%
HK$44,728
baseline
▲ 0.50% · 4.625%
HK$47,085
+HK$2,357/mo
Deposit HK$1.48M · loan HK$8.36M · min. income ≈ HK$89,456/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,388
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$41,644
−HK$1,277/mo
Today · 4.125%
HK$42,921
baseline
▲ 0.50% · 4.625%
HK$45,532
+HK$2,611/mo
Deposit HK$984K · loan HK$8.86M · min. income ≈ HK$85,842/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,931
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,136
−HK$1,223/mo
Today · 4.125%
HK$47,359
baseline
▲ 0.50% · 4.625%
HK$49,855
+HK$2,496/mo
Deposit HK$984K · loan HK$8.86M · min. income ≈ HK$94,718/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,002 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).