▼ 0.50% · 3.625%
HK$22,049
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,735
−HK$696/mo
Today · 4.125%
HK$23,431
baseline
▲ 0.50% · 4.625%
HK$24,857
+HK$1,426/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,862/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,529
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,187
−HK$667/mo
Today · 4.125%
HK$25,854
baseline
▲ 0.50% · 4.625%
HK$27,217
+HK$1,363/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,708/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,254
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$25,008
−HK$766/mo
Today · 4.125%
HK$25,774
baseline
▲ 0.50% · 4.625%
HK$27,343
+HK$1,569/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$51,548/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,982
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,705
−HK$735/mo
Today · 4.125%
HK$28,440
baseline
▲ 0.50% · 4.625%
HK$29,939
+HK$1,499/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$56,880/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,458
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,281
−HK$837/mo
Today · 4.125%
HK$28,118
baseline
▲ 0.50% · 4.625%
HK$29,828
+HK$1,710/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$56,236/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,435
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$30,224
−HK$801/mo
Today · 4.125%
HK$31,025
baseline
▲ 0.50% · 4.625%
HK$32,660
+HK$1,635/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$62,050/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,663
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,555
−HK$906/mo
Today · 4.125%
HK$30,461
baseline
▲ 0.50% · 4.625%
HK$32,314
+HK$1,853/mo
Deposit HK$3.38M · loan HK$6.29M · min. income ≈ HK$60,922/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,888
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,743
−HK$867/mo
Today · 4.125%
HK$33,610
baseline
▲ 0.50% · 4.625%
HK$35,382
+HK$1,772/mo
Deposit HK$3.38M · loan HK$6.29M · min. income ≈ HK$67,220/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,868
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,828
−HK$976/mo
Today · 4.125%
HK$32,804
baseline
▲ 0.50% · 4.625%
HK$34,800
+HK$1,996/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$65,608/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,340
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,261
−HK$935/mo
Today · 4.125%
HK$36,196
baseline
▲ 0.50% · 4.625%
HK$38,104
+HK$1,908/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$72,392/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,073
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,102
−HK$1,045/mo
Today · 4.125%
HK$35,147
baseline
▲ 0.50% · 4.625%
HK$37,286
+HK$2,139/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$70,294/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,793
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,780
−HK$1,001/mo
Today · 4.125%
HK$38,781
baseline
▲ 0.50% · 4.625%
HK$40,825
+HK$2,044/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$77,562/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,278
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,375
−HK$1,115/mo
Today · 4.125%
HK$37,490
baseline
▲ 0.50% · 4.625%
HK$39,771
+HK$2,281/mo
Deposit HK$1.93M · loan HK$7.74M · min. income ≈ HK$74,980/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,246
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,299
−HK$1,068/mo
Today · 4.125%
HK$41,367
baseline
▲ 0.50% · 4.625%
HK$43,547
+HK$2,180/mo
Deposit HK$1.93M · loan HK$7.74M · min. income ≈ HK$82,734/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,483
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,649
−HK$1,184/mo
Today · 4.125%
HK$39,833
baseline
▲ 0.50% · 4.625%
HK$42,257
+HK$2,424/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$79,666/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,699
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,818
−HK$1,134/mo
Today · 4.125%
HK$43,952
baseline
▲ 0.50% · 4.625%
HK$46,269
+HK$2,317/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$87,904/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,688
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,922
−HK$1,254/mo
Today · 4.125%
HK$42,176
baseline
▲ 0.50% · 4.625%
HK$44,743
+HK$2,567/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$84,352/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,152
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$45,336
−HK$1,201/mo
Today · 4.125%
HK$46,537
baseline
▲ 0.50% · 4.625%
HK$48,990
+HK$2,453/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$93,074/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,938 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).