▼ 0.50% · 3.625%
HK$21,781
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,459
−HK$688/mo
Today · 4.125%
HK$23,147
baseline
▲ 0.50% · 4.625%
HK$24,556
+HK$1,409/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,294/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,232
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,881
−HK$660/mo
Today · 4.125%
HK$25,541
baseline
▲ 0.50% · 4.625%
HK$26,887
+HK$1,346/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,082/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,959
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,705
−HK$757/mo
Today · 4.125%
HK$25,462
baseline
▲ 0.50% · 4.625%
HK$27,011
+HK$1,549/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$50,924/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$325,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,655
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,370
−HK$725/mo
Today · 4.125%
HK$28,095
baseline
▲ 0.50% · 4.625%
HK$29,576
+HK$1,481/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$56,190/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$325,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,138
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,951
−HK$826/mo
Today · 4.125%
HK$27,777
baseline
▲ 0.50% · 4.625%
HK$29,467
+HK$1,690/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,554/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,078
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,858
−HK$791/mo
Today · 4.125%
HK$30,649
baseline
▲ 0.50% · 4.625%
HK$32,264
+HK$1,615/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,298/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,316
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,197
−HK$894/mo
Today · 4.125%
HK$30,091
baseline
▲ 0.50% · 4.625%
HK$31,922
+HK$1,831/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$60,182/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,501
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,346
−HK$857/mo
Today · 4.125%
HK$33,203
baseline
▲ 0.50% · 4.625%
HK$34,953
+HK$1,750/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$66,406/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,494
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,442
−HK$964/mo
Today · 4.125%
HK$32,406
baseline
▲ 0.50% · 4.625%
HK$34,378
+HK$1,972/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$64,812/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,924
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,834
−HK$923/mo
Today · 4.125%
HK$35,757
baseline
▲ 0.50% · 4.625%
HK$37,642
+HK$1,885/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$71,514/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,672
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,688
−HK$1,033/mo
Today · 4.125%
HK$34,721
baseline
▲ 0.50% · 4.625%
HK$36,834
+HK$2,113/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$69,442/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$325,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,347
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,322
−HK$989/mo
Today · 4.125%
HK$38,311
baseline
▲ 0.50% · 4.625%
HK$40,330
+HK$2,019/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$76,622/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$325,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,850
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,934
−HK$1,102/mo
Today · 4.125%
HK$37,036
baseline
▲ 0.50% · 4.625%
HK$39,289
+HK$2,253/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$74,072/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,770
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,810
−HK$1,055/mo
Today · 4.125%
HK$40,865
baseline
▲ 0.50% · 4.625%
HK$43,019
+HK$2,154/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$81,730/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,028
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,180
−HK$1,170/mo
Today · 4.125%
HK$39,350
baseline
▲ 0.50% · 4.625%
HK$41,745
+HK$2,395/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$78,700/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,194
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,298
−HK$1,121/mo
Today · 4.125%
HK$43,419
baseline
▲ 0.50% · 4.625%
HK$45,708
+HK$2,289/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$86,838/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,206
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$40,426
−HK$1,239/mo
Today · 4.125%
HK$41,665
baseline
▲ 0.50% · 4.625%
HK$44,200
+HK$2,535/mo
Deposit HK$955K · loan HK$8.60M · min. income ≈ HK$83,330/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,617
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,787
−HK$1,186/mo
Today · 4.125%
HK$45,973
baseline
▲ 0.50% · 4.625%
HK$48,397
+HK$2,424/mo
Deposit HK$955K · loan HK$8.60M · min. income ≈ HK$91,946/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,216 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).