▼ 0.50% · 3.625%
HK$17,934
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$18,492
−HK$567/mo
Today · 4.125%
HK$19,059
baseline
▲ 0.50% · 4.625%
HK$20,218
+HK$1,159/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,118/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,951
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$20,487
−HK$542/mo
Today · 4.125%
HK$21,029
baseline
▲ 0.50% · 4.625%
HK$22,138
+HK$1,109/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$42,058/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,727
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,341
−HK$624/mo
Today · 4.125%
HK$20,965
baseline
▲ 0.50% · 4.625%
HK$22,240
+HK$1,275/mo
Deposit HK$3.54M · loan HK$4.33M · min. income ≈ HK$41,930/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$235,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,947
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,535
−HK$597/mo
Today · 4.125%
HK$23,132
baseline
▲ 0.50% · 4.625%
HK$24,352
+HK$1,220/mo
Deposit HK$3.54M · loan HK$4.33M · min. income ≈ HK$46,264/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$235,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,521
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,190
−HK$680/mo
Today · 4.125%
HK$22,870
baseline
▲ 0.50% · 4.625%
HK$24,262
+HK$1,392/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$45,740/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,942
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,584
−HK$651/mo
Today · 4.125%
HK$25,235
baseline
▲ 0.50% · 4.625%
HK$26,565
+HK$1,330/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$50,470/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,314
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,040
−HK$736/mo
Today · 4.125%
HK$24,776
baseline
▲ 0.50% · 4.625%
HK$26,284
+HK$1,508/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$49,552/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,937
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,633
−HK$705/mo
Today · 4.125%
HK$27,338
baseline
▲ 0.50% · 4.625%
HK$28,779
+HK$1,441/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$54,676/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,108
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,889
−HK$793/mo
Today · 4.125%
HK$26,682
baseline
▲ 0.50% · 4.625%
HK$28,306
+HK$1,624/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$53,364/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$235,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,932
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,681
−HK$760/mo
Today · 4.125%
HK$29,441
baseline
▲ 0.50% · 4.625%
HK$30,993
+HK$1,552/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$58,882/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$235,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,901
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,738
−HK$850/mo
Today · 4.125%
HK$28,588
baseline
▲ 0.50% · 4.625%
HK$30,328
+HK$1,740/mo
Deposit HK$1.97M · loan HK$5.90M · min. income ≈ HK$57,176/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,927
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,730
−HK$814/mo
Today · 4.125%
HK$31,544
baseline
▲ 0.50% · 4.625%
HK$33,207
+HK$1,663/mo
Deposit HK$1.97M · loan HK$5.90M · min. income ≈ HK$63,088/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,695
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,587
−HK$907/mo
Today · 4.125%
HK$30,494
baseline
▲ 0.50% · 4.625%
HK$32,349
+HK$1,855/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$60,988/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,922
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,779
−HK$868/mo
Today · 4.125%
HK$33,647
baseline
▲ 0.50% · 4.625%
HK$35,421
+HK$1,774/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$67,294/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,488
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,436
−HK$964/mo
Today · 4.125%
HK$32,400
baseline
▲ 0.50% · 4.625%
HK$34,371
+HK$1,971/mo
Deposit HK$1.18M · loan HK$6.69M · min. income ≈ HK$64,800/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$235,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,918
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,827
−HK$923/mo
Today · 4.125%
HK$35,750
baseline
▲ 0.50% · 4.625%
HK$37,634
+HK$1,884/mo
Deposit HK$1.18M · loan HK$6.69M · min. income ≈ HK$71,500/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$235,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,281
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,285
−HK$1,021/mo
Today · 4.125%
HK$34,306
baseline
▲ 0.50% · 4.625%
HK$36,393
+HK$2,087/mo
Deposit HK$786K · loan HK$7.08M · min. income ≈ HK$68,612/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,913
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,876
−HK$977/mo
Today · 4.125%
HK$37,853
baseline
▲ 0.50% · 4.625%
HK$39,848
+HK$1,995/mo
Deposit HK$786K · loan HK$7.08M · min. income ≈ HK$75,706/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,949 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).