▼ 0.50% · 3.625%
HK$17,714
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$18,265
−HK$559/mo
Today · 4.125%
HK$18,824
baseline
▲ 0.50% · 4.625%
HK$19,970
+HK$1,146/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$37,648/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,706
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$20,235
−HK$536/mo
Today · 4.125%
HK$20,771
baseline
▲ 0.50% · 4.625%
HK$21,866
+HK$1,095/mo
Deposit HK$3.88M · loan HK$3.88M · min. income ≈ HK$41,542/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,485
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,091
−HK$616/mo
Today · 4.125%
HK$20,707
baseline
▲ 0.50% · 4.625%
HK$21,967
+HK$1,260/mo
Deposit HK$3.50M · loan HK$4.27M · min. income ≈ HK$41,414/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,677
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,258
−HK$590/mo
Today · 4.125%
HK$22,848
baseline
▲ 0.50% · 4.625%
HK$24,052
+HK$1,204/mo
Deposit HK$3.50M · loan HK$4.27M · min. income ≈ HK$45,696/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,256
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,917
−HK$672/mo
Today · 4.125%
HK$22,589
baseline
▲ 0.50% · 4.625%
HK$23,964
+HK$1,375/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$45,178/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,647
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,282
−HK$643/mo
Today · 4.125%
HK$24,925
baseline
▲ 0.50% · 4.625%
HK$26,239
+HK$1,314/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$49,850/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,028
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,744
−HK$728/mo
Today · 4.125%
HK$24,472
baseline
▲ 0.50% · 4.625%
HK$25,961
+HK$1,489/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$48,944/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$233,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,618
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,305
−HK$697/mo
Today · 4.125%
HK$27,002
baseline
▲ 0.50% · 4.625%
HK$28,425
+HK$1,423/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$54,004/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$233,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,799
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,570
−HK$784/mo
Today · 4.125%
HK$26,354
baseline
▲ 0.50% · 4.625%
HK$27,958
+HK$1,604/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$52,708/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$233,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,589
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,329
−HK$750/mo
Today · 4.125%
HK$29,079
baseline
▲ 0.50% · 4.625%
HK$30,612
+HK$1,533/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$58,158/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$233,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,570
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,397
−HK$840/mo
Today · 4.125%
HK$28,237
baseline
▲ 0.50% · 4.625%
HK$29,955
+HK$1,718/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$56,474/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,559
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,352
−HK$804/mo
Today · 4.125%
HK$31,156
baseline
▲ 0.50% · 4.625%
HK$32,799
+HK$1,643/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$62,312/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,342
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,223
−HK$896/mo
Today · 4.125%
HK$30,119
baseline
▲ 0.50% · 4.625%
HK$31,952
+HK$1,833/mo
Deposit HK$1.55M · loan HK$6.21M · min. income ≈ HK$60,238/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,530
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,375
−HK$858/mo
Today · 4.125%
HK$33,233
baseline
▲ 0.50% · 4.625%
HK$34,985
+HK$1,752/mo
Deposit HK$1.55M · loan HK$6.21M · min. income ≈ HK$66,466/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,113
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,050
−HK$951/mo
Today · 4.125%
HK$32,001
baseline
▲ 0.50% · 4.625%
HK$33,949
+HK$1,948/mo
Deposit HK$1.17M · loan HK$6.60M · min. income ≈ HK$64,002/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,500
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,399
−HK$911/mo
Today · 4.125%
HK$35,310
baseline
▲ 0.50% · 4.625%
HK$37,172
+HK$1,862/mo
Deposit HK$1.17M · loan HK$6.60M · min. income ≈ HK$70,620/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,884
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,876
−HK$1,008/mo
Today · 4.125%
HK$33,884
baseline
▲ 0.50% · 4.625%
HK$35,946
+HK$2,062/mo
Deposit HK$777K · loan HK$6.99M · min. income ≈ HK$67,768/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,471
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,422
−HK$966/mo
Today · 4.125%
HK$37,388
baseline
▲ 0.50% · 4.625%
HK$39,358
+HK$1,970/mo
Deposit HK$777K · loan HK$6.99M · min. income ≈ HK$74,776/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,048 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).