▼ 0.50% · 3.625%
HK$22,335
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,030
−HK$706/mo
Today · 4.125%
HK$23,736
baseline
▲ 0.50% · 4.625%
HK$25,180
+HK$1,444/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,472/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,848
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,514
−HK$676/mo
Today · 4.125%
HK$26,190
baseline
▲ 0.50% · 4.625%
HK$27,571
+HK$1,381/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,380/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,569
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,333
−HK$777/mo
Today · 4.125%
HK$26,110
baseline
▲ 0.50% · 4.625%
HK$27,698
+HK$1,588/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$52,220/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,333
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,066
−HK$743/mo
Today · 4.125%
HK$28,809
baseline
▲ 0.50% · 4.625%
HK$30,328
+HK$1,519/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$57,618/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,802
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,636
−HK$847/mo
Today · 4.125%
HK$28,483
baseline
▲ 0.50% · 4.625%
HK$30,216
+HK$1,733/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$56,966/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,817
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,617
−HK$811/mo
Today · 4.125%
HK$31,428
baseline
▲ 0.50% · 4.625%
HK$33,085
+HK$1,657/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,856/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,036
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,939
−HK$918/mo
Today · 4.125%
HK$30,857
baseline
▲ 0.50% · 4.625%
HK$32,734
+HK$1,877/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$61,714/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,302
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,169
−HK$878/mo
Today · 4.125%
HK$34,047
baseline
▲ 0.50% · 4.625%
HK$35,842
+HK$1,795/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$68,094/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,269
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,242
−HK$988/mo
Today · 4.125%
HK$33,230
baseline
▲ 0.50% · 4.625%
HK$35,252
+HK$2,022/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$66,460/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,787
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,720
−HK$946/mo
Today · 4.125%
HK$36,666
baseline
▲ 0.50% · 4.625%
HK$38,599
+HK$1,933/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$73,332/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,503
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,545
−HK$1,059/mo
Today · 4.125%
HK$35,604
baseline
▲ 0.50% · 4.625%
HK$37,770
+HK$2,166/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$71,208/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,272
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,271
−HK$1,014/mo
Today · 4.125%
HK$39,285
baseline
▲ 0.50% · 4.625%
HK$41,356
+HK$2,071/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$78,570/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,737
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,848
−HK$1,130/mo
Today · 4.125%
HK$37,978
baseline
▲ 0.50% · 4.625%
HK$40,288
+HK$2,310/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$75,956/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,757
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,823
−HK$1,081/mo
Today · 4.125%
HK$41,904
baseline
▲ 0.50% · 4.625%
HK$44,113
+HK$2,209/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$83,808/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,970
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,151
−HK$1,200/mo
Today · 4.125%
HK$40,351
baseline
▲ 0.50% · 4.625%
HK$42,806
+HK$2,455/mo
Deposit HK$1.47M · loan HK$8.33M · min. income ≈ HK$80,702/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,241
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,374
−HK$1,150/mo
Today · 4.125%
HK$44,524
baseline
▲ 0.50% · 4.625%
HK$46,870
+HK$2,346/mo
Deposit HK$1.47M · loan HK$8.33M · min. income ≈ HK$89,048/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,204
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,454
−HK$1,271/mo
Today · 4.125%
HK$42,725
baseline
▲ 0.50% · 4.625%
HK$45,324
+HK$2,599/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$85,450/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,726
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,926
−HK$1,217/mo
Today · 4.125%
HK$47,143
baseline
▲ 0.50% · 4.625%
HK$49,627
+HK$2,484/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$94,286/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,511 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).