▼ 0.50% · 3.625%
HK$21,714
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,390
−HK$686/mo
Today · 4.125%
HK$23,076
baseline
▲ 0.50% · 4.625%
HK$24,480
+HK$1,404/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,152/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$322,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,157
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,805
−HK$657/mo
Today · 4.125%
HK$25,462
baseline
▲ 0.50% · 4.625%
HK$26,804
+HK$1,342/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,924/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$322,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,885
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,628
−HK$755/mo
Today · 4.125%
HK$25,383
baseline
▲ 0.50% · 4.625%
HK$26,928
+HK$1,545/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$50,766/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,572
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,285
−HK$723/mo
Today · 4.125%
HK$28,008
baseline
▲ 0.50% · 4.625%
HK$29,484
+HK$1,476/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$56,016/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$322,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,057
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,867
−HK$824/mo
Today · 4.125%
HK$27,691
baseline
▲ 0.50% · 4.625%
HK$29,376
+HK$1,685/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$55,382/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,988
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,765
−HK$789/mo
Today · 4.125%
HK$30,554
baseline
▲ 0.50% · 4.625%
HK$32,165
+HK$1,611/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$61,108/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,228
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,106
−HK$892/mo
Today · 4.125%
HK$29,998
baseline
▲ 0.50% · 4.625%
HK$31,824
+HK$1,826/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$59,996/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,404
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,246
−HK$854/mo
Today · 4.125%
HK$33,100
baseline
▲ 0.50% · 4.625%
HK$34,845
+HK$1,745/mo
Deposit HK$3.33M · loan HK$6.19M · min. income ≈ HK$66,200/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$322,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,400
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,345
−HK$961/mo
Today · 4.125%
HK$32,306
baseline
▲ 0.50% · 4.625%
HK$34,272
+HK$1,966/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$64,612/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,819
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,726
−HK$921/mo
Today · 4.125%
HK$35,647
baseline
▲ 0.50% · 4.625%
HK$37,525
+HK$1,878/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$71,294/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,571
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,584
−HK$1,030/mo
Today · 4.125%
HK$34,614
baseline
▲ 0.50% · 4.625%
HK$36,720
+HK$2,106/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$69,228/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,235
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,207
−HK$986/mo
Today · 4.125%
HK$38,193
baseline
▲ 0.50% · 4.625%
HK$40,206
+HK$2,013/mo
Deposit HK$2.38M · loan HK$7.14M · min. income ≈ HK$76,386/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$322,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,743
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,823
−HK$1,098/mo
Today · 4.125%
HK$36,921
baseline
▲ 0.50% · 4.625%
HK$39,168
+HK$2,247/mo
Deposit HK$1.90M · loan HK$7.62M · min. income ≈ HK$73,842/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,651
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,687
−HK$1,052/mo
Today · 4.125%
HK$40,739
baseline
▲ 0.50% · 4.625%
HK$42,886
+HK$2,147/mo
Deposit HK$1.90M · loan HK$7.62M · min. income ≈ HK$81,478/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$322,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,914
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,062
−HK$1,167/mo
Today · 4.125%
HK$39,229
baseline
▲ 0.50% · 4.625%
HK$41,616
+HK$2,387/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$78,458/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,066
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,168
−HK$1,117/mo
Today · 4.125%
HK$43,285
baseline
▲ 0.50% · 4.625%
HK$45,567
+HK$2,282/mo
Deposit HK$1.43M · loan HK$8.09M · min. income ≈ HK$86,570/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$322,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,085
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,301
−HK$1,235/mo
Today · 4.125%
HK$41,536
baseline
▲ 0.50% · 4.625%
HK$44,064
+HK$2,528/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$83,072/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$322,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,482
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,648
−HK$1,183/mo
Today · 4.125%
HK$45,831
baseline
▲ 0.50% · 4.625%
HK$48,247
+HK$2,416/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$91,662/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$322,265 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).