▼ 0.50% · 3.625%
HK$22,053
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,739
−HK$697/mo
Today · 4.125%
HK$23,436
baseline
▲ 0.50% · 4.625%
HK$24,862
+HK$1,426/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$46,872/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$337,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,533
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,191
−HK$668/mo
Today · 4.125%
HK$25,859
baseline
▲ 0.50% · 4.625%
HK$27,222
+HK$1,363/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$51,718/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$337,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,258
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,013
−HK$766/mo
Today · 4.125%
HK$25,779
baseline
▲ 0.50% · 4.625%
HK$27,348
+HK$1,569/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$51,558/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$337,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,987
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,711
−HK$734/mo
Today · 4.125%
HK$28,445
baseline
▲ 0.50% · 4.625%
HK$29,944
+HK$1,499/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$56,890/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$337,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,463
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,286
−HK$837/mo
Today · 4.125%
HK$28,123
baseline
▲ 0.50% · 4.625%
HK$29,834
+HK$1,711/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$56,246/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$337,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,440
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,230
−HK$801/mo
Today · 4.125%
HK$31,031
baseline
▲ 0.50% · 4.625%
HK$32,666
+HK$1,635/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$62,062/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$337,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,669
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,560
−HK$906/mo
Today · 4.125%
HK$30,466
baseline
▲ 0.50% · 4.625%
HK$32,320
+HK$1,854/mo
Deposit HK$3.38M · loan HK$6.29M · min. income ≈ HK$60,932/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$337,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,893
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,749
−HK$868/mo
Today · 4.125%
HK$33,617
baseline
▲ 0.50% · 4.625%
HK$35,389
+HK$1,772/mo
Deposit HK$3.38M · loan HK$6.29M · min. income ≈ HK$67,234/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$337,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,874
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,834
−HK$976/mo
Today · 4.125%
HK$32,810
baseline
▲ 0.50% · 4.625%
HK$34,806
+HK$1,996/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$65,620/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$337,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,347
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,268
−HK$934/mo
Today · 4.125%
HK$36,202
baseline
▲ 0.50% · 4.625%
HK$38,111
+HK$1,909/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$72,404/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$337,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,079
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,108
−HK$1,045/mo
Today · 4.125%
HK$35,153
baseline
▲ 0.50% · 4.625%
HK$37,292
+HK$2,139/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$70,306/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$337,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,800
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,787
−HK$1,001/mo
Today · 4.125%
HK$38,788
baseline
▲ 0.50% · 4.625%
HK$40,833
+HK$2,045/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$77,576/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$337,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,284
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,382
−HK$1,115/mo
Today · 4.125%
HK$37,497
baseline
▲ 0.50% · 4.625%
HK$39,779
+HK$2,282/mo
Deposit HK$1.93M · loan HK$7.74M · min. income ≈ HK$74,994/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$337,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,253
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,306
−HK$1,068/mo
Today · 4.125%
HK$41,374
baseline
▲ 0.50% · 4.625%
HK$43,555
+HK$2,181/mo
Deposit HK$1.93M · loan HK$7.74M · min. income ≈ HK$82,748/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$337,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,490
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$38,656
−HK$1,185/mo
Today · 4.125%
HK$39,841
baseline
▲ 0.50% · 4.625%
HK$42,265
+HK$2,424/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$79,682/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$337,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,707
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$42,825
−HK$1,135/mo
Today · 4.125%
HK$43,960
baseline
▲ 0.50% · 4.625%
HK$46,277
+HK$2,317/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$87,920/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$337,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,695
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,930
−HK$1,254/mo
Today · 4.125%
HK$42,184
baseline
▲ 0.50% · 4.625%
HK$44,751
+HK$2,567/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$84,368/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$337,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,160
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,344
−HK$1,202/mo
Today · 4.125%
HK$46,546
baseline
▲ 0.50% · 4.625%
HK$48,999
+HK$2,453/mo
Deposit HK$967K · loan HK$8.70M · min. income ≈ HK$93,092/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$337,115 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).