▼ 0.50% · 3.625%
HK$18,026
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,587
−HK$570/mo
Today · 4.125%
HK$19,157
baseline
▲ 0.50% · 4.625%
HK$20,322
+HK$1,165/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$38,314/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,054
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,592
−HK$545/mo
Today · 4.125%
HK$21,137
baseline
▲ 0.50% · 4.625%
HK$22,252
+HK$1,115/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$42,274/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,829
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,446
−HK$626/mo
Today · 4.125%
HK$21,072
baseline
▲ 0.50% · 4.625%
HK$22,354
+HK$1,282/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$42,144/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$237,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,059
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,651
−HK$600/mo
Today · 4.125%
HK$23,251
baseline
▲ 0.50% · 4.625%
HK$24,477
+HK$1,226/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$46,502/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$237,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,631
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,304
−HK$684/mo
Today · 4.125%
HK$22,988
baseline
▲ 0.50% · 4.625%
HK$24,387
+HK$1,399/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$45,976/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,065
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,710
−HK$655/mo
Today · 4.125%
HK$25,365
baseline
▲ 0.50% · 4.625%
HK$26,702
+HK$1,337/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$50,730/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,434
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,163
−HK$741/mo
Today · 4.125%
HK$24,904
baseline
▲ 0.50% · 4.625%
HK$26,419
+HK$1,515/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$49,808/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$237,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,070
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,769
−HK$710/mo
Today · 4.125%
HK$27,479
baseline
▲ 0.50% · 4.625%
HK$28,927
+HK$1,448/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$54,958/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$237,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,237
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,022
−HK$797/mo
Today · 4.125%
HK$26,819
baseline
▲ 0.50% · 4.625%
HK$28,451
+HK$1,632/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$53,638/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,076
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,829
−HK$763/mo
Today · 4.125%
HK$29,592
baseline
▲ 0.50% · 4.625%
HK$31,152
+HK$1,560/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$59,184/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,039
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,880
−HK$855/mo
Today · 4.125%
HK$28,735
baseline
▲ 0.50% · 4.625%
HK$30,483
+HK$1,748/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$57,470/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$237,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,081
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,888
−HK$818/mo
Today · 4.125%
HK$31,706
baseline
▲ 0.50% · 4.625%
HK$33,377
+HK$1,671/mo
Deposit HK$1.98M · loan HK$5.93M · min. income ≈ HK$63,412/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$237,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,842
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,739
−HK$912/mo
Today · 4.125%
HK$30,651
baseline
▲ 0.50% · 4.625%
HK$32,516
+HK$1,865/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$61,302/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,086
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,947
−HK$873/mo
Today · 4.125%
HK$33,820
baseline
▲ 0.50% · 4.625%
HK$35,603
+HK$1,783/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$67,640/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,645
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,598
−HK$968/mo
Today · 4.125%
HK$32,566
baseline
▲ 0.50% · 4.625%
HK$34,548
+HK$1,982/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$65,132/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,092
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,006
−HK$928/mo
Today · 4.125%
HK$35,934
baseline
▲ 0.50% · 4.625%
HK$37,828
+HK$1,894/mo
Deposit HK$1.19M · loan HK$6.72M · min. income ≈ HK$71,868/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,447
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,456
−HK$1,026/mo
Today · 4.125%
HK$34,482
baseline
▲ 0.50% · 4.625%
HK$36,580
+HK$2,098/mo
Deposit HK$791K · loan HK$7.11M · min. income ≈ HK$68,964/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,097
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,065
−HK$982/mo
Today · 4.125%
HK$38,047
baseline
▲ 0.50% · 4.625%
HK$40,053
+HK$2,006/mo
Deposit HK$791K · loan HK$7.11M · min. income ≈ HK$76,094/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,161 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).