▼ 0.50% · 3.625%
HK$21,760
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,436
−HK$688/mo
Today · 4.125%
HK$23,124
baseline
▲ 0.50% · 4.625%
HK$24,531
+HK$1,407/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,248/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,207
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,856
−HK$659/mo
Today · 4.125%
HK$25,515
baseline
▲ 0.50% · 4.625%
HK$26,860
+HK$1,345/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$51,030/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,935
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,680
−HK$756/mo
Today · 4.125%
HK$25,436
baseline
▲ 0.50% · 4.625%
HK$26,984
+HK$1,548/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$50,872/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,628
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,342
−HK$725/mo
Today · 4.125%
HK$28,067
baseline
▲ 0.50% · 4.625%
HK$29,546
+HK$1,479/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$56,134/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,111
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,924
−HK$825/mo
Today · 4.125%
HK$27,749
baseline
▲ 0.50% · 4.625%
HK$29,437
+HK$1,688/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,498/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,049
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,828
−HK$790/mo
Today · 4.125%
HK$30,618
baseline
▲ 0.50% · 4.625%
HK$32,232
+HK$1,614/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,236/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,287
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,167
−HK$894/mo
Today · 4.125%
HK$30,061
baseline
▲ 0.50% · 4.625%
HK$31,890
+HK$1,829/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$60,122/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$324,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,469
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,313
−HK$857/mo
Today · 4.125%
HK$33,170
baseline
▲ 0.50% · 4.625%
HK$34,918
+HK$1,748/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$66,340/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$324,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,463
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,411
−HK$963/mo
Today · 4.125%
HK$32,374
baseline
▲ 0.50% · 4.625%
HK$34,344
+HK$1,970/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,748/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,890
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,799
−HK$922/mo
Today · 4.125%
HK$35,721
baseline
▲ 0.50% · 4.625%
HK$37,604
+HK$1,883/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,442/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,639
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,655
−HK$1,031/mo
Today · 4.125%
HK$34,686
baseline
▲ 0.50% · 4.625%
HK$36,797
+HK$2,111/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$69,372/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,311
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,285
−HK$988/mo
Today · 4.125%
HK$38,273
baseline
▲ 0.50% · 4.625%
HK$40,290
+HK$2,017/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$76,546/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,815
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,898
−HK$1,100/mo
Today · 4.125%
HK$36,998
baseline
▲ 0.50% · 4.625%
HK$39,250
+HK$2,252/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$73,996/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,732
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,770
−HK$1,054/mo
Today · 4.125%
HK$40,824
baseline
▲ 0.50% · 4.625%
HK$42,976
+HK$2,152/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$81,648/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,991
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,142
−HK$1,169/mo
Today · 4.125%
HK$39,311
baseline
▲ 0.50% · 4.625%
HK$41,703
+HK$2,392/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$78,622/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,152
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,256
−HK$1,120/mo
Today · 4.125%
HK$43,376
baseline
▲ 0.50% · 4.625%
HK$45,662
+HK$2,286/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$86,752/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,167
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$40,385
−HK$1,238/mo
Today · 4.125%
HK$41,623
baseline
▲ 0.50% · 4.625%
HK$44,156
+HK$2,533/mo
Deposit HK$954K · loan HK$8.59M · min. income ≈ HK$83,246/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,573
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$44,742
−HK$1,185/mo
Today · 4.125%
HK$45,927
baseline
▲ 0.50% · 4.625%
HK$48,348
+HK$2,421/mo
Deposit HK$954K · loan HK$8.59M · min. income ≈ HK$91,854/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,258 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).