▼ 0.50% · 3.625%
HK$21,834
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,513
−HK$690/mo
Today · 4.125%
HK$23,203
baseline
▲ 0.50% · 4.625%
HK$24,615
+HK$1,412/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,406/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$327,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,290
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,942
−HK$660/mo
Today · 4.125%
HK$25,602
baseline
▲ 0.50% · 4.625%
HK$26,952
+HK$1,350/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,204/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$327,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,017
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,764
−HK$759/mo
Today · 4.125%
HK$25,523
baseline
▲ 0.50% · 4.625%
HK$27,076
+HK$1,553/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$51,046/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$327,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,719
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,436
−HK$727/mo
Today · 4.125%
HK$28,163
baseline
▲ 0.50% · 4.625%
HK$29,647
+HK$1,484/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$56,326/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$327,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,201
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,016
−HK$828/mo
Today · 4.125%
HK$27,844
baseline
▲ 0.50% · 4.625%
HK$29,538
+HK$1,694/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,688/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,148
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,930
−HK$793/mo
Today · 4.125%
HK$30,723
baseline
▲ 0.50% · 4.625%
HK$32,342
+HK$1,619/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,446/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,384
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,267
−HK$897/mo
Today · 4.125%
HK$30,164
baseline
▲ 0.50% · 4.625%
HK$31,999
+HK$1,835/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$60,328/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,577
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,424
−HK$859/mo
Today · 4.125%
HK$33,283
baseline
▲ 0.50% · 4.625%
HK$35,037
+HK$1,754/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$66,566/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,568
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,518
−HK$966/mo
Today · 4.125%
HK$32,484
baseline
▲ 0.50% · 4.625%
HK$34,461
+HK$1,977/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,968/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,006
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,918
−HK$925/mo
Today · 4.125%
HK$35,843
baseline
▲ 0.50% · 4.625%
HK$37,733
+HK$1,890/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,686/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,751
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,770
−HK$1,035/mo
Today · 4.125%
HK$34,805
baseline
▲ 0.50% · 4.625%
HK$36,922
+HK$2,117/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$69,610/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,435
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,412
−HK$992/mo
Today · 4.125%
HK$38,404
baseline
▲ 0.50% · 4.625%
HK$40,428
+HK$2,024/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$76,808/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,934
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,021
−HK$1,104/mo
Today · 4.125%
HK$37,125
baseline
▲ 0.50% · 4.625%
HK$39,384
+HK$2,259/mo
Deposit HK$1.92M · loan HK$7.66M · min. income ≈ HK$74,250/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,864
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,906
−HK$1,058/mo
Today · 4.125%
HK$40,964
baseline
▲ 0.50% · 4.625%
HK$43,123
+HK$2,159/mo
Deposit HK$1.92M · loan HK$7.66M · min. income ≈ HK$81,928/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,118
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,272
−HK$1,173/mo
Today · 4.125%
HK$39,445
baseline
▲ 0.50% · 4.625%
HK$41,845
+HK$2,400/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$78,890/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,293
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,401
−HK$1,123/mo
Today · 4.125%
HK$43,524
baseline
▲ 0.50% · 4.625%
HK$45,818
+HK$2,294/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$87,048/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,301
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,524
−HK$1,242/mo
Today · 4.125%
HK$41,766
baseline
▲ 0.50% · 4.625%
HK$44,307
+HK$2,541/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$83,532/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$327,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,722
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,895
−HK$1,189/mo
Today · 4.125%
HK$46,084
baseline
▲ 0.50% · 4.625%
HK$48,513
+HK$2,429/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$92,168/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$327,523 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).