▼ 0.50% · 3.625%
HK$22,123
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,811
−HK$699/mo
Today · 4.125%
HK$23,510
baseline
▲ 0.50% · 4.625%
HK$24,941
+HK$1,431/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$47,020/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,612
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,272
−HK$669/mo
Today · 4.125%
HK$25,941
baseline
▲ 0.50% · 4.625%
HK$27,309
+HK$1,368/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,882/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$340,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,335
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,092
−HK$769/mo
Today · 4.125%
HK$25,861
baseline
▲ 0.50% · 4.625%
HK$27,435
+HK$1,574/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$51,722/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,073
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,799
−HK$737/mo
Today · 4.125%
HK$28,536
baseline
▲ 0.50% · 4.625%
HK$30,040
+HK$1,504/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$57,072/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,548
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,374
−HK$839/mo
Today · 4.125%
HK$28,213
baseline
▲ 0.50% · 4.625%
HK$29,929
+HK$1,716/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,426/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,534
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,326
−HK$804/mo
Today · 4.125%
HK$31,130
baseline
▲ 0.50% · 4.625%
HK$32,771
+HK$1,641/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,260/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,760
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,655
−HK$909/mo
Today · 4.125%
HK$30,564
baseline
▲ 0.50% · 4.625%
HK$32,423
+HK$1,859/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$61,128/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,995
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,853
−HK$871/mo
Today · 4.125%
HK$33,724
baseline
▲ 0.50% · 4.625%
HK$35,502
+HK$1,778/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$67,448/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,972
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,936
−HK$979/mo
Today · 4.125%
HK$32,915
baseline
▲ 0.50% · 4.625%
HK$34,917
+HK$2,002/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$65,830/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,456
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,381
−HK$937/mo
Today · 4.125%
HK$36,318
baseline
▲ 0.50% · 4.625%
HK$38,232
+HK$1,914/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$72,636/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,185
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,217
−HK$1,049/mo
Today · 4.125%
HK$35,266
baseline
▲ 0.50% · 4.625%
HK$37,411
+HK$2,145/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$70,532/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,918
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,908
−HK$1,004/mo
Today · 4.125%
HK$38,912
baseline
▲ 0.50% · 4.625%
HK$40,963
+HK$2,051/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$77,824/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,397
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,498
−HK$1,119/mo
Today · 4.125%
HK$37,617
baseline
▲ 0.50% · 4.625%
HK$39,906
+HK$2,289/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$75,234/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,379
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,435
−HK$1,071/mo
Today · 4.125%
HK$41,506
baseline
▲ 0.50% · 4.625%
HK$43,694
+HK$2,188/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$83,012/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,609
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$38,779
−HK$1,189/mo
Today · 4.125%
HK$39,968
baseline
▲ 0.50% · 4.625%
HK$42,400
+HK$2,432/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$79,936/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,840
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,962
−HK$1,138/mo
Today · 4.125%
HK$44,100
baseline
▲ 0.50% · 4.625%
HK$46,425
+HK$2,325/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$88,200/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,822
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$41,060
−HK$1,259/mo
Today · 4.125%
HK$42,319
baseline
▲ 0.50% · 4.625%
HK$44,894
+HK$2,575/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$84,638/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,301
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,489
−HK$1,206/mo
Today · 4.125%
HK$46,695
baseline
▲ 0.50% · 4.625%
HK$49,156
+HK$2,461/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$93,390/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,204 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).