▼ 0.50% · 3.625%
HK$17,573
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$18,119
−HK$556/mo
Today · 4.125%
HK$18,675
baseline
▲ 0.50% · 4.625%
HK$19,811
+HK$1,136/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$37,350/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$231,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,549
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$20,074
−HK$532/mo
Today · 4.125%
HK$20,606
baseline
▲ 0.50% · 4.625%
HK$21,692
+HK$1,086/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$41,212/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$231,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,330
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,931
−HK$611/mo
Today · 4.125%
HK$20,542
baseline
▲ 0.50% · 4.625%
HK$21,792
+HK$1,250/mo
Deposit HK$3.47M · loan HK$4.24M · min. income ≈ HK$41,084/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$231,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,504
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,081
−HK$585/mo
Today · 4.125%
HK$22,666
baseline
▲ 0.50% · 4.625%
HK$23,861
+HK$1,195/mo
Deposit HK$3.47M · loan HK$4.24M · min. income ≈ HK$45,332/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$231,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,087
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,743
−HK$667/mo
Today · 4.125%
HK$22,410
baseline
▲ 0.50% · 4.625%
HK$23,773
+HK$1,363/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$44,820/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$231,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,459
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,088
−HK$639/mo
Today · 4.125%
HK$24,727
baseline
▲ 0.50% · 4.625%
HK$26,030
+HK$1,303/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$49,454/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$231,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,844
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,555
−HK$722/mo
Today · 4.125%
HK$24,277
baseline
▲ 0.50% · 4.625%
HK$25,754
+HK$1,477/mo
Deposit HK$2.70M · loan HK$5.01M · min. income ≈ HK$48,554/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,414
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,096
−HK$691/mo
Today · 4.125%
HK$26,787
baseline
▲ 0.50% · 4.625%
HK$28,199
+HK$1,412/mo
Deposit HK$2.70M · loan HK$5.01M · min. income ≈ HK$53,574/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,602
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,367
−HK$777/mo
Today · 4.125%
HK$26,144
baseline
▲ 0.50% · 4.625%
HK$27,735
+HK$1,591/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$52,288/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$231,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,369
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,103
−HK$745/mo
Today · 4.125%
HK$28,848
baseline
▲ 0.50% · 4.625%
HK$30,368
+HK$1,520/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$57,696/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$231,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,359
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,179
−HK$833/mo
Today · 4.125%
HK$28,012
baseline
▲ 0.50% · 4.625%
HK$29,716
+HK$1,704/mo
Deposit HK$1.93M · loan HK$5.78M · min. income ≈ HK$56,024/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,324
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,111
−HK$797/mo
Today · 4.125%
HK$30,908
baseline
▲ 0.50% · 4.625%
HK$32,538
+HK$1,630/mo
Deposit HK$1.93M · loan HK$5.78M · min. income ≈ HK$61,816/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,116
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,991
−HK$888/mo
Today · 4.125%
HK$29,879
baseline
▲ 0.50% · 4.625%
HK$31,697
+HK$1,818/mo
Deposit HK$1.54M · loan HK$6.17M · min. income ≈ HK$59,758/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$231,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,279
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,118
−HK$851/mo
Today · 4.125%
HK$32,969
baseline
▲ 0.50% · 4.625%
HK$34,707
+HK$1,738/mo
Deposit HK$1.54M · loan HK$6.17M · min. income ≈ HK$65,938/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$231,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,874
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,803
−HK$944/mo
Today · 4.125%
HK$31,747
baseline
▲ 0.50% · 4.625%
HK$33,679
+HK$1,932/mo
Deposit HK$1.16M · loan HK$6.55M · min. income ≈ HK$63,494/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,234
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,125
−HK$905/mo
Today · 4.125%
HK$35,030
baseline
▲ 0.50% · 4.625%
HK$36,876
+HK$1,846/mo
Deposit HK$1.16M · loan HK$6.55M · min. income ≈ HK$70,060/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,631
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,615
−HK$999/mo
Today · 4.125%
HK$33,614
baseline
▲ 0.50% · 4.625%
HK$35,660
+HK$2,046/mo
Deposit HK$771K · loan HK$6.94M · min. income ≈ HK$67,228/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,189
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,133
−HK$957/mo
Today · 4.125%
HK$37,090
baseline
▲ 0.50% · 4.625%
HK$39,045
+HK$1,955/mo
Deposit HK$771K · loan HK$6.94M · min. income ≈ HK$74,180/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,194 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).