▼ 0.50% · 3.625%
HK$3,290
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,392
−HK$104/mo
Today · 4.125%
HK$3,496
baseline
▲ 0.50% · 4.625%
HK$3,709
+HK$213/mo
Deposit HK$721K · loan HK$721K · min. income ≈ HK$6,992/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,660
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,758
−HK$99/mo
Today · 4.125%
HK$3,857
baseline
▲ 0.50% · 4.625%
HK$4,061
+HK$204/mo
Deposit HK$721K · loan HK$721K · min. income ≈ HK$7,714/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,619
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,731
−HK$114/mo
Today · 4.125%
HK$3,845
baseline
▲ 0.50% · 4.625%
HK$4,079
+HK$234/mo
Deposit HK$649K · loan HK$793K · min. income ≈ HK$7,690/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,026
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,134
−HK$109/mo
Today · 4.125%
HK$4,243
baseline
▲ 0.50% · 4.625%
HK$4,467
+HK$224/mo
Deposit HK$649K · loan HK$793K · min. income ≈ HK$8,486/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,947
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,070
−HK$125/mo
Today · 4.125%
HK$4,195
baseline
▲ 0.50% · 4.625%
HK$4,450
+HK$255/mo
Deposit HK$577K · loan HK$866K · min. income ≈ HK$8,390/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,392
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,509
−HK$120/mo
Today · 4.125%
HK$4,629
baseline
▲ 0.50% · 4.625%
HK$4,873
+HK$244/mo
Deposit HK$577K · loan HK$866K · min. income ≈ HK$9,258/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,276
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,409
−HK$136/mo
Today · 4.125%
HK$4,545
baseline
▲ 0.50% · 4.625%
HK$4,821
+HK$276/mo
Deposit HK$505K · loan HK$938K · min. income ≈ HK$9,090/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,758
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,885
−HK$130/mo
Today · 4.125%
HK$5,015
baseline
▲ 0.50% · 4.625%
HK$5,279
+HK$264/mo
Deposit HK$505K · loan HK$938K · min. income ≈ HK$10,030/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,605
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,749
−HK$145/mo
Today · 4.125%
HK$4,894
baseline
▲ 0.50% · 4.625%
HK$5,192
+HK$298/mo
Deposit HK$433K · loan HK$1.01M · min. income ≈ HK$9,788/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,123
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,261
−HK$139/mo
Today · 4.125%
HK$5,400
baseline
▲ 0.50% · 4.625%
HK$5,685
+HK$285/mo
Deposit HK$433K · loan HK$1.01M · min. income ≈ HK$10,800/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,934
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,088
−HK$156/mo
Today · 4.125%
HK$5,244
baseline
▲ 0.50% · 4.625%
HK$5,563
+HK$319/mo
Deposit HK$361K · loan HK$1.08M · min. income ≈ HK$10,488/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,489
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,637
−HK$149/mo
Today · 4.125%
HK$5,786
baseline
▲ 0.50% · 4.625%
HK$6,091
+HK$305/mo
Deposit HK$361K · loan HK$1.08M · min. income ≈ HK$11,572/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,263
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,427
−HK$166/mo
Today · 4.125%
HK$5,593
baseline
▲ 0.50% · 4.625%
HK$5,934
+HK$341/mo
Deposit HK$289K · loan HK$1.15M · min. income ≈ HK$11,186/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,855
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,012
−HK$160/mo
Today · 4.125%
HK$6,172
baseline
▲ 0.50% · 4.625%
HK$6,497
+HK$325/mo
Deposit HK$289K · loan HK$1.15M · min. income ≈ HK$12,344/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,592
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,766
−HK$177/mo
Today · 4.125%
HK$5,943
baseline
▲ 0.50% · 4.625%
HK$6,305
+HK$362/mo
Deposit HK$216K · loan HK$1.23M · min. income ≈ HK$11,886/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,221
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,388
−HK$169/mo
Today · 4.125%
HK$6,557
baseline
▲ 0.50% · 4.625%
HK$6,903
+HK$346/mo
Deposit HK$216K · loan HK$1.23M · min. income ≈ HK$13,114/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,921
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,105
−HK$188/mo
Today · 4.125%
HK$6,293
baseline
▲ 0.50% · 4.625%
HK$6,675
+HK$382/mo
Deposit HK$144K · loan HK$1.30M · min. income ≈ HK$12,586/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,587
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,764
−HK$179/mo
Today · 4.125%
HK$6,943
baseline
▲ 0.50% · 4.625%
HK$7,309
+HK$366/mo
Deposit HK$144K · loan HK$1.30M · min. income ≈ HK$13,886/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).