▼ 0.50% · 3.625%
HK$3,589
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,701
−HK$114/mo
Today · 4.125%
HK$3,815
baseline
▲ 0.50% · 4.625%
HK$4,047
+HK$232/mo
Deposit HK$787K · loan HK$787K · min. income ≈ HK$7,630/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,993
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,100
−HK$109/mo
Today · 4.125%
HK$4,209
baseline
▲ 0.50% · 4.625%
HK$4,431
+HK$222/mo
Deposit HK$787K · loan HK$787K · min. income ≈ HK$8,418/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,948
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,071
−HK$125/mo
Today · 4.125%
HK$4,196
baseline
▲ 0.50% · 4.625%
HK$4,451
+HK$255/mo
Deposit HK$708K · loan HK$866K · min. income ≈ HK$8,392/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,393
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,510
−HK$120/mo
Today · 4.125%
HK$4,630
baseline
▲ 0.50% · 4.625%
HK$4,874
+HK$244/mo
Deposit HK$708K · loan HK$866K · min. income ≈ HK$9,260/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,307
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,441
−HK$136/mo
Today · 4.125%
HK$4,577
baseline
▲ 0.50% · 4.625%
HK$4,856
+HK$279/mo
Deposit HK$630K · loan HK$944K · min. income ≈ HK$9,154/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,792
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,920
−HK$131/mo
Today · 4.125%
HK$5,051
baseline
▲ 0.50% · 4.625%
HK$5,317
+HK$266/mo
Deposit HK$630K · loan HK$944K · min. income ≈ HK$10,102/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,666
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,811
−HK$148/mo
Today · 4.125%
HK$4,959
baseline
▲ 0.50% · 4.625%
HK$5,261
+HK$302/mo
Deposit HK$551K · loan HK$1.02M · min. income ≈ HK$9,918/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,191
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,330
−HK$142/mo
Today · 4.125%
HK$5,472
baseline
▲ 0.50% · 4.625%
HK$5,760
+HK$288/mo
Deposit HK$551K · loan HK$1.02M · min. income ≈ HK$10,944/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,025
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,182
−HK$158/mo
Today · 4.125%
HK$5,340
baseline
▲ 0.50% · 4.625%
HK$5,665
+HK$325/mo
Deposit HK$472K · loan HK$1.10M · min. income ≈ HK$10,680/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,590
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,740
−HK$153/mo
Today · 4.125%
HK$5,893
baseline
▲ 0.50% · 4.625%
HK$6,203
+HK$310/mo
Deposit HK$472K · loan HK$1.10M · min. income ≈ HK$11,786/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,384
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,552
−HK$170/mo
Today · 4.125%
HK$5,722
baseline
▲ 0.50% · 4.625%
HK$6,070
+HK$348/mo
Deposit HK$394K · loan HK$1.18M · min. income ≈ HK$11,444/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,990
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,150
−HK$163/mo
Today · 4.125%
HK$6,313
baseline
▲ 0.50% · 4.625%
HK$6,646
+HK$333/mo
Deposit HK$394K · loan HK$1.18M · min. income ≈ HK$12,626/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,743
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,922
−HK$181/mo
Today · 4.125%
HK$6,103
baseline
▲ 0.50% · 4.625%
HK$6,475
+HK$372/mo
Deposit HK$315K · loan HK$1.26M · min. income ≈ HK$12,206/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,389
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,560
−HK$174/mo
Today · 4.125%
HK$6,734
baseline
▲ 0.50% · 4.625%
HK$7,089
+HK$355/mo
Deposit HK$315K · loan HK$1.26M · min. income ≈ HK$13,468/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,102
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,292
−HK$193/mo
Today · 4.125%
HK$6,485
baseline
▲ 0.50% · 4.625%
HK$6,879
+HK$394/mo
Deposit HK$236K · loan HK$1.34M · min. income ≈ HK$12,970/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,788
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,971
−HK$184/mo
Today · 4.125%
HK$7,155
baseline
▲ 0.50% · 4.625%
HK$7,532
+HK$377/mo
Deposit HK$236K · loan HK$1.34M · min. income ≈ HK$14,310/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,461
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,662
−HK$204/mo
Today · 4.125%
HK$6,866
baseline
▲ 0.50% · 4.625%
HK$7,284
+HK$418/mo
Deposit HK$157K · loan HK$1.42M · min. income ≈ HK$13,732/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,188
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,381
−HK$195/mo
Today · 4.125%
HK$7,576
baseline
▲ 0.50% · 4.625%
HK$7,975
+HK$399/mo
Deposit HK$157K · loan HK$1.42M · min. income ≈ HK$15,152/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).