▼ 0.50% · 3.625%
HK$3,765
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,882
−HK$119/mo
Today · 4.125%
HK$4,001
baseline
▲ 0.50% · 4.625%
HK$4,244
+HK$243/mo
Deposit HK$825K · loan HK$825K · min. income ≈ HK$8,002/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,188
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,300
−HK$114/mo
Today · 4.125%
HK$4,414
baseline
▲ 0.50% · 4.625%
HK$4,647
+HK$233/mo
Deposit HK$825K · loan HK$825K · min. income ≈ HK$8,828/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,141
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,270
−HK$131/mo
Today · 4.125%
HK$4,401
baseline
▲ 0.50% · 4.625%
HK$4,669
+HK$268/mo
Deposit HK$743K · loan HK$908K · min. income ≈ HK$8,802/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,607
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,730
−HK$126/mo
Today · 4.125%
HK$4,856
baseline
▲ 0.50% · 4.625%
HK$5,112
+HK$256/mo
Deposit HK$743K · loan HK$908K · min. income ≈ HK$9,712/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,518
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,658
−HK$143/mo
Today · 4.125%
HK$4,801
baseline
▲ 0.50% · 4.625%
HK$5,093
+HK$292/mo
Deposit HK$660K · loan HK$991K · min. income ≈ HK$9,602/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,026
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,161
−HK$136/mo
Today · 4.125%
HK$5,297
baseline
▲ 0.50% · 4.625%
HK$5,577
+HK$280/mo
Deposit HK$660K · loan HK$991K · min. income ≈ HK$10,594/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,894
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,046
−HK$155/mo
Today · 4.125%
HK$5,201
baseline
▲ 0.50% · 4.625%
HK$5,517
+HK$316/mo
Deposit HK$578K · loan HK$1.07M · min. income ≈ HK$10,402/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,445
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,591
−HK$148/mo
Today · 4.125%
HK$5,739
baseline
▲ 0.50% · 4.625%
HK$6,041
+HK$302/mo
Deposit HK$578K · loan HK$1.07M · min. income ≈ HK$11,478/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,271
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,434
−HK$167/mo
Today · 4.125%
HK$5,601
baseline
▲ 0.50% · 4.625%
HK$5,942
+HK$341/mo
Deposit HK$495K · loan HK$1.16M · min. income ≈ HK$11,202/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,863
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,021
−HK$159/mo
Today · 4.125%
HK$6,180
baseline
▲ 0.50% · 4.625%
HK$6,506
+HK$326/mo
Deposit HK$495K · loan HK$1.16M · min. income ≈ HK$12,360/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,647
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,823
−HK$178/mo
Today · 4.125%
HK$6,001
baseline
▲ 0.50% · 4.625%
HK$6,366
+HK$365/mo
Deposit HK$413K · loan HK$1.24M · min. income ≈ HK$12,002/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,282
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,451
−HK$171/mo
Today · 4.125%
HK$6,622
baseline
▲ 0.50% · 4.625%
HK$6,971
+HK$349/mo
Deposit HK$413K · loan HK$1.24M · min. income ≈ HK$13,244/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,023
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,211
−HK$190/mo
Today · 4.125%
HK$6,401
baseline
▲ 0.50% · 4.625%
HK$6,791
+HK$390/mo
Deposit HK$330K · loan HK$1.32M · min. income ≈ HK$12,802/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,701
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,881
−HK$182/mo
Today · 4.125%
HK$7,063
baseline
▲ 0.50% · 4.625%
HK$7,435
+HK$372/mo
Deposit HK$330K · loan HK$1.32M · min. income ≈ HK$14,126/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,400
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,599
−HK$202/mo
Today · 4.125%
HK$6,801
baseline
▲ 0.50% · 4.625%
HK$7,215
+HK$414/mo
Deposit HK$248K · loan HK$1.40M · min. income ≈ HK$13,602/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,120
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,311
−HK$193/mo
Today · 4.125%
HK$7,504
baseline
▲ 0.50% · 4.625%
HK$7,900
+HK$396/mo
Deposit HK$248K · loan HK$1.40M · min. income ≈ HK$15,008/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,776
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,987
−HK$214/mo
Today · 4.125%
HK$7,201
baseline
▲ 0.50% · 4.625%
HK$7,639
+HK$438/mo
Deposit HK$165K · loan HK$1.49M · min. income ≈ HK$14,402/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,539
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,741
−HK$205/mo
Today · 4.125%
HK$7,946
baseline
▲ 0.50% · 4.625%
HK$8,365
+HK$419/mo
Deposit HK$165K · loan HK$1.49M · min. income ≈ HK$15,892/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).