▼ 0.50% · 3.625%
HK$2,984
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,077
−HK$94/mo
Today · 4.125%
HK$3,171
baseline
▲ 0.50% · 4.625%
HK$3,364
+HK$193/mo
Deposit HK$654K · loan HK$654K · min. income ≈ HK$6,342/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,320
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,409
−HK$90/mo
Today · 4.125%
HK$3,499
baseline
▲ 0.50% · 4.625%
HK$3,684
+HK$185/mo
Deposit HK$654K · loan HK$654K · min. income ≈ HK$6,998/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,283
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,385
−HK$104/mo
Today · 4.125%
HK$3,489
baseline
▲ 0.50% · 4.625%
HK$3,701
+HK$212/mo
Deposit HK$589K · loan HK$720K · min. income ≈ HK$6,978/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,652
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,750
−HK$99/mo
Today · 4.125%
HK$3,849
baseline
▲ 0.50% · 4.625%
HK$4,052
+HK$203/mo
Deposit HK$589K · loan HK$720K · min. income ≈ HK$7,698/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,581
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,692
−HK$114/mo
Today · 4.125%
HK$3,806
baseline
▲ 0.50% · 4.625%
HK$4,037
+HK$231/mo
Deposit HK$523K · loan HK$785K · min. income ≈ HK$7,612/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,984
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,091
−HK$108/mo
Today · 4.125%
HK$4,199
baseline
▲ 0.50% · 4.625%
HK$4,421
+HK$222/mo
Deposit HK$523K · loan HK$785K · min. income ≈ HK$8,398/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,880
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,000
−HK$123/mo
Today · 4.125%
HK$4,123
baseline
▲ 0.50% · 4.625%
HK$4,374
+HK$251/mo
Deposit HK$458K · loan HK$851K · min. income ≈ HK$8,246/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,316
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,432
−HK$117/mo
Today · 4.125%
HK$4,549
baseline
▲ 0.50% · 4.625%
HK$4,789
+HK$240/mo
Deposit HK$458K · loan HK$851K · min. income ≈ HK$9,098/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,178
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,308
−HK$132/mo
Today · 4.125%
HK$4,440
baseline
▲ 0.50% · 4.625%
HK$4,710
+HK$270/mo
Deposit HK$393K · loan HK$916K · min. income ≈ HK$8,880/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,648
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,773
−HK$126/mo
Today · 4.125%
HK$4,899
baseline
▲ 0.50% · 4.625%
HK$5,157
+HK$258/mo
Deposit HK$393K · loan HK$916K · min. income ≈ HK$9,798/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,476
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,616
−HK$141/mo
Today · 4.125%
HK$4,757
baseline
▲ 0.50% · 4.625%
HK$5,047
+HK$290/mo
Deposit HK$327K · loan HK$982K · min. income ≈ HK$9,514/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,980
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,113
−HK$136/mo
Today · 4.125%
HK$5,249
baseline
▲ 0.50% · 4.625%
HK$5,526
+HK$277/mo
Deposit HK$327K · loan HK$982K · min. income ≈ HK$10,498/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,775
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,923
−HK$151/mo
Today · 4.125%
HK$5,074
baseline
▲ 0.50% · 4.625%
HK$5,383
+HK$309/mo
Deposit HK$262K · loan HK$1.05M · min. income ≈ HK$10,148/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,312
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,454
−HK$145/mo
Today · 4.125%
HK$5,599
baseline
▲ 0.50% · 4.625%
HK$5,894
+HK$295/mo
Deposit HK$262K · loan HK$1.05M · min. income ≈ HK$11,198/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,073
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,231
−HK$160/mo
Today · 4.125%
HK$5,391
baseline
▲ 0.50% · 4.625%
HK$5,719
+HK$328/mo
Deposit HK$196K · loan HK$1.11M · min. income ≈ HK$10,782/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,644
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,795
−HK$154/mo
Today · 4.125%
HK$5,949
baseline
▲ 0.50% · 4.625%
HK$6,262
+HK$313/mo
Deposit HK$196K · loan HK$1.11M · min. income ≈ HK$11,898/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,372
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,539
−HK$170/mo
Today · 4.125%
HK$5,709
baseline
▲ 0.50% · 4.625%
HK$6,056
+HK$347/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$11,418/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,976
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,136
−HK$163/mo
Today · 4.125%
HK$6,299
baseline
▲ 0.50% · 4.625%
HK$6,631
+HK$332/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$12,598/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).