▼ 0.50% · 3.625%
HK$3,046
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,141
−HK$96/mo
Today · 4.125%
HK$3,237
baseline
▲ 0.50% · 4.625%
HK$3,434
+HK$197/mo
Deposit HK$668K · loan HK$668K · min. income ≈ HK$6,474/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,389
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,480
−HK$92/mo
Today · 4.125%
HK$3,572
baseline
▲ 0.50% · 4.625%
HK$3,760
+HK$188/mo
Deposit HK$668K · loan HK$668K · min. income ≈ HK$7,144/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,351
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,455
−HK$106/mo
Today · 4.125%
HK$3,561
baseline
▲ 0.50% · 4.625%
HK$3,777
+HK$216/mo
Deposit HK$601K · loan HK$735K · min. income ≈ HK$7,122/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,728
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,827
−HK$102/mo
Today · 4.125%
HK$3,929
baseline
▲ 0.50% · 4.625%
HK$4,136
+HK$207/mo
Deposit HK$601K · loan HK$735K · min. income ≈ HK$7,858/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,655
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,769
−HK$115/mo
Today · 4.125%
HK$3,884
baseline
▲ 0.50% · 4.625%
HK$4,121
+HK$237/mo
Deposit HK$534K · loan HK$801K · min. income ≈ HK$7,768/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,066
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,175
−HK$111/mo
Today · 4.125%
HK$4,286
baseline
▲ 0.50% · 4.625%
HK$4,512
+HK$226/mo
Deposit HK$534K · loan HK$801K · min. income ≈ HK$8,572/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,960
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,083
−HK$125/mo
Today · 4.125%
HK$4,208
baseline
▲ 0.50% · 4.625%
HK$4,464
+HK$256/mo
Deposit HK$468K · loan HK$868K · min. income ≈ HK$8,416/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,405
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,523
−HK$120/mo
Today · 4.125%
HK$4,643
baseline
▲ 0.50% · 4.625%
HK$4,888
+HK$245/mo
Deposit HK$468K · loan HK$868K · min. income ≈ HK$9,286/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,264
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,397
−HK$135/mo
Today · 4.125%
HK$4,532
baseline
▲ 0.50% · 4.625%
HK$4,808
+HK$276/mo
Deposit HK$401K · loan HK$935K · min. income ≈ HK$9,064/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,744
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,871
−HK$129/mo
Today · 4.125%
HK$5,000
baseline
▲ 0.50% · 4.625%
HK$5,264
+HK$264/mo
Deposit HK$401K · loan HK$935K · min. income ≈ HK$10,000/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,569
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,711
−HK$145/mo
Today · 4.125%
HK$4,856
baseline
▲ 0.50% · 4.625%
HK$5,151
+HK$295/mo
Deposit HK$334K · loan HK$1.00M · min. income ≈ HK$9,712/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,083
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,219
−HK$139/mo
Today · 4.125%
HK$5,358
baseline
▲ 0.50% · 4.625%
HK$5,640
+HK$282/mo
Deposit HK$334K · loan HK$1.00M · min. income ≈ HK$10,716/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,874
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,025
−HK$154/mo
Today · 4.125%
HK$5,179
baseline
▲ 0.50% · 4.625%
HK$5,494
+HK$315/mo
Deposit HK$267K · loan HK$1.07M · min. income ≈ HK$10,358/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,422
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,567
−HK$148/mo
Today · 4.125%
HK$5,715
baseline
▲ 0.50% · 4.625%
HK$6,016
+HK$301/mo
Deposit HK$267K · loan HK$1.07M · min. income ≈ HK$11,430/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,178
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,339
−HK$164/mo
Today · 4.125%
HK$5,503
baseline
▲ 0.50% · 4.625%
HK$5,838
+HK$335/mo
Deposit HK$200K · loan HK$1.14M · min. income ≈ HK$11,006/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,761
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,915
−HK$157/mo
Today · 4.125%
HK$6,072
baseline
▲ 0.50% · 4.625%
HK$6,392
+HK$320/mo
Deposit HK$200K · loan HK$1.14M · min. income ≈ HK$12,144/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,483
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,653
−HK$174/mo
Today · 4.125%
HK$5,827
baseline
▲ 0.50% · 4.625%
HK$6,181
+HK$354/mo
Deposit HK$134K · loan HK$1.20M · min. income ≈ HK$11,654/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,100
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,263
−HK$166/mo
Today · 4.125%
HK$6,429
baseline
▲ 0.50% · 4.625%
HK$6,768
+HK$339/mo
Deposit HK$134K · loan HK$1.20M · min. income ≈ HK$12,858/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).