▼ 0.50% · 3.625%
HK$3,688
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,803
−HK$116/mo
Today · 4.125%
HK$3,919
baseline
▲ 0.50% · 4.625%
HK$4,158
+HK$239/mo
Deposit HK$809K · loan HK$809K · min. income ≈ HK$7,838/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,103
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,213
−HK$112/mo
Today · 4.125%
HK$4,325
baseline
▲ 0.50% · 4.625%
HK$4,553
+HK$228/mo
Deposit HK$809K · loan HK$809K · min. income ≈ HK$8,650/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,057
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,183
−HK$128/mo
Today · 4.125%
HK$4,311
baseline
▲ 0.50% · 4.625%
HK$4,574
+HK$263/mo
Deposit HK$728K · loan HK$890K · min. income ≈ HK$8,622/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,513
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,634
−HK$123/mo
Today · 4.125%
HK$4,757
baseline
▲ 0.50% · 4.625%
HK$5,008
+HK$251/mo
Deposit HK$728K · loan HK$890K · min. income ≈ HK$9,514/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,426
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,563
−HK$140/mo
Today · 4.125%
HK$4,703
baseline
▲ 0.50% · 4.625%
HK$4,989
+HK$286/mo
Deposit HK$647K · loan HK$970K · min. income ≈ HK$9,406/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,924
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,056
−HK$134/mo
Today · 4.125%
HK$5,190
baseline
▲ 0.50% · 4.625%
HK$5,463
+HK$273/mo
Deposit HK$647K · loan HK$970K · min. income ≈ HK$10,380/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,794
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,944
−HK$151/mo
Today · 4.125%
HK$5,095
baseline
▲ 0.50% · 4.625%
HK$5,405
+HK$310/mo
Deposit HK$566K · loan HK$1.05M · min. income ≈ HK$10,190/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,334
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,477
−HK$145/mo
Today · 4.125%
HK$5,622
baseline
▲ 0.50% · 4.625%
HK$5,918
+HK$296/mo
Deposit HK$566K · loan HK$1.05M · min. income ≈ HK$11,244/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,163
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,324
−HK$163/mo
Today · 4.125%
HK$5,487
baseline
▲ 0.50% · 4.625%
HK$5,821
+HK$334/mo
Deposit HK$485K · loan HK$1.13M · min. income ≈ HK$10,974/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,744
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,898
−HK$156/mo
Today · 4.125%
HK$6,054
baseline
▲ 0.50% · 4.625%
HK$6,374
+HK$320/mo
Deposit HK$485K · loan HK$1.13M · min. income ≈ HK$12,108/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,532
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,704
−HK$175/mo
Today · 4.125%
HK$5,879
baseline
▲ 0.50% · 4.625%
HK$6,237
+HK$358/mo
Deposit HK$404K · loan HK$1.21M · min. income ≈ HK$11,758/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,154
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,319
−HK$168/mo
Today · 4.125%
HK$6,487
baseline
▲ 0.50% · 4.625%
HK$6,829
+HK$342/mo
Deposit HK$404K · loan HK$1.21M · min. income ≈ HK$12,974/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,901
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,084
−HK$187/mo
Today · 4.125%
HK$6,271
baseline
▲ 0.50% · 4.625%
HK$6,653
+HK$382/mo
Deposit HK$323K · loan HK$1.29M · min. income ≈ HK$12,542/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,565
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,741
−HK$178/mo
Today · 4.125%
HK$6,919
baseline
▲ 0.50% · 4.625%
HK$7,284
+HK$365/mo
Deposit HK$323K · loan HK$1.29M · min. income ≈ HK$13,838/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,270
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,465
−HK$198/mo
Today · 4.125%
HK$6,663
baseline
▲ 0.50% · 4.625%
HK$7,068
+HK$405/mo
Deposit HK$243K · loan HK$1.37M · min. income ≈ HK$13,326/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,975
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,162
−HK$190/mo
Today · 4.125%
HK$7,352
baseline
▲ 0.50% · 4.625%
HK$7,739
+HK$387/mo
Deposit HK$243K · loan HK$1.37M · min. income ≈ HK$14,704/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,639
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,845
−HK$210/mo
Today · 4.125%
HK$7,055
baseline
▲ 0.50% · 4.625%
HK$7,484
+HK$429/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$14,110/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,385
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,583
−HK$201/mo
Today · 4.125%
HK$7,784
baseline
▲ 0.50% · 4.625%
HK$8,195
+HK$411/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$15,568/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).