▼ 0.50% · 3.625%
HK$3,535
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,645
−HK$111/mo
Today · 4.125%
HK$3,756
baseline
▲ 0.50% · 4.625%
HK$3,985
+HK$229/mo
Deposit HK$775K · loan HK$775K · min. income ≈ HK$7,512/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,932
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,038
−HK$107/mo
Today · 4.125%
HK$4,145
baseline
▲ 0.50% · 4.625%
HK$4,363
+HK$218/mo
Deposit HK$775K · loan HK$775K · min. income ≈ HK$8,290/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,888
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,009
−HK$123/mo
Today · 4.125%
HK$4,132
baseline
▲ 0.50% · 4.625%
HK$4,383
+HK$251/mo
Deposit HK$698K · loan HK$853K · min. income ≈ HK$8,264/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,326
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,442
−HK$117/mo
Today · 4.125%
HK$4,559
baseline
▲ 0.50% · 4.625%
HK$4,800
+HK$241/mo
Deposit HK$698K · loan HK$853K · min. income ≈ HK$9,118/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,242
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,374
−HK$134/mo
Today · 4.125%
HK$4,508
baseline
▲ 0.50% · 4.625%
HK$4,782
+HK$274/mo
Deposit HK$620K · loan HK$930K · min. income ≈ HK$9,016/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,719
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,845
−HK$129/mo
Today · 4.125%
HK$4,974
baseline
▲ 0.50% · 4.625%
HK$5,236
+HK$262/mo
Deposit HK$620K · loan HK$930K · min. income ≈ HK$9,948/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,595
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,738
−HK$145/mo
Today · 4.125%
HK$4,883
baseline
▲ 0.50% · 4.625%
HK$5,180
+HK$297/mo
Deposit HK$543K · loan HK$1.01M · min. income ≈ HK$9,766/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,112
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,249
−HK$139/mo
Today · 4.125%
HK$5,388
baseline
▲ 0.50% · 4.625%
HK$5,672
+HK$284/mo
Deposit HK$543K · loan HK$1.01M · min. income ≈ HK$10,776/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,949
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,102
−HK$157/mo
Today · 4.125%
HK$5,259
baseline
▲ 0.50% · 4.625%
HK$5,579
+HK$320/mo
Deposit HK$465K · loan HK$1.09M · min. income ≈ HK$10,518/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,505
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,653
−HK$150/mo
Today · 4.125%
HK$5,803
baseline
▲ 0.50% · 4.625%
HK$6,109
+HK$306/mo
Deposit HK$465K · loan HK$1.09M · min. income ≈ HK$11,606/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,302
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,467
−HK$168/mo
Today · 4.125%
HK$5,635
baseline
▲ 0.50% · 4.625%
HK$5,977
+HK$342/mo
Deposit HK$388K · loan HK$1.16M · min. income ≈ HK$11,270/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,898
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,057
−HK$160/mo
Today · 4.125%
HK$6,217
baseline
▲ 0.50% · 4.625%
HK$6,545
+HK$328/mo
Deposit HK$388K · loan HK$1.16M · min. income ≈ HK$12,434/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,656
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,831
−HK$179/mo
Today · 4.125%
HK$6,010
baseline
▲ 0.50% · 4.625%
HK$6,376
+HK$366/mo
Deposit HK$310K · loan HK$1.24M · min. income ≈ HK$12,020/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,292
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,460
−HK$172/mo
Today · 4.125%
HK$6,632
baseline
▲ 0.50% · 4.625%
HK$6,981
+HK$349/mo
Deposit HK$310K · loan HK$1.24M · min. income ≈ HK$13,264/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,009
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,196
−HK$190/mo
Today · 4.125%
HK$6,386
baseline
▲ 0.50% · 4.625%
HK$6,774
+HK$388/mo
Deposit HK$233K · loan HK$1.32M · min. income ≈ HK$12,772/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,685
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,864
−HK$182/mo
Today · 4.125%
HK$7,046
baseline
▲ 0.50% · 4.625%
HK$7,418
+HK$372/mo
Deposit HK$233K · loan HK$1.32M · min. income ≈ HK$14,092/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,362
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,560
−HK$201/mo
Today · 4.125%
HK$6,761
baseline
▲ 0.50% · 4.625%
HK$7,173
+HK$412/mo
Deposit HK$155K · loan HK$1.40M · min. income ≈ HK$13,522/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,078
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,268
−HK$193/mo
Today · 4.125%
HK$7,461
baseline
▲ 0.50% · 4.625%
HK$7,854
+HK$393/mo
Deposit HK$155K · loan HK$1.40M · min. income ≈ HK$14,922/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).