▼ 0.50% · 3.625%
HK$3,601
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,713
−HK$114/mo
Today · 4.125%
HK$3,827
baseline
▲ 0.50% · 4.625%
HK$4,060
+HK$233/mo
Deposit HK$790K · loan HK$790K · min. income ≈ HK$7,654/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,006
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,114
−HK$109/mo
Today · 4.125%
HK$4,223
baseline
▲ 0.50% · 4.625%
HK$4,445
+HK$222/mo
Deposit HK$790K · loan HK$790K · min. income ≈ HK$8,446/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,961
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,084
−HK$126/mo
Today · 4.125%
HK$4,210
baseline
▲ 0.50% · 4.625%
HK$4,466
+HK$256/mo
Deposit HK$711K · loan HK$869K · min. income ≈ HK$8,420/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,407
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,525
−HK$120/mo
Today · 4.125%
HK$4,645
baseline
▲ 0.50% · 4.625%
HK$4,890
+HK$245/mo
Deposit HK$711K · loan HK$869K · min. income ≈ HK$9,290/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,321
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,456
−HK$136/mo
Today · 4.125%
HK$4,592
baseline
▲ 0.50% · 4.625%
HK$4,872
+HK$280/mo
Deposit HK$632K · loan HK$948K · min. income ≈ HK$9,184/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,807
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,936
−HK$131/mo
Today · 4.125%
HK$5,067
baseline
▲ 0.50% · 4.625%
HK$5,334
+HK$267/mo
Deposit HK$632K · loan HK$948K · min. income ≈ HK$10,134/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,681
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,827
−HK$148/mo
Today · 4.125%
HK$4,975
baseline
▲ 0.50% · 4.625%
HK$5,278
+HK$303/mo
Deposit HK$553K · loan HK$1.03M · min. income ≈ HK$9,950/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,208
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,348
−HK$141/mo
Today · 4.125%
HK$5,489
baseline
▲ 0.50% · 4.625%
HK$5,779
+HK$290/mo
Deposit HK$553K · loan HK$1.03M · min. income ≈ HK$10,978/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,042
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,198
−HK$160/mo
Today · 4.125%
HK$5,358
baseline
▲ 0.50% · 4.625%
HK$5,684
+HK$326/mo
Deposit HK$474K · loan HK$1.11M · min. income ≈ HK$10,716/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,609
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,759
−HK$153/mo
Today · 4.125%
HK$5,912
baseline
▲ 0.50% · 4.625%
HK$6,223
+HK$311/mo
Deposit HK$474K · loan HK$1.11M · min. income ≈ HK$11,824/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,402
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,570
−HK$170/mo
Today · 4.125%
HK$5,740
baseline
▲ 0.50% · 4.625%
HK$6,090
+HK$350/mo
Deposit HK$395K · loan HK$1.18M · min. income ≈ HK$11,480/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,009
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,170
−HK$164/mo
Today · 4.125%
HK$6,334
baseline
▲ 0.50% · 4.625%
HK$6,668
+HK$334/mo
Deposit HK$395K · loan HK$1.18M · min. income ≈ HK$12,668/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,762
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,941
−HK$182/mo
Today · 4.125%
HK$6,123
baseline
▲ 0.50% · 4.625%
HK$6,496
+HK$373/mo
Deposit HK$316K · loan HK$1.26M · min. income ≈ HK$12,246/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,410
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,582
−HK$174/mo
Today · 4.125%
HK$6,756
baseline
▲ 0.50% · 4.625%
HK$7,112
+HK$356/mo
Deposit HK$316K · loan HK$1.26M · min. income ≈ HK$13,512/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,122
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,312
−HK$194/mo
Today · 4.125%
HK$6,506
baseline
▲ 0.50% · 4.625%
HK$6,902
+HK$396/mo
Deposit HK$237K · loan HK$1.34M · min. income ≈ HK$13,012/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,811
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,993
−HK$186/mo
Today · 4.125%
HK$7,179
baseline
▲ 0.50% · 4.625%
HK$7,557
+HK$378/mo
Deposit HK$237K · loan HK$1.34M · min. income ≈ HK$14,358/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,482
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,684
−HK$205/mo
Today · 4.125%
HK$6,889
baseline
▲ 0.50% · 4.625%
HK$7,308
+HK$419/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$13,778/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,211
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,405
−HK$196/mo
Today · 4.125%
HK$7,601
baseline
▲ 0.50% · 4.625%
HK$8,001
+HK$400/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$15,202/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).