▼ 0.50% · 3.625%
HK$3,209
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,309
−HK$101/mo
Today · 4.125%
HK$3,410
baseline
▲ 0.50% · 4.625%
HK$3,618
+HK$208/mo
Deposit HK$704K · loan HK$704K · min. income ≈ HK$6,820/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,570
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,666
−HK$97/mo
Today · 4.125%
HK$3,763
baseline
▲ 0.50% · 4.625%
HK$3,961
+HK$198/mo
Deposit HK$704K · loan HK$704K · min. income ≈ HK$7,526/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,530
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,640
−HK$111/mo
Today · 4.125%
HK$3,751
baseline
▲ 0.50% · 4.625%
HK$3,980
+HK$229/mo
Deposit HK$633K · loan HK$774K · min. income ≈ HK$7,502/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,927
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,032
−HK$107/mo
Today · 4.125%
HK$4,139
baseline
▲ 0.50% · 4.625%
HK$4,357
+HK$218/mo
Deposit HK$633K · loan HK$774K · min. income ≈ HK$8,278/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,851
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,971
−HK$121/mo
Today · 4.125%
HK$4,092
baseline
▲ 0.50% · 4.625%
HK$4,341
+HK$249/mo
Deposit HK$563K · loan HK$844K · min. income ≈ HK$8,184/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,284
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,399
−HK$117/mo
Today · 4.125%
HK$4,516
baseline
▲ 0.50% · 4.625%
HK$4,754
+HK$238/mo
Deposit HK$563K · loan HK$844K · min. income ≈ HK$9,032/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,172
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,302
−HK$131/mo
Today · 4.125%
HK$4,433
baseline
▲ 0.50% · 4.625%
HK$4,703
+HK$270/mo
Deposit HK$493K · loan HK$915K · min. income ≈ HK$8,866/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,641
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,766
−HK$126/mo
Today · 4.125%
HK$4,892
baseline
▲ 0.50% · 4.625%
HK$5,150
+HK$258/mo
Deposit HK$493K · loan HK$915K · min. income ≈ HK$9,784/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,493
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,633
−HK$142/mo
Today · 4.125%
HK$4,775
baseline
▲ 0.50% · 4.625%
HK$5,065
+HK$290/mo
Deposit HK$422K · loan HK$985K · min. income ≈ HK$9,550/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,998
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,132
−HK$136/mo
Today · 4.125%
HK$5,268
baseline
▲ 0.50% · 4.625%
HK$5,546
+HK$278/mo
Deposit HK$422K · loan HK$985K · min. income ≈ HK$10,536/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,814
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,963
−HK$153/mo
Today · 4.125%
HK$5,116
baseline
▲ 0.50% · 4.625%
HK$5,427
+HK$311/mo
Deposit HK$352K · loan HK$1.06M · min. income ≈ HK$10,232/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,355
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,499
−HK$146/mo
Today · 4.125%
HK$5,645
baseline
▲ 0.50% · 4.625%
HK$5,942
+HK$297/mo
Deposit HK$352K · loan HK$1.06M · min. income ≈ HK$11,290/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,135
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,294
−HK$163/mo
Today · 4.125%
HK$5,457
baseline
▲ 0.50% · 4.625%
HK$5,789
+HK$332/mo
Deposit HK$281K · loan HK$1.13M · min. income ≈ HK$10,914/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,712
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,865
−HK$156/mo
Today · 4.125%
HK$6,021
baseline
▲ 0.50% · 4.625%
HK$6,338
+HK$317/mo
Deposit HK$281K · loan HK$1.13M · min. income ≈ HK$12,042/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,456
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,625
−HK$173/mo
Today · 4.125%
HK$5,798
baseline
▲ 0.50% · 4.625%
HK$6,150
+HK$352/mo
Deposit HK$211K · loan HK$1.20M · min. income ≈ HK$11,596/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,069
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,232
−HK$165/mo
Today · 4.125%
HK$6,397
baseline
▲ 0.50% · 4.625%
HK$6,734
+HK$337/mo
Deposit HK$211K · loan HK$1.20M · min. income ≈ HK$12,794/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,776
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,956
−HK$183/mo
Today · 4.125%
HK$6,139
baseline
▲ 0.50% · 4.625%
HK$6,512
+HK$373/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$12,278/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,426
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,599
−HK$174/mo
Today · 4.125%
HK$6,773
baseline
▲ 0.50% · 4.625%
HK$7,130
+HK$357/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$13,546/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).