▼ 0.50% · 3.625%
HK$2,767
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,853
−HK$87/mo
Today · 4.125%
HK$2,940
baseline
▲ 0.50% · 4.625%
HK$3,119
+HK$179/mo
Deposit HK$607K · loan HK$607K · min. income ≈ HK$5,880/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,078
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,161
−HK$83/mo
Today · 4.125%
HK$3,244
baseline
▲ 0.50% · 4.625%
HK$3,415
+HK$171/mo
Deposit HK$607K · loan HK$607K · min. income ≈ HK$6,488/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,043
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,138
−HK$96/mo
Today · 4.125%
HK$3,234
baseline
▲ 0.50% · 4.625%
HK$3,431
+HK$197/mo
Deposit HK$546K · loan HK$667K · min. income ≈ HK$6,468/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,386
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,477
−HK$92/mo
Today · 4.125%
HK$3,569
baseline
▲ 0.50% · 4.625%
HK$3,757
+HK$188/mo
Deposit HK$546K · loan HK$667K · min. income ≈ HK$7,138/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,320
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,423
−HK$105/mo
Today · 4.125%
HK$3,528
baseline
▲ 0.50% · 4.625%
HK$3,743
+HK$215/mo
Deposit HK$485K · loan HK$728K · min. income ≈ HK$7,056/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,694
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,793
−HK$100/mo
Today · 4.125%
HK$3,893
baseline
▲ 0.50% · 4.625%
HK$4,098
+HK$205/mo
Deposit HK$485K · loan HK$728K · min. income ≈ HK$7,786/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,597
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,709
−HK$113/mo
Today · 4.125%
HK$3,822
baseline
▲ 0.50% · 4.625%
HK$4,055
+HK$233/mo
Deposit HK$425K · loan HK$789K · min. income ≈ HK$7,644/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,001
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,109
−HK$109/mo
Today · 4.125%
HK$4,218
baseline
▲ 0.50% · 4.625%
HK$4,440
+HK$222/mo
Deposit HK$425K · loan HK$789K · min. income ≈ HK$8,436/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,873
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,994
−HK$122/mo
Today · 4.125%
HK$4,116
baseline
▲ 0.50% · 4.625%
HK$4,367
+HK$251/mo
Deposit HK$364K · loan HK$849K · min. income ≈ HK$8,232/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,309
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,425
−HK$117/mo
Today · 4.125%
HK$4,542
baseline
▲ 0.50% · 4.625%
HK$4,781
+HK$239/mo
Deposit HK$364K · loan HK$849K · min. income ≈ HK$9,084/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,150
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,279
−HK$131/mo
Today · 4.125%
HK$4,410
baseline
▲ 0.50% · 4.625%
HK$4,679
+HK$269/mo
Deposit HK$303K · loan HK$910K · min. income ≈ HK$8,820/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,617
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,741
−HK$125/mo
Today · 4.125%
HK$4,866
baseline
▲ 0.50% · 4.625%
HK$5,123
+HK$257/mo
Deposit HK$303K · loan HK$910K · min. income ≈ HK$9,732/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,427
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,564
−HK$140/mo
Today · 4.125%
HK$4,704
baseline
▲ 0.50% · 4.625%
HK$4,991
+HK$287/mo
Deposit HK$243K · loan HK$971K · min. income ≈ HK$9,408/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,925
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,057
−HK$134/mo
Today · 4.125%
HK$5,191
baseline
▲ 0.50% · 4.625%
HK$5,464
+HK$273/mo
Deposit HK$243K · loan HK$971K · min. income ≈ HK$10,382/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,703
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,850
−HK$148/mo
Today · 4.125%
HK$4,998
baseline
▲ 0.50% · 4.625%
HK$5,303
+HK$305/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$9,996/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,233
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,373
−HK$142/mo
Today · 4.125%
HK$5,515
baseline
▲ 0.50% · 4.625%
HK$5,806
+HK$291/mo
Deposit HK$182K · loan HK$1.03M · min. income ≈ HK$11,030/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,980
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,135
−HK$157/mo
Today · 4.125%
HK$5,292
baseline
▲ 0.50% · 4.625%
HK$5,614
+HK$322/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$10,584/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,540
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,689
−HK$151/mo
Today · 4.125%
HK$5,840
baseline
▲ 0.50% · 4.625%
HK$6,147
+HK$307/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$11,680/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).