▼ 0.50% · 3.625%
HK$3,624
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,737
−HK$114/mo
Today · 4.125%
HK$3,851
baseline
▲ 0.50% · 4.625%
HK$4,085
+HK$234/mo
Deposit HK$795K · loan HK$795K · min. income ≈ HK$7,702/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,032
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,140
−HK$109/mo
Today · 4.125%
HK$4,249
baseline
▲ 0.50% · 4.625%
HK$4,473
+HK$224/mo
Deposit HK$795K · loan HK$795K · min. income ≈ HK$8,498/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,986
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,110
−HK$126/mo
Today · 4.125%
HK$4,236
baseline
▲ 0.50% · 4.625%
HK$4,494
+HK$258/mo
Deposit HK$715K · loan HK$874K · min. income ≈ HK$8,472/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,435
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,554
−HK$120/mo
Today · 4.125%
HK$4,674
baseline
▲ 0.50% · 4.625%
HK$4,921
+HK$247/mo
Deposit HK$715K · loan HK$874K · min. income ≈ HK$9,348/mo (50% DSR)
Upfront cash ≈ HK$715K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,349
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,484
−HK$137/mo
Today · 4.125%
HK$4,621
baseline
▲ 0.50% · 4.625%
HK$4,903
+HK$282/mo
Deposit HK$636K · loan HK$954K · min. income ≈ HK$9,242/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,838
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,968
−HK$131/mo
Today · 4.125%
HK$5,099
baseline
▲ 0.50% · 4.625%
HK$5,368
+HK$269/mo
Deposit HK$636K · loan HK$954K · min. income ≈ HK$10,198/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,711
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,858
−HK$148/mo
Today · 4.125%
HK$5,006
baseline
▲ 0.50% · 4.625%
HK$5,311
+HK$305/mo
Deposit HK$556K · loan HK$1.03M · min. income ≈ HK$10,012/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,241
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,382
−HK$142/mo
Today · 4.125%
HK$5,524
baseline
▲ 0.50% · 4.625%
HK$5,815
+HK$291/mo
Deposit HK$556K · loan HK$1.03M · min. income ≈ HK$11,048/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,073
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,231
−HK$161/mo
Today · 4.125%
HK$5,392
baseline
▲ 0.50% · 4.625%
HK$5,720
+HK$328/mo
Deposit HK$477K · loan HK$1.11M · min. income ≈ HK$10,784/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,644
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,795
−HK$154/mo
Today · 4.125%
HK$5,949
baseline
▲ 0.50% · 4.625%
HK$6,263
+HK$314/mo
Deposit HK$477K · loan HK$1.11M · min. income ≈ HK$11,898/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,436
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,605
−HK$172/mo
Today · 4.125%
HK$5,777
baseline
▲ 0.50% · 4.625%
HK$6,128
+HK$351/mo
Deposit HK$397K · loan HK$1.19M · min. income ≈ HK$11,554/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,047
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,209
−HK$165/mo
Today · 4.125%
HK$6,374
baseline
▲ 0.50% · 4.625%
HK$6,710
+HK$336/mo
Deposit HK$397K · loan HK$1.19M · min. income ≈ HK$12,748/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,798
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,979
−HK$183/mo
Today · 4.125%
HK$6,162
baseline
▲ 0.50% · 4.625%
HK$6,537
+HK$375/mo
Deposit HK$318K · loan HK$1.27M · min. income ≈ HK$12,324/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,450
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,623
−HK$176/mo
Today · 4.125%
HK$6,799
baseline
▲ 0.50% · 4.625%
HK$7,157
+HK$358/mo
Deposit HK$318K · loan HK$1.27M · min. income ≈ HK$13,598/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,161
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,352
−HK$195/mo
Today · 4.125%
HK$6,547
baseline
▲ 0.50% · 4.625%
HK$6,945
+HK$398/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$13,094/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,854
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,037
−HK$187/mo
Today · 4.125%
HK$7,224
baseline
▲ 0.50% · 4.625%
HK$7,605
+HK$381/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$14,448/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,523
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,726
−HK$206/mo
Today · 4.125%
HK$6,932
baseline
▲ 0.50% · 4.625%
HK$7,354
+HK$422/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$13,864/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,257
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,451
−HK$198/mo
Today · 4.125%
HK$7,649
baseline
▲ 0.50% · 4.625%
HK$8,052
+HK$403/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$15,298/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).