▼ 0.50% · 3.625%
HK$2,795
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,882
−HK$88/mo
Today · 4.125%
HK$2,970
baseline
▲ 0.50% · 4.625%
HK$3,151
+HK$181/mo
Deposit HK$613K · loan HK$613K · min. income ≈ HK$5,940/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,109
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,193
−HK$84/mo
Today · 4.125%
HK$3,277
baseline
▲ 0.50% · 4.625%
HK$3,450
+HK$173/mo
Deposit HK$613K · loan HK$613K · min. income ≈ HK$6,554/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,075
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,170
−HK$97/mo
Today · 4.125%
HK$3,267
baseline
▲ 0.50% · 4.625%
HK$3,466
+HK$199/mo
Deposit HK$552K · loan HK$674K · min. income ≈ HK$6,534/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,420
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,512
−HK$93/mo
Today · 4.125%
HK$3,605
baseline
▲ 0.50% · 4.625%
HK$3,795
+HK$190/mo
Deposit HK$552K · loan HK$674K · min. income ≈ HK$7,210/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,354
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,458
−HK$106/mo
Today · 4.125%
HK$3,564
baseline
▲ 0.50% · 4.625%
HK$3,781
+HK$217/mo
Deposit HK$490K · loan HK$735K · min. income ≈ HK$7,128/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,731
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,831
−HK$102/mo
Today · 4.125%
HK$3,933
baseline
▲ 0.50% · 4.625%
HK$4,140
+HK$207/mo
Deposit HK$490K · loan HK$735K · min. income ≈ HK$7,866/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,634
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,747
−HK$114/mo
Today · 4.125%
HK$3,861
baseline
▲ 0.50% · 4.625%
HK$4,096
+HK$235/mo
Deposit HK$429K · loan HK$797K · min. income ≈ HK$7,722/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,042
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,151
−HK$110/mo
Today · 4.125%
HK$4,261
baseline
▲ 0.50% · 4.625%
HK$4,485
+HK$224/mo
Deposit HK$429K · loan HK$797K · min. income ≈ HK$8,522/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,913
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,035
−HK$123/mo
Today · 4.125%
HK$4,158
baseline
▲ 0.50% · 4.625%
HK$4,411
+HK$253/mo
Deposit HK$368K · loan HK$858K · min. income ≈ HK$8,316/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,353
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,470
−HK$118/mo
Today · 4.125%
HK$4,588
baseline
▲ 0.50% · 4.625%
HK$4,830
+HK$242/mo
Deposit HK$368K · loan HK$858K · min. income ≈ HK$9,176/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,193
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,323
−HK$132/mo
Today · 4.125%
HK$4,455
baseline
▲ 0.50% · 4.625%
HK$4,727
+HK$272/mo
Deposit HK$306K · loan HK$919K · min. income ≈ HK$8,910/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,664
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,789
−HK$127/mo
Today · 4.125%
HK$4,916
baseline
▲ 0.50% · 4.625%
HK$5,175
+HK$259/mo
Deposit HK$306K · loan HK$919K · min. income ≈ HK$9,832/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,472
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,611
−HK$142/mo
Today · 4.125%
HK$4,753
baseline
▲ 0.50% · 4.625%
HK$5,042
+HK$289/mo
Deposit HK$245K · loan HK$981K · min. income ≈ HK$9,506/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,975
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,109
−HK$135/mo
Today · 4.125%
HK$5,244
baseline
▲ 0.50% · 4.625%
HK$5,520
+HK$276/mo
Deposit HK$245K · loan HK$981K · min. income ≈ HK$10,488/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,752
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,899
−HK$151/mo
Today · 4.125%
HK$5,050
baseline
▲ 0.50% · 4.625%
HK$5,357
+HK$307/mo
Deposit HK$184K · loan HK$1.04M · min. income ≈ HK$10,100/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,286
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,428
−HK$144/mo
Today · 4.125%
HK$5,572
baseline
▲ 0.50% · 4.625%
HK$5,865
+HK$293/mo
Deposit HK$184K · loan HK$1.04M · min. income ≈ HK$11,144/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,031
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,188
−HK$159/mo
Today · 4.125%
HK$5,347
baseline
▲ 0.50% · 4.625%
HK$5,672
+HK$325/mo
Deposit HK$123K · loan HK$1.10M · min. income ≈ HK$10,694/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,597
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,747
−HK$152/mo
Today · 4.125%
HK$5,899
baseline
▲ 0.50% · 4.625%
HK$6,210
+HK$311/mo
Deposit HK$123K · loan HK$1.10M · min. income ≈ HK$11,798/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).