▼ 0.50% · 3.625%
HK$2,919
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,010
−HK$93/mo
Today · 4.125%
HK$3,103
baseline
▲ 0.50% · 4.625%
HK$3,291
+HK$188/mo
Deposit HK$640K · loan HK$640K · min. income ≈ HK$6,206/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,248
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,335
−HK$88/mo
Today · 4.125%
HK$3,423
baseline
▲ 0.50% · 4.625%
HK$3,604
+HK$181/mo
Deposit HK$640K · loan HK$640K · min. income ≈ HK$6,846/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,211
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,311
−HK$102/mo
Today · 4.125%
HK$3,413
baseline
▲ 0.50% · 4.625%
HK$3,620
+HK$207/mo
Deposit HK$576K · loan HK$704K · min. income ≈ HK$6,826/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,573
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,668
−HK$98/mo
Today · 4.125%
HK$3,766
baseline
▲ 0.50% · 4.625%
HK$3,964
+HK$198/mo
Deposit HK$576K · loan HK$704K · min. income ≈ HK$7,532/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,503
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,612
−HK$111/mo
Today · 4.125%
HK$3,723
baseline
▲ 0.50% · 4.625%
HK$3,950
+HK$227/mo
Deposit HK$512K · loan HK$768K · min. income ≈ HK$7,446/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,897
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,002
−HK$106/mo
Today · 4.125%
HK$4,108
baseline
▲ 0.50% · 4.625%
HK$4,325
+HK$217/mo
Deposit HK$512K · loan HK$768K · min. income ≈ HK$8,216/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,795
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,913
−HK$120/mo
Today · 4.125%
HK$4,033
baseline
▲ 0.50% · 4.625%
HK$4,279
+HK$246/mo
Deposit HK$448K · loan HK$832K · min. income ≈ HK$8,066/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,222
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,335
−HK$115/mo
Today · 4.125%
HK$4,450
baseline
▲ 0.50% · 4.625%
HK$4,685
+HK$235/mo
Deposit HK$448K · loan HK$832K · min. income ≈ HK$8,900/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,087
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,214
−HK$130/mo
Today · 4.125%
HK$4,344
baseline
▲ 0.50% · 4.625%
HK$4,608
+HK$264/mo
Deposit HK$384K · loan HK$896K · min. income ≈ HK$8,688/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,547
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,669
−HK$124/mo
Today · 4.125%
HK$4,793
baseline
▲ 0.50% · 4.625%
HK$5,045
+HK$252/mo
Deposit HK$384K · loan HK$896K · min. income ≈ HK$9,586/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,379
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,515
−HK$139/mo
Today · 4.125%
HK$4,654
baseline
▲ 0.50% · 4.625%
HK$4,937
+HK$283/mo
Deposit HK$320K · loan HK$960K · min. income ≈ HK$9,308/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,872
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,002
−HK$133/mo
Today · 4.125%
HK$5,135
baseline
▲ 0.50% · 4.625%
HK$5,406
+HK$271/mo
Deposit HK$320K · loan HK$960K · min. income ≈ HK$10,270/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,671
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,816
−HK$148/mo
Today · 4.125%
HK$4,964
baseline
▲ 0.50% · 4.625%
HK$5,266
+HK$302/mo
Deposit HK$256K · loan HK$1.02M · min. income ≈ HK$9,928/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,197
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,336
−HK$141/mo
Today · 4.125%
HK$5,477
baseline
▲ 0.50% · 4.625%
HK$5,766
+HK$289/mo
Deposit HK$256K · loan HK$1.02M · min. income ≈ HK$10,954/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,963
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,117
−HK$157/mo
Today · 4.125%
HK$5,274
baseline
▲ 0.50% · 4.625%
HK$5,595
+HK$321/mo
Deposit HK$192K · loan HK$1.09M · min. income ≈ HK$10,548/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,521
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,669
−HK$151/mo
Today · 4.125%
HK$5,820
baseline
▲ 0.50% · 4.625%
HK$6,126
+HK$306/mo
Deposit HK$192K · loan HK$1.09M · min. income ≈ HK$11,640/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,255
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,419
−HK$166/mo
Today · 4.125%
HK$5,585
baseline
▲ 0.50% · 4.625%
HK$5,924
+HK$339/mo
Deposit HK$128K · loan HK$1.15M · min. income ≈ HK$11,170/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,846
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,003
−HK$159/mo
Today · 4.125%
HK$6,162
baseline
▲ 0.50% · 4.625%
HK$6,487
+HK$325/mo
Deposit HK$128K · loan HK$1.15M · min. income ≈ HK$12,324/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).