▼ 0.50% · 3.625%
HK$1,390
−HK$87/mo
▼ 0.25% · 3.875%
HK$1,433
−HK$44/mo
Today · 4.125%
HK$1,477
baseline
▲ 0.50% · 4.625%
HK$1,567
+HK$90/mo
Deposit HK$305K · loan HK$305K · min. income ≈ HK$2,954/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,546
−HK$84/mo
▼ 0.25% · 3.875%
HK$1,588
−HK$42/mo
Today · 4.125%
HK$1,630
baseline
▲ 0.50% · 4.625%
HK$1,716
+HK$86/mo
Deposit HK$305K · loan HK$305K · min. income ≈ HK$3,260/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,529
−HK$96/mo
▼ 0.25% · 3.875%
HK$1,577
−HK$48/mo
Today · 4.125%
HK$1,625
baseline
▲ 0.50% · 4.625%
HK$1,724
+HK$99/mo
Deposit HK$274K · loan HK$335K · min. income ≈ HK$3,250/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,701
−HK$92/mo
▼ 0.25% · 3.875%
HK$1,747
−HK$46/mo
Today · 4.125%
HK$1,793
baseline
▲ 0.50% · 4.625%
HK$1,888
+HK$95/mo
Deposit HK$274K · loan HK$335K · min. income ≈ HK$3,586/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,668
−HK$105/mo
▼ 0.25% · 3.875%
HK$1,720
−HK$53/mo
Today · 4.125%
HK$1,773
baseline
▲ 0.50% · 4.625%
HK$1,881
+HK$108/mo
Deposit HK$244K · loan HK$366K · min. income ≈ HK$3,546/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,856
−HK$100/mo
▼ 0.25% · 3.875%
HK$1,906
−HK$50/mo
Today · 4.125%
HK$1,956
baseline
▲ 0.50% · 4.625%
HK$2,059
+HK$103/mo
Deposit HK$244K · loan HK$366K · min. income ≈ HK$3,912/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,807
−HK$113/mo
▼ 0.25% · 3.875%
HK$1,863
−HK$57/mo
Today · 4.125%
HK$1,920
baseline
▲ 0.50% · 4.625%
HK$2,037
+HK$117/mo
Deposit HK$213K · loan HK$396K · min. income ≈ HK$3,840/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,010
−HK$109/mo
▼ 0.25% · 3.875%
HK$2,064
−HK$55/mo
Today · 4.125%
HK$2,119
baseline
▲ 0.50% · 4.625%
HK$2,231
+HK$112/mo
Deposit HK$213K · loan HK$396K · min. income ≈ HK$4,238/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,946
−HK$122/mo
▼ 0.25% · 3.875%
HK$2,007
−HK$61/mo
Today · 4.125%
HK$2,068
baseline
▲ 0.50% · 4.625%
HK$2,194
+HK$126/mo
Deposit HK$183K · loan HK$427K · min. income ≈ HK$4,136/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,165
−HK$117/mo
▼ 0.25% · 3.875%
HK$2,223
−HK$59/mo
Today · 4.125%
HK$2,282
baseline
▲ 0.50% · 4.625%
HK$2,402
+HK$120/mo
Deposit HK$183K · loan HK$427K · min. income ≈ HK$4,564/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,085
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,150
−HK$66/mo
Today · 4.125%
HK$2,216
baseline
▲ 0.50% · 4.625%
HK$2,351
+HK$135/mo
Deposit HK$152K · loan HK$457K · min. income ≈ HK$4,432/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,320
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,382
−HK$63/mo
Today · 4.125%
HK$2,445
baseline
▲ 0.50% · 4.625%
HK$2,574
+HK$129/mo
Deposit HK$152K · loan HK$457K · min. income ≈ HK$4,890/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,224
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,293
−HK$71/mo
Today · 4.125%
HK$2,364
baseline
▲ 0.50% · 4.625%
HK$2,507
+HK$143/mo
Deposit HK$122K · loan HK$488K · min. income ≈ HK$4,728/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,474
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,541
−HK$67/mo
Today · 4.125%
HK$2,608
baseline
▲ 0.50% · 4.625%
HK$2,746
+HK$138/mo
Deposit HK$122K · loan HK$488K · min. income ≈ HK$5,216/mo (50% DSR)
Upfront cash ≈ HK$122K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,363
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,437
−HK$74/mo
Today · 4.125%
HK$2,511
baseline
▲ 0.50% · 4.625%
HK$2,664
+HK$153/mo
Deposit HK$91K · loan HK$518K · min. income ≈ HK$5,022/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,629
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,700
−HK$71/mo
Today · 4.125%
HK$2,771
baseline
▲ 0.50% · 4.625%
HK$2,917
+HK$146/mo
Deposit HK$91K · loan HK$518K · min. income ≈ HK$5,542/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,502
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,580
−HK$79/mo
Today · 4.125%
HK$2,659
baseline
▲ 0.50% · 4.625%
HK$2,821
+HK$162/mo
Deposit HK$61K · loan HK$549K · min. income ≈ HK$5,318/mo (50% DSR)
Upfront cash ≈ HK$61K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,784
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,858
−HK$76/mo
Today · 4.125%
HK$2,934
baseline
▲ 0.50% · 4.625%
HK$3,089
+HK$155/mo
Deposit HK$61K · loan HK$549K · min. income ≈ HK$5,868/mo (50% DSR)
Upfront cash ≈ HK$61K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).