▼ 0.50% · 3.625%
HK$3,108
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,204
−HK$98/mo
Today · 4.125%
HK$3,302
baseline
▲ 0.50% · 4.625%
HK$3,503
+HK$201/mo
Deposit HK$681K · loan HK$681K · min. income ≈ HK$6,604/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,457
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,550
−HK$94/mo
Today · 4.125%
HK$3,644
baseline
▲ 0.50% · 4.625%
HK$3,836
+HK$192/mo
Deposit HK$681K · loan HK$681K · min. income ≈ HK$7,288/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,418
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,525
−HK$108/mo
Today · 4.125%
HK$3,633
baseline
▲ 0.50% · 4.625%
HK$3,854
+HK$221/mo
Deposit HK$613K · loan HK$750K · min. income ≈ HK$7,266/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,803
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,905
−HK$103/mo
Today · 4.125%
HK$4,008
baseline
▲ 0.50% · 4.625%
HK$4,220
+HK$212/mo
Deposit HK$613K · loan HK$750K · min. income ≈ HK$8,016/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,729
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,845
−HK$118/mo
Today · 4.125%
HK$3,963
baseline
▲ 0.50% · 4.625%
HK$4,204
+HK$241/mo
Deposit HK$545K · loan HK$818K · min. income ≈ HK$7,926/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,149
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,260
−HK$113/mo
Today · 4.125%
HK$4,373
baseline
▲ 0.50% · 4.625%
HK$4,603
+HK$230/mo
Deposit HK$545K · loan HK$818K · min. income ≈ HK$8,746/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,040
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,166
−HK$127/mo
Today · 4.125%
HK$4,293
baseline
▲ 0.50% · 4.625%
HK$4,554
+HK$261/mo
Deposit HK$477K · loan HK$886K · min. income ≈ HK$8,586/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,494
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,615
−HK$122/mo
Today · 4.125%
HK$4,737
baseline
▲ 0.50% · 4.625%
HK$4,987
+HK$250/mo
Deposit HK$477K · loan HK$886K · min. income ≈ HK$9,474/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,351
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,486
−HK$137/mo
Today · 4.125%
HK$4,623
baseline
▲ 0.50% · 4.625%
HK$4,905
+HK$282/mo
Deposit HK$409K · loan HK$954K · min. income ≈ HK$9,246/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,840
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,970
−HK$132/mo
Today · 4.125%
HK$5,102
baseline
▲ 0.50% · 4.625%
HK$5,370
+HK$268/mo
Deposit HK$409K · loan HK$954K · min. income ≈ HK$10,204/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,661
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,806
−HK$148/mo
Today · 4.125%
HK$4,954
baseline
▲ 0.50% · 4.625%
HK$5,255
+HK$301/mo
Deposit HK$341K · loan HK$1.02M · min. income ≈ HK$9,908/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,186
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,325
−HK$141/mo
Today · 4.125%
HK$5,466
baseline
▲ 0.50% · 4.625%
HK$5,754
+HK$288/mo
Deposit HK$341K · loan HK$1.02M · min. income ≈ HK$10,932/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,972
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,127
−HK$157/mo
Today · 4.125%
HK$5,284
baseline
▲ 0.50% · 4.625%
HK$5,605
+HK$321/mo
Deposit HK$273K · loan HK$1.09M · min. income ≈ HK$10,568/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,531
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,680
−HK$150/mo
Today · 4.125%
HK$5,830
baseline
▲ 0.50% · 4.625%
HK$6,138
+HK$308/mo
Deposit HK$273K · loan HK$1.09M · min. income ≈ HK$11,660/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,283
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,447
−HK$167/mo
Today · 4.125%
HK$5,614
baseline
▲ 0.50% · 4.625%
HK$5,956
+HK$342/mo
Deposit HK$204K · loan HK$1.16M · min. income ≈ HK$11,228/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,877
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,035
−HK$160/mo
Today · 4.125%
HK$6,195
baseline
▲ 0.50% · 4.625%
HK$6,521
+HK$326/mo
Deposit HK$204K · loan HK$1.16M · min. income ≈ HK$12,390/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,594
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,768
−HK$176/mo
Today · 4.125%
HK$5,944
baseline
▲ 0.50% · 4.625%
HK$6,306
+HK$362/mo
Deposit HK$136K · loan HK$1.23M · min. income ≈ HK$11,888/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,223
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,390
−HK$169/mo
Today · 4.125%
HK$6,559
baseline
▲ 0.50% · 4.625%
HK$6,905
+HK$346/mo
Deposit HK$136K · loan HK$1.23M · min. income ≈ HK$13,118/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).