▼ 0.50% · 3.625%
HK$3,851
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,971
−HK$122/mo
Today · 4.125%
HK$4,093
baseline
▲ 0.50% · 4.625%
HK$4,342
+HK$249/mo
Deposit HK$844K · loan HK$844K · min. income ≈ HK$8,186/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,284
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,399
−HK$117/mo
Today · 4.125%
HK$4,516
baseline
▲ 0.50% · 4.625%
HK$4,754
+HK$238/mo
Deposit HK$844K · loan HK$844K · min. income ≈ HK$9,032/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,236
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,368
−HK$134/mo
Today · 4.125%
HK$4,502
baseline
▲ 0.50% · 4.625%
HK$4,776
+HK$274/mo
Deposit HK$760K · loan HK$929K · min. income ≈ HK$9,004/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,713
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,839
−HK$128/mo
Today · 4.125%
HK$4,967
baseline
▲ 0.50% · 4.625%
HK$5,229
+HK$262/mo
Deposit HK$760K · loan HK$929K · min. income ≈ HK$9,934/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,621
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,765
−HK$146/mo
Today · 4.125%
HK$4,911
baseline
▲ 0.50% · 4.625%
HK$5,210
+HK$299/mo
Deposit HK$676K · loan HK$1.01M · min. income ≈ HK$9,822/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,141
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,279
−HK$140/mo
Today · 4.125%
HK$5,419
baseline
▲ 0.50% · 4.625%
HK$5,705
+HK$286/mo
Deposit HK$676K · loan HK$1.01M · min. income ≈ HK$10,838/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,007
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,162
−HK$158/mo
Today · 4.125%
HK$5,320
baseline
▲ 0.50% · 4.625%
HK$5,644
+HK$324/mo
Deposit HK$591K · loan HK$1.10M · min. income ≈ HK$10,640/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,570
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,719
−HK$152/mo
Today · 4.125%
HK$5,871
baseline
▲ 0.50% · 4.625%
HK$6,180
+HK$309/mo
Deposit HK$591K · loan HK$1.10M · min. income ≈ HK$11,742/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,392
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,559
−HK$171/mo
Today · 4.125%
HK$5,730
baseline
▲ 0.50% · 4.625%
HK$6,078
+HK$348/mo
Deposit HK$507K · loan HK$1.18M · min. income ≈ HK$11,460/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,998
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,159
−HK$163/mo
Today · 4.125%
HK$6,322
baseline
▲ 0.50% · 4.625%
HK$6,655
+HK$333/mo
Deposit HK$507K · loan HK$1.18M · min. income ≈ HK$12,644/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,777
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,956
−HK$183/mo
Today · 4.125%
HK$6,139
baseline
▲ 0.50% · 4.625%
HK$6,513
+HK$374/mo
Deposit HK$422K · loan HK$1.27M · min. income ≈ HK$12,278/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,427
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,599
−HK$175/mo
Today · 4.125%
HK$6,774
baseline
▲ 0.50% · 4.625%
HK$7,131
+HK$357/mo
Deposit HK$422K · loan HK$1.27M · min. income ≈ HK$13,548/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,162
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,354
−HK$194/mo
Today · 4.125%
HK$6,548
baseline
▲ 0.50% · 4.625%
HK$6,947
+HK$399/mo
Deposit HK$338K · loan HK$1.35M · min. income ≈ HK$13,096/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,855
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,039
−HK$186/mo
Today · 4.125%
HK$7,225
baseline
▲ 0.50% · 4.625%
HK$7,606
+HK$381/mo
Deposit HK$338K · loan HK$1.35M · min. income ≈ HK$14,450/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,547
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,751
−HK$207/mo
Today · 4.125%
HK$6,958
baseline
▲ 0.50% · 4.625%
HK$7,381
+HK$423/mo
Deposit HK$253K · loan HK$1.44M · min. income ≈ HK$13,916/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,283
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,479
−HK$198/mo
Today · 4.125%
HK$7,677
baseline
▲ 0.50% · 4.625%
HK$8,082
+HK$405/mo
Deposit HK$253K · loan HK$1.44M · min. income ≈ HK$15,354/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,932
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,148
−HK$219/mo
Today · 4.125%
HK$7,367
baseline
▲ 0.50% · 4.625%
HK$7,815
+HK$448/mo
Deposit HK$169K · loan HK$1.52M · min. income ≈ HK$14,734/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,712
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,919
−HK$210/mo
Today · 4.125%
HK$8,129
baseline
▲ 0.50% · 4.625%
HK$8,557
+HK$428/mo
Deposit HK$169K · loan HK$1.52M · min. income ≈ HK$16,258/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).