▼ 0.50% · 3.625%
HK$3,049
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,144
−HK$97/mo
Today · 4.125%
HK$3,241
baseline
▲ 0.50% · 4.625%
HK$3,438
+HK$197/mo
Deposit HK$669K · loan HK$669K · min. income ≈ HK$6,482/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,392
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,483
−HK$93/mo
Today · 4.125%
HK$3,576
baseline
▲ 0.50% · 4.625%
HK$3,764
+HK$188/mo
Deposit HK$669K · loan HK$669K · min. income ≈ HK$7,152/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,354
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,459
−HK$106/mo
Today · 4.125%
HK$3,565
baseline
▲ 0.50% · 4.625%
HK$3,781
+HK$216/mo
Deposit HK$602K · loan HK$735K · min. income ≈ HK$7,130/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,732
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,832
−HK$101/mo
Today · 4.125%
HK$3,933
baseline
▲ 0.50% · 4.625%
HK$4,140
+HK$207/mo
Deposit HK$602K · loan HK$735K · min. income ≈ HK$7,866/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,659
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,773
−HK$116/mo
Today · 4.125%
HK$3,889
baseline
▲ 0.50% · 4.625%
HK$4,125
+HK$236/mo
Deposit HK$535K · loan HK$802K · min. income ≈ HK$7,778/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,071
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,180
−HK$111/mo
Today · 4.125%
HK$4,291
baseline
▲ 0.50% · 4.625%
HK$4,517
+HK$226/mo
Deposit HK$535K · loan HK$802K · min. income ≈ HK$8,582/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,964
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,087
−HK$126/mo
Today · 4.125%
HK$4,213
baseline
▲ 0.50% · 4.625%
HK$4,469
+HK$256/mo
Deposit HK$468K · loan HK$869K · min. income ≈ HK$8,426/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,410
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,528
−HK$120/mo
Today · 4.125%
HK$4,648
baseline
▲ 0.50% · 4.625%
HK$4,893
+HK$245/mo
Deposit HK$468K · loan HK$869K · min. income ≈ HK$9,296/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,269
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,402
−HK$135/mo
Today · 4.125%
HK$4,537
baseline
▲ 0.50% · 4.625%
HK$4,813
+HK$276/mo
Deposit HK$401K · loan HK$936K · min. income ≈ HK$9,074/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,749
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,877
−HK$129/mo
Today · 4.125%
HK$5,006
baseline
▲ 0.50% · 4.625%
HK$5,270
+HK$264/mo
Deposit HK$401K · loan HK$936K · min. income ≈ HK$10,012/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,574
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,716
−HK$145/mo
Today · 4.125%
HK$4,861
baseline
▲ 0.50% · 4.625%
HK$5,157
+HK$296/mo
Deposit HK$334K · loan HK$1.00M · min. income ≈ HK$9,722/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,088
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,225
−HK$138/mo
Today · 4.125%
HK$5,363
baseline
▲ 0.50% · 4.625%
HK$5,646
+HK$283/mo
Deposit HK$334K · loan HK$1.00M · min. income ≈ HK$10,726/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,879
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,031
−HK$154/mo
Today · 4.125%
HK$5,185
baseline
▲ 0.50% · 4.625%
HK$5,500
+HK$315/mo
Deposit HK$267K · loan HK$1.07M · min. income ≈ HK$10,370/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,428
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,573
−HK$148/mo
Today · 4.125%
HK$5,721
baseline
▲ 0.50% · 4.625%
HK$6,022
+HK$301/mo
Deposit HK$267K · loan HK$1.07M · min. income ≈ HK$11,442/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,184
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,345
−HK$164/mo
Today · 4.125%
HK$5,509
baseline
▲ 0.50% · 4.625%
HK$5,844
+HK$335/mo
Deposit HK$201K · loan HK$1.14M · min. income ≈ HK$11,018/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,767
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,922
−HK$156/mo
Today · 4.125%
HK$6,078
baseline
▲ 0.50% · 4.625%
HK$6,399
+HK$321/mo
Deposit HK$201K · loan HK$1.14M · min. income ≈ HK$12,156/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,489
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,659
−HK$174/mo
Today · 4.125%
HK$5,833
baseline
▲ 0.50% · 4.625%
HK$6,188
+HK$355/mo
Deposit HK$134K · loan HK$1.20M · min. income ≈ HK$11,666/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,106
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,270
−HK$166/mo
Today · 4.125%
HK$6,436
baseline
▲ 0.50% · 4.625%
HK$6,775
+HK$339/mo
Deposit HK$134K · loan HK$1.20M · min. income ≈ HK$12,872/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).