▼ 0.50% · 3.625%
HK$3,074
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,169
−HK$98/mo
Today · 4.125%
HK$3,267
baseline
▲ 0.50% · 4.625%
HK$3,465
+HK$198/mo
Deposit HK$674K · loan HK$674K · min. income ≈ HK$6,534/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,420
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,511
−HK$93/mo
Today · 4.125%
HK$3,604
baseline
▲ 0.50% · 4.625%
HK$3,794
+HK$190/mo
Deposit HK$674K · loan HK$674K · min. income ≈ HK$7,208/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,381
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,486
−HK$107/mo
Today · 4.125%
HK$3,593
baseline
▲ 0.50% · 4.625%
HK$3,812
+HK$219/mo
Deposit HK$607K · loan HK$741K · min. income ≈ HK$7,186/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,762
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,862
−HK$103/mo
Today · 4.125%
HK$3,965
baseline
▲ 0.50% · 4.625%
HK$4,174
+HK$209/mo
Deposit HK$607K · loan HK$741K · min. income ≈ HK$7,930/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,689
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,803
−HK$117/mo
Today · 4.125%
HK$3,920
baseline
▲ 0.50% · 4.625%
HK$4,158
+HK$238/mo
Deposit HK$539K · loan HK$809K · min. income ≈ HK$7,840/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,104
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,214
−HK$111/mo
Today · 4.125%
HK$4,325
baseline
▲ 0.50% · 4.625%
HK$4,553
+HK$228/mo
Deposit HK$539K · loan HK$809K · min. income ≈ HK$8,650/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,996
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,120
−HK$127/mo
Today · 4.125%
HK$4,247
baseline
▲ 0.50% · 4.625%
HK$4,505
+HK$258/mo
Deposit HK$472K · loan HK$876K · min. income ≈ HK$8,494/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,445
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,565
−HK$121/mo
Today · 4.125%
HK$4,686
baseline
▲ 0.50% · 4.625%
HK$4,933
+HK$247/mo
Deposit HK$472K · loan HK$876K · min. income ≈ HK$9,372/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,303
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,437
−HK$136/mo
Today · 4.125%
HK$4,573
baseline
▲ 0.50% · 4.625%
HK$4,851
+HK$278/mo
Deposit HK$404K · loan HK$944K · min. income ≈ HK$9,146/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,787
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,916
−HK$130/mo
Today · 4.125%
HK$5,046
baseline
▲ 0.50% · 4.625%
HK$5,312
+HK$266/mo
Deposit HK$404K · loan HK$944K · min. income ≈ HK$10,092/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,611
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,754
−HK$146/mo
Today · 4.125%
HK$4,900
baseline
▲ 0.50% · 4.625%
HK$5,198
+HK$298/mo
Deposit HK$337K · loan HK$1.01M · min. income ≈ HK$9,800/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,129
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,267
−HK$140/mo
Today · 4.125%
HK$5,407
baseline
▲ 0.50% · 4.625%
HK$5,692
+HK$285/mo
Deposit HK$337K · loan HK$1.01M · min. income ≈ HK$10,814/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,918
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,071
−HK$156/mo
Today · 4.125%
HK$5,227
baseline
▲ 0.50% · 4.625%
HK$5,545
+HK$318/mo
Deposit HK$270K · loan HK$1.08M · min. income ≈ HK$10,454/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,471
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,618
−HK$149/mo
Today · 4.125%
HK$5,767
baseline
▲ 0.50% · 4.625%
HK$6,071
+HK$304/mo
Deposit HK$270K · loan HK$1.08M · min. income ≈ HK$11,534/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,226
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,388
−HK$165/mo
Today · 4.125%
HK$5,553
baseline
▲ 0.50% · 4.625%
HK$5,891
+HK$338/mo
Deposit HK$202K · loan HK$1.15M · min. income ≈ HK$11,106/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,813
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,969
−HK$158/mo
Today · 4.125%
HK$6,127
baseline
▲ 0.50% · 4.625%
HK$6,450
+HK$323/mo
Deposit HK$202K · loan HK$1.15M · min. income ≈ HK$12,254/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,533
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,705
−HK$175/mo
Today · 4.125%
HK$5,880
baseline
▲ 0.50% · 4.625%
HK$6,238
+HK$358/mo
Deposit HK$135K · loan HK$1.21M · min. income ≈ HK$11,760/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,155
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,320
−HK$168/mo
Today · 4.125%
HK$6,488
baseline
▲ 0.50% · 4.625%
HK$6,830
+HK$342/mo
Deposit HK$135K · loan HK$1.21M · min. income ≈ HK$12,976/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).