▼ 0.50% · 3.625%
HK$3,867
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,988
−HK$122/mo
Today · 4.125%
HK$4,110
baseline
▲ 0.50% · 4.625%
HK$4,360
+HK$250/mo
Deposit HK$848K · loan HK$848K · min. income ≈ HK$8,220/mo (50% DSR)
Upfront cash ≈ HK$848K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,302
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,418
−HK$117/mo
Today · 4.125%
HK$4,535
baseline
▲ 0.50% · 4.625%
HK$4,774
+HK$239/mo
Deposit HK$848K · loan HK$848K · min. income ≈ HK$9,070/mo (50% DSR)
Upfront cash ≈ HK$848K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,254
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,386
−HK$135/mo
Today · 4.125%
HK$4,521
baseline
▲ 0.50% · 4.625%
HK$4,796
+HK$275/mo
Deposit HK$763K · loan HK$933K · min. income ≈ HK$9,042/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,733
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,860
−HK$128/mo
Today · 4.125%
HK$4,988
baseline
▲ 0.50% · 4.625%
HK$5,251
+HK$263/mo
Deposit HK$763K · loan HK$933K · min. income ≈ HK$9,976/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,641
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,785
−HK$147/mo
Today · 4.125%
HK$4,932
baseline
▲ 0.50% · 4.625%
HK$5,232
+HK$300/mo
Deposit HK$678K · loan HK$1.02M · min. income ≈ HK$9,864/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,163
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,301
−HK$141/mo
Today · 4.125%
HK$5,442
baseline
▲ 0.50% · 4.625%
HK$5,729
+HK$287/mo
Deposit HK$678K · loan HK$1.02M · min. income ≈ HK$10,884/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,028
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,184
−HK$159/mo
Today · 4.125%
HK$5,343
baseline
▲ 0.50% · 4.625%
HK$5,668
+HK$325/mo
Deposit HK$594K · loan HK$1.10M · min. income ≈ HK$10,686/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,593
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,743
−HK$152/mo
Today · 4.125%
HK$5,895
baseline
▲ 0.50% · 4.625%
HK$6,206
+HK$311/mo
Deposit HK$594K · loan HK$1.10M · min. income ≈ HK$11,790/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,414
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,583
−HK$171/mo
Today · 4.125%
HK$5,754
baseline
▲ 0.50% · 4.625%
HK$6,104
+HK$350/mo
Deposit HK$509K · loan HK$1.19M · min. income ≈ HK$11,508/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,023
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,185
−HK$164/mo
Today · 4.125%
HK$6,349
baseline
▲ 0.50% · 4.625%
HK$6,683
+HK$334/mo
Deposit HK$509K · loan HK$1.19M · min. income ≈ HK$12,698/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,801
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,982
−HK$183/mo
Today · 4.125%
HK$6,165
baseline
▲ 0.50% · 4.625%
HK$6,540
+HK$375/mo
Deposit HK$424K · loan HK$1.27M · min. income ≈ HK$12,330/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,454
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,627
−HK$175/mo
Today · 4.125%
HK$6,802
baseline
▲ 0.50% · 4.625%
HK$7,161
+HK$359/mo
Deposit HK$424K · loan HK$1.27M · min. income ≈ HK$13,604/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,188
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,380
−HK$196/mo
Today · 4.125%
HK$6,576
baseline
▲ 0.50% · 4.625%
HK$6,976
+HK$400/mo
Deposit HK$339K · loan HK$1.36M · min. income ≈ HK$13,152/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,884
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,069
−HK$187/mo
Today · 4.125%
HK$7,256
baseline
▲ 0.50% · 4.625%
HK$7,638
+HK$382/mo
Deposit HK$339K · loan HK$1.36M · min. income ≈ HK$14,512/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,575
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,779
−HK$208/mo
Today · 4.125%
HK$6,987
baseline
▲ 0.50% · 4.625%
HK$7,412
+HK$425/mo
Deposit HK$254K · loan HK$1.44M · min. income ≈ HK$13,974/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,314
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,510
−HK$199/mo
Today · 4.125%
HK$7,709
baseline
▲ 0.50% · 4.625%
HK$8,116
+HK$407/mo
Deposit HK$254K · loan HK$1.44M · min. income ≈ HK$15,418/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,961
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,178
−HK$220/mo
Today · 4.125%
HK$7,398
baseline
▲ 0.50% · 4.625%
HK$7,848
+HK$450/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$14,796/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,744
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,952
−HK$211/mo
Today · 4.125%
HK$8,163
baseline
▲ 0.50% · 4.625%
HK$8,593
+HK$430/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$16,326/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).