▼ 0.50% · 3.625%
HK$3,666
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,780
−HK$116/mo
Today · 4.125%
HK$3,896
baseline
▲ 0.50% · 4.625%
HK$4,133
+HK$237/mo
Deposit HK$804K · loan HK$804K · min. income ≈ HK$7,792/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,078
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,188
−HK$111/mo
Today · 4.125%
HK$4,299
baseline
▲ 0.50% · 4.625%
HK$4,525
+HK$226/mo
Deposit HK$804K · loan HK$804K · min. income ≈ HK$8,598/mo (50% DSR)
Upfront cash ≈ HK$804K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,033
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,158
−HK$127/mo
Today · 4.125%
HK$4,285
baseline
▲ 0.50% · 4.625%
HK$4,546
+HK$261/mo
Deposit HK$723K · loan HK$884K · min. income ≈ HK$8,570/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,486
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,606
−HK$123/mo
Today · 4.125%
HK$4,729
baseline
▲ 0.50% · 4.625%
HK$4,978
+HK$249/mo
Deposit HK$723K · loan HK$884K · min. income ≈ HK$9,458/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,399
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,536
−HK$139/mo
Today · 4.125%
HK$4,675
baseline
▲ 0.50% · 4.625%
HK$4,959
+HK$284/mo
Deposit HK$643K · loan HK$965K · min. income ≈ HK$9,350/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,894
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,025
−HK$133/mo
Today · 4.125%
HK$5,158
baseline
▲ 0.50% · 4.625%
HK$5,430
+HK$272/mo
Deposit HK$643K · loan HK$965K · min. income ≈ HK$10,316/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,766
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,914
−HK$151/mo
Today · 4.125%
HK$5,065
baseline
▲ 0.50% · 4.625%
HK$5,373
+HK$308/mo
Deposit HK$563K · loan HK$1.04M · min. income ≈ HK$10,130/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,302
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,444
−HK$144/mo
Today · 4.125%
HK$5,588
baseline
▲ 0.50% · 4.625%
HK$5,883
+HK$295/mo
Deposit HK$563K · loan HK$1.04M · min. income ≈ HK$11,176/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,132
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,292
−HK$162/mo
Today · 4.125%
HK$5,454
baseline
▲ 0.50% · 4.625%
HK$5,786
+HK$332/mo
Deposit HK$482K · loan HK$1.13M · min. income ≈ HK$10,908/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,710
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,863
−HK$155/mo
Today · 4.125%
HK$6,018
baseline
▲ 0.50% · 4.625%
HK$6,335
+HK$317/mo
Deposit HK$482K · loan HK$1.13M · min. income ≈ HK$12,036/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,499
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,670
−HK$174/mo
Today · 4.125%
HK$5,844
baseline
▲ 0.50% · 4.625%
HK$6,199
+HK$355/mo
Deposit HK$402K · loan HK$1.21M · min. income ≈ HK$11,688/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,118
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,282
−HK$166/mo
Today · 4.125%
HK$6,448
baseline
▲ 0.50% · 4.625%
HK$6,788
+HK$340/mo
Deposit HK$402K · loan HK$1.21M · min. income ≈ HK$12,896/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,866
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,048
−HK$185/mo
Today · 4.125%
HK$6,233
baseline
▲ 0.50% · 4.625%
HK$6,613
+HK$380/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$12,466/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,525
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,700
−HK$178/mo
Today · 4.125%
HK$6,878
baseline
▲ 0.50% · 4.625%
HK$7,240
+HK$362/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$13,756/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,232
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,426
−HK$197/mo
Today · 4.125%
HK$6,623
baseline
▲ 0.50% · 4.625%
HK$7,026
+HK$403/mo
Deposit HK$241K · loan HK$1.37M · min. income ≈ HK$13,246/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,933
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,119
−HK$189/mo
Today · 4.125%
HK$7,308
baseline
▲ 0.50% · 4.625%
HK$7,693
+HK$385/mo
Deposit HK$241K · loan HK$1.37M · min. income ≈ HK$14,616/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,599
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,804
−HK$209/mo
Today · 4.125%
HK$7,013
baseline
▲ 0.50% · 4.625%
HK$7,439
+HK$426/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$14,026/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,341
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,538
−HK$200/mo
Today · 4.125%
HK$7,738
baseline
▲ 0.50% · 4.625%
HK$8,145
+HK$407/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$15,476/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).