▼ 0.50% · 3.625%
HK$3,287
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,389
−HK$104/mo
Today · 4.125%
HK$3,493
baseline
▲ 0.50% · 4.625%
HK$3,705
+HK$212/mo
Deposit HK$721K · loan HK$721K · min. income ≈ HK$6,986/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,657
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,755
−HK$99/mo
Today · 4.125%
HK$3,854
baseline
▲ 0.50% · 4.625%
HK$4,057
+HK$203/mo
Deposit HK$721K · loan HK$721K · min. income ≈ HK$7,708/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,616
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,728
−HK$114/mo
Today · 4.125%
HK$3,842
baseline
▲ 0.50% · 4.625%
HK$4,076
+HK$234/mo
Deposit HK$649K · loan HK$793K · min. income ≈ HK$7,684/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,022
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,130
−HK$110/mo
Today · 4.125%
HK$4,240
baseline
▲ 0.50% · 4.625%
HK$4,463
+HK$223/mo
Deposit HK$649K · loan HK$793K · min. income ≈ HK$8,480/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,944
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,067
−HK$125/mo
Today · 4.125%
HK$4,192
baseline
▲ 0.50% · 4.625%
HK$4,447
+HK$255/mo
Deposit HK$577K · loan HK$865K · min. income ≈ HK$8,384/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,388
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,506
−HK$119/mo
Today · 4.125%
HK$4,625
baseline
▲ 0.50% · 4.625%
HK$4,869
+HK$244/mo
Deposit HK$577K · loan HK$865K · min. income ≈ HK$9,250/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,273
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,406
−HK$135/mo
Today · 4.125%
HK$4,541
baseline
▲ 0.50% · 4.625%
HK$4,817
+HK$276/mo
Deposit HK$505K · loan HK$937K · min. income ≈ HK$9,082/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,754
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,881
−HK$129/mo
Today · 4.125%
HK$5,010
baseline
▲ 0.50% · 4.625%
HK$5,274
+HK$264/mo
Deposit HK$505K · loan HK$937K · min. income ≈ HK$10,020/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,602
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,745
−HK$145/mo
Today · 4.125%
HK$4,890
baseline
▲ 0.50% · 4.625%
HK$5,188
+HK$298/mo
Deposit HK$432K · loan HK$1.01M · min. income ≈ HK$9,780/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,119
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,257
−HK$139/mo
Today · 4.125%
HK$5,396
baseline
▲ 0.50% · 4.625%
HK$5,680
+HK$284/mo
Deposit HK$432K · loan HK$1.01M · min. income ≈ HK$10,792/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,930
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,084
−HK$155/mo
Today · 4.125%
HK$5,239
baseline
▲ 0.50% · 4.625%
HK$5,558
+HK$319/mo
Deposit HK$360K · loan HK$1.08M · min. income ≈ HK$10,478/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,485
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,632
−HK$149/mo
Today · 4.125%
HK$5,781
baseline
▲ 0.50% · 4.625%
HK$6,086
+HK$305/mo
Deposit HK$360K · loan HK$1.08M · min. income ≈ HK$11,562/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,259
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,423
−HK$166/mo
Today · 4.125%
HK$5,589
baseline
▲ 0.50% · 4.625%
HK$5,929
+HK$340/mo
Deposit HK$288K · loan HK$1.15M · min. income ≈ HK$11,178/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,851
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,007
−HK$160/mo
Today · 4.125%
HK$6,167
baseline
▲ 0.50% · 4.625%
HK$6,492
+HK$325/mo
Deposit HK$288K · loan HK$1.15M · min. income ≈ HK$12,334/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,588
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,761
−HK$177/mo
Today · 4.125%
HK$5,938
baseline
▲ 0.50% · 4.625%
HK$6,299
+HK$361/mo
Deposit HK$216K · loan HK$1.23M · min. income ≈ HK$11,876/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,216
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,383
−HK$169/mo
Today · 4.125%
HK$6,552
baseline
▲ 0.50% · 4.625%
HK$6,897
+HK$345/mo
Deposit HK$216K · loan HK$1.23M · min. income ≈ HK$13,104/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,916
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,100
−HK$187/mo
Today · 4.125%
HK$6,287
baseline
▲ 0.50% · 4.625%
HK$6,670
+HK$383/mo
Deposit HK$144K · loan HK$1.30M · min. income ≈ HK$12,574/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,582
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,758
−HK$179/mo
Today · 4.125%
HK$6,937
baseline
▲ 0.50% · 4.625%
HK$7,303
+HK$366/mo
Deposit HK$144K · loan HK$1.30M · min. income ≈ HK$13,874/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).