▼ 0.50% · 3.625%
HK$3,759
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,876
−HK$119/mo
Today · 4.125%
HK$3,995
baseline
▲ 0.50% · 4.625%
HK$4,238
+HK$243/mo
Deposit HK$824K · loan HK$824K · min. income ≈ HK$7,990/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,182
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,294
−HK$114/mo
Today · 4.125%
HK$4,408
baseline
▲ 0.50% · 4.625%
HK$4,640
+HK$232/mo
Deposit HK$824K · loan HK$824K · min. income ≈ HK$8,816/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,135
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,263
−HK$131/mo
Today · 4.125%
HK$4,394
baseline
▲ 0.50% · 4.625%
HK$4,661
+HK$267/mo
Deposit HK$742K · loan HK$907K · min. income ≈ HK$8,788/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,600
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,723
−HK$125/mo
Today · 4.125%
HK$4,848
baseline
▲ 0.50% · 4.625%
HK$5,104
+HK$256/mo
Deposit HK$742K · loan HK$907K · min. income ≈ HK$9,696/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,511
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,651
−HK$142/mo
Today · 4.125%
HK$4,793
baseline
▲ 0.50% · 4.625%
HK$5,085
+HK$292/mo
Deposit HK$659K · loan HK$989K · min. income ≈ HK$9,586/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,018
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,153
−HK$136/mo
Today · 4.125%
HK$5,289
baseline
▲ 0.50% · 4.625%
HK$5,568
+HK$279/mo
Deposit HK$659K · loan HK$989K · min. income ≈ HK$10,578/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,886
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,038
−HK$155/mo
Today · 4.125%
HK$5,193
baseline
▲ 0.50% · 4.625%
HK$5,509
+HK$316/mo
Deposit HK$577K · loan HK$1.07M · min. income ≈ HK$10,386/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,436
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,582
−HK$148/mo
Today · 4.125%
HK$5,730
baseline
▲ 0.50% · 4.625%
HK$6,032
+HK$302/mo
Deposit HK$577K · loan HK$1.07M · min. income ≈ HK$11,460/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,262
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,426
−HK$166/mo
Today · 4.125%
HK$5,592
baseline
▲ 0.50% · 4.625%
HK$5,933
+HK$341/mo
Deposit HK$495K · loan HK$1.15M · min. income ≈ HK$11,184/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,854
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,011
−HK$160/mo
Today · 4.125%
HK$6,171
baseline
▲ 0.50% · 4.625%
HK$6,496
+HK$325/mo
Deposit HK$495K · loan HK$1.15M · min. income ≈ HK$12,342/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,638
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,814
−HK$178/mo
Today · 4.125%
HK$5,992
baseline
▲ 0.50% · 4.625%
HK$6,356
+HK$364/mo
Deposit HK$412K · loan HK$1.24M · min. income ≈ HK$11,984/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,272
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,441
−HK$170/mo
Today · 4.125%
HK$6,611
baseline
▲ 0.50% · 4.625%
HK$6,960
+HK$349/mo
Deposit HK$412K · loan HK$1.24M · min. income ≈ HK$13,222/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,014
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,201
−HK$190/mo
Today · 4.125%
HK$6,391
baseline
▲ 0.50% · 4.625%
HK$6,780
+HK$389/mo
Deposit HK$330K · loan HK$1.32M · min. income ≈ HK$12,782/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,691
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,870
−HK$182/mo
Today · 4.125%
HK$7,052
baseline
▲ 0.50% · 4.625%
HK$7,424
+HK$372/mo
Deposit HK$330K · loan HK$1.32M · min. income ≈ HK$14,104/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,390
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,589
−HK$202/mo
Today · 4.125%
HK$6,791
baseline
▲ 0.50% · 4.625%
HK$7,204
+HK$413/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$13,582/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,109
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,299
−HK$194/mo
Today · 4.125%
HK$7,493
baseline
▲ 0.50% · 4.625%
HK$7,888
+HK$395/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$14,986/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,766
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,976
−HK$214/mo
Today · 4.125%
HK$7,190
baseline
▲ 0.50% · 4.625%
HK$7,628
+HK$438/mo
Deposit HK$165K · loan HK$1.48M · min. income ≈ HK$14,380/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,527
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,729
−HK$205/mo
Today · 4.125%
HK$7,934
baseline
▲ 0.50% · 4.625%
HK$8,352
+HK$418/mo
Deposit HK$165K · loan HK$1.48M · min. income ≈ HK$15,868/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).