▼ 0.50% · 3.625%
HK$3,811
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,929
−HK$121/mo
Today · 4.125%
HK$4,050
baseline
▲ 0.50% · 4.625%
HK$4,296
+HK$246/mo
Deposit HK$836K · loan HK$836K · min. income ≈ HK$8,100/mo (50% DSR)
Upfront cash ≈ HK$836K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,239
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,353
−HK$115/mo
Today · 4.125%
HK$4,468
baseline
▲ 0.50% · 4.625%
HK$4,704
+HK$236/mo
Deposit HK$836K · loan HK$836K · min. income ≈ HK$8,936/mo (50% DSR)
Upfront cash ≈ HK$836K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,192
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,322
−HK$133/mo
Today · 4.125%
HK$4,455
baseline
▲ 0.50% · 4.625%
HK$4,726
+HK$271/mo
Deposit HK$752K · loan HK$919K · min. income ≈ HK$8,910/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,663
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,788
−HK$127/mo
Today · 4.125%
HK$4,915
baseline
▲ 0.50% · 4.625%
HK$5,174
+HK$259/mo
Deposit HK$752K · loan HK$919K · min. income ≈ HK$9,830/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,573
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,715
−HK$145/mo
Today · 4.125%
HK$4,860
baseline
▲ 0.50% · 4.625%
HK$5,155
+HK$295/mo
Deposit HK$668K · loan HK$1.00M · min. income ≈ HK$9,720/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,087
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,224
−HK$138/mo
Today · 4.125%
HK$5,362
baseline
▲ 0.50% · 4.625%
HK$5,645
+HK$283/mo
Deposit HK$668K · loan HK$1.00M · min. income ≈ HK$10,724/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,954
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,108
−HK$156/mo
Today · 4.125%
HK$5,264
baseline
▲ 0.50% · 4.625%
HK$5,585
+HK$321/mo
Deposit HK$585K · loan HK$1.09M · min. income ≈ HK$10,528/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,511
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,659
−HK$150/mo
Today · 4.125%
HK$5,809
baseline
▲ 0.50% · 4.625%
HK$6,115
+HK$306/mo
Deposit HK$585K · loan HK$1.09M · min. income ≈ HK$11,618/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,335
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,501
−HK$168/mo
Today · 4.125%
HK$5,669
baseline
▲ 0.50% · 4.625%
HK$6,014
+HK$345/mo
Deposit HK$501K · loan HK$1.17M · min. income ≈ HK$11,338/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,935
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,094
−HK$162/mo
Today · 4.125%
HK$6,256
baseline
▲ 0.50% · 4.625%
HK$6,585
+HK$329/mo
Deposit HK$501K · loan HK$1.17M · min. income ≈ HK$12,512/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,716
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,894
−HK$180/mo
Today · 4.125%
HK$6,074
baseline
▲ 0.50% · 4.625%
HK$6,444
+HK$370/mo
Deposit HK$418K · loan HK$1.25M · min. income ≈ HK$12,148/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,359
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,529
−HK$174/mo
Today · 4.125%
HK$6,703
baseline
▲ 0.50% · 4.625%
HK$7,056
+HK$353/mo
Deposit HK$418K · loan HK$1.25M · min. income ≈ HK$13,406/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,097
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,287
−HK$192/mo
Today · 4.125%
HK$6,479
baseline
▲ 0.50% · 4.625%
HK$6,874
+HK$395/mo
Deposit HK$334K · loan HK$1.34M · min. income ≈ HK$12,958/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,783
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,965
−HK$184/mo
Today · 4.125%
HK$7,149
baseline
▲ 0.50% · 4.625%
HK$7,526
+HK$377/mo
Deposit HK$334K · loan HK$1.34M · min. income ≈ HK$14,298/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,478
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,680
−HK$204/mo
Today · 4.125%
HK$6,884
baseline
▲ 0.50% · 4.625%
HK$7,303
+HK$419/mo
Deposit HK$251K · loan HK$1.42M · min. income ≈ HK$13,768/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,207
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,400
−HK$196/mo
Today · 4.125%
HK$7,596
baseline
▲ 0.50% · 4.625%
HK$7,997
+HK$401/mo
Deposit HK$251K · loan HK$1.42M · min. income ≈ HK$15,192/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,859
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,073
−HK$216/mo
Today · 4.125%
HK$7,289
baseline
▲ 0.50% · 4.625%
HK$7,733
+HK$444/mo
Deposit HK$167K · loan HK$1.50M · min. income ≈ HK$14,578/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,631
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,835
−HK$208/mo
Today · 4.125%
HK$8,043
baseline
▲ 0.50% · 4.625%
HK$8,467
+HK$424/mo
Deposit HK$167K · loan HK$1.50M · min. income ≈ HK$16,086/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).