▼ 0.50% · 3.625%
HK$2,849
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,937
−HK$91/mo
Today · 4.125%
HK$3,028
baseline
▲ 0.50% · 4.625%
HK$3,212
+HK$184/mo
Deposit HK$625K · loan HK$625K · min. income ≈ HK$6,056/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,169
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,254
−HK$87/mo
Today · 4.125%
HK$3,341
baseline
▲ 0.50% · 4.625%
HK$3,517
+HK$176/mo
Deposit HK$625K · loan HK$625K · min. income ≈ HK$6,682/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,134
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,231
−HK$99/mo
Today · 4.125%
HK$3,330
baseline
▲ 0.50% · 4.625%
HK$3,533
+HK$203/mo
Deposit HK$562K · loan HK$687K · min. income ≈ HK$6,660/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,486
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,580
−HK$95/mo
Today · 4.125%
HK$3,675
baseline
▲ 0.50% · 4.625%
HK$3,868
+HK$193/mo
Deposit HK$562K · loan HK$687K · min. income ≈ HK$7,350/mo (50% DSR)
Upfront cash ≈ HK$562K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,419
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,525
−HK$108/mo
Today · 4.125%
HK$3,633
baseline
▲ 0.50% · 4.625%
HK$3,854
+HK$221/mo
Deposit HK$500K · loan HK$750K · min. income ≈ HK$7,266/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,803
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,905
−HK$104/mo
Today · 4.125%
HK$4,009
baseline
▲ 0.50% · 4.625%
HK$4,220
+HK$211/mo
Deposit HK$500K · loan HK$750K · min. income ≈ HK$8,018/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,704
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,819
−HK$117/mo
Today · 4.125%
HK$3,936
baseline
▲ 0.50% · 4.625%
HK$4,175
+HK$239/mo
Deposit HK$437K · loan HK$812K · min. income ≈ HK$7,872/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,120
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,231
−HK$112/mo
Today · 4.125%
HK$4,343
baseline
▲ 0.50% · 4.625%
HK$4,572
+HK$229/mo
Deposit HK$437K · loan HK$812K · min. income ≈ HK$8,686/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,988
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,112
−HK$127/mo
Today · 4.125%
HK$4,239
baseline
▲ 0.50% · 4.625%
HK$4,496
+HK$257/mo
Deposit HK$375K · loan HK$875K · min. income ≈ HK$8,478/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,437
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,556
−HK$121/mo
Today · 4.125%
HK$4,677
baseline
▲ 0.50% · 4.625%
HK$4,923
+HK$246/mo
Deposit HK$375K · loan HK$875K · min. income ≈ HK$9,354/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,273
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,406
−HK$135/mo
Today · 4.125%
HK$4,541
baseline
▲ 0.50% · 4.625%
HK$4,818
+HK$277/mo
Deposit HK$312K · loan HK$937K · min. income ≈ HK$9,082/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,754
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,882
−HK$129/mo
Today · 4.125%
HK$5,011
baseline
▲ 0.50% · 4.625%
HK$5,275
+HK$264/mo
Deposit HK$312K · loan HK$937K · min. income ≈ HK$10,022/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,558
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,700
−HK$144/mo
Today · 4.125%
HK$4,844
baseline
▲ 0.50% · 4.625%
HK$5,139
+HK$295/mo
Deposit HK$250K · loan HK$999K · min. income ≈ HK$9,688/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,071
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,207
−HK$138/mo
Today · 4.125%
HK$5,345
baseline
▲ 0.50% · 4.625%
HK$5,627
+HK$282/mo
Deposit HK$250K · loan HK$999K · min. income ≈ HK$10,690/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,843
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,994
−HK$153/mo
Today · 4.125%
HK$5,147
baseline
▲ 0.50% · 4.625%
HK$5,460
+HK$313/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$10,294/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,388
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,532
−HK$147/mo
Today · 4.125%
HK$5,679
baseline
▲ 0.50% · 4.625%
HK$5,978
+HK$299/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$11,358/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,128
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,287
−HK$163/mo
Today · 4.125%
HK$5,450
baseline
▲ 0.50% · 4.625%
HK$5,781
+HK$331/mo
Deposit HK$125K · loan HK$1.12M · min. income ≈ HK$10,900/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,705
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,858
−HK$155/mo
Today · 4.125%
HK$6,013
baseline
▲ 0.50% · 4.625%
HK$6,330
+HK$317/mo
Deposit HK$125K · loan HK$1.12M · min. income ≈ HK$12,026/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).