▼ 0.50% · 3.625%
HK$2,999
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,092
−HK$95/mo
Today · 4.125%
HK$3,187
baseline
▲ 0.50% · 4.625%
HK$3,381
+HK$194/mo
Deposit HK$658K · loan HK$658K · min. income ≈ HK$6,374/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,336
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,426
−HK$91/mo
Today · 4.125%
HK$3,517
baseline
▲ 0.50% · 4.625%
HK$3,702
+HK$185/mo
Deposit HK$658K · loan HK$658K · min. income ≈ HK$7,034/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,299
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,402
−HK$104/mo
Today · 4.125%
HK$3,506
baseline
▲ 0.50% · 4.625%
HK$3,719
+HK$213/mo
Deposit HK$592K · loan HK$723K · min. income ≈ HK$7,012/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,670
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,768
−HK$100/mo
Today · 4.125%
HK$3,868
baseline
▲ 0.50% · 4.625%
HK$4,072
+HK$204/mo
Deposit HK$592K · loan HK$723K · min. income ≈ HK$7,736/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,599
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,711
−HK$113/mo
Today · 4.125%
HK$3,824
baseline
▲ 0.50% · 4.625%
HK$4,057
+HK$233/mo
Deposit HK$526K · loan HK$789K · min. income ≈ HK$7,648/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,004
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,111
−HK$109/mo
Today · 4.125%
HK$4,220
baseline
▲ 0.50% · 4.625%
HK$4,442
+HK$222/mo
Deposit HK$526K · loan HK$789K · min. income ≈ HK$8,440/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,899
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,020
−HK$123/mo
Today · 4.125%
HK$4,143
baseline
▲ 0.50% · 4.625%
HK$4,395
+HK$252/mo
Deposit HK$460K · loan HK$855K · min. income ≈ HK$8,286/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,337
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,454
−HK$118/mo
Today · 4.125%
HK$4,572
baseline
▲ 0.50% · 4.625%
HK$4,813
+HK$241/mo
Deposit HK$460K · loan HK$855K · min. income ≈ HK$9,144/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,199
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,329
−HK$133/mo
Today · 4.125%
HK$4,462
baseline
▲ 0.50% · 4.625%
HK$4,733
+HK$271/mo
Deposit HK$395K · loan HK$921K · min. income ≈ HK$8,924/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,671
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,796
−HK$127/mo
Today · 4.125%
HK$4,923
baseline
▲ 0.50% · 4.625%
HK$5,183
+HK$260/mo
Deposit HK$395K · loan HK$921K · min. income ≈ HK$9,846/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,499
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,638
−HK$143/mo
Today · 4.125%
HK$4,781
baseline
▲ 0.50% · 4.625%
HK$5,071
+HK$290/mo
Deposit HK$329K · loan HK$986K · min. income ≈ HK$9,562/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,005
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,139
−HK$136/mo
Today · 4.125%
HK$5,275
baseline
▲ 0.50% · 4.625%
HK$5,553
+HK$278/mo
Deposit HK$329K · loan HK$986K · min. income ≈ HK$10,550/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,798
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,948
−HK$151/mo
Today · 4.125%
HK$5,099
baseline
▲ 0.50% · 4.625%
HK$5,410
+HK$311/mo
Deposit HK$263K · loan HK$1.05M · min. income ≈ HK$10,198/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,338
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,481
−HK$146/mo
Today · 4.125%
HK$5,627
baseline
▲ 0.50% · 4.625%
HK$5,923
+HK$296/mo
Deposit HK$263K · loan HK$1.05M · min. income ≈ HK$11,254/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,098
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,257
−HK$161/mo
Today · 4.125%
HK$5,418
baseline
▲ 0.50% · 4.625%
HK$5,748
+HK$330/mo
Deposit HK$197K · loan HK$1.12M · min. income ≈ HK$10,836/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,672
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,824
−HK$154/mo
Today · 4.125%
HK$5,978
baseline
▲ 0.50% · 4.625%
HK$6,293
+HK$315/mo
Deposit HK$197K · loan HK$1.12M · min. income ≈ HK$11,956/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,398
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,566
−HK$171/mo
Today · 4.125%
HK$5,737
baseline
▲ 0.50% · 4.625%
HK$6,086
+HK$349/mo
Deposit HK$132K · loan HK$1.18M · min. income ≈ HK$11,474/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,005
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,167
−HK$163/mo
Today · 4.125%
HK$6,330
baseline
▲ 0.50% · 4.625%
HK$6,664
+HK$334/mo
Deposit HK$132K · loan HK$1.18M · min. income ≈ HK$12,660/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).