▼ 0.50% · 3.625%
HK$3,716
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,832
−HK$117/mo
Today · 4.125%
HK$3,949
baseline
▲ 0.50% · 4.625%
HK$4,190
+HK$241/mo
Deposit HK$815K · loan HK$815K · min. income ≈ HK$7,898/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,134
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,245
−HK$113/mo
Today · 4.125%
HK$4,358
baseline
▲ 0.50% · 4.625%
HK$4,588
+HK$230/mo
Deposit HK$815K · loan HK$815K · min. income ≈ HK$8,716/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,088
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,215
−HK$129/mo
Today · 4.125%
HK$4,344
baseline
▲ 0.50% · 4.625%
HK$4,609
+HK$265/mo
Deposit HK$733K · loan HK$896K · min. income ≈ HK$8,688/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,548
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,670
−HK$124/mo
Today · 4.125%
HK$4,794
baseline
▲ 0.50% · 4.625%
HK$5,046
+HK$252/mo
Deposit HK$733K · loan HK$896K · min. income ≈ HK$9,588/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,460
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,598
−HK$141/mo
Today · 4.125%
HK$4,739
baseline
▲ 0.50% · 4.625%
HK$5,028
+HK$289/mo
Deposit HK$652K · loan HK$978K · min. income ≈ HK$9,478/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,961
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,094
−HK$135/mo
Today · 4.125%
HK$5,229
baseline
▲ 0.50% · 4.625%
HK$5,505
+HK$276/mo
Deposit HK$652K · loan HK$978K · min. income ≈ HK$10,458/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,831
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,982
−HK$152/mo
Today · 4.125%
HK$5,134
baseline
▲ 0.50% · 4.625%
HK$5,447
+HK$313/mo
Deposit HK$570K · loan HK$1.06M · min. income ≈ HK$10,268/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,375
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,519
−HK$146/mo
Today · 4.125%
HK$5,665
baseline
▲ 0.50% · 4.625%
HK$5,964
+HK$299/mo
Deposit HK$570K · loan HK$1.06M · min. income ≈ HK$11,330/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,203
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,365
−HK$164/mo
Today · 4.125%
HK$5,529
baseline
▲ 0.50% · 4.625%
HK$5,866
+HK$337/mo
Deposit HK$489K · loan HK$1.14M · min. income ≈ HK$11,058/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,788
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,943
−HK$158/mo
Today · 4.125%
HK$6,101
baseline
▲ 0.50% · 4.625%
HK$6,423
+HK$322/mo
Deposit HK$489K · loan HK$1.14M · min. income ≈ HK$12,202/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,575
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,748
−HK$176/mo
Today · 4.125%
HK$5,924
baseline
▲ 0.50% · 4.625%
HK$6,285
+HK$361/mo
Deposit HK$407K · loan HK$1.22M · min. income ≈ HK$11,848/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,202
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,368
−HK$169/mo
Today · 4.125%
HK$6,537
baseline
▲ 0.50% · 4.625%
HK$6,881
+HK$344/mo
Deposit HK$407K · loan HK$1.22M · min. income ≈ HK$13,074/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,946
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,131
−HK$188/mo
Today · 4.125%
HK$6,319
baseline
▲ 0.50% · 4.625%
HK$6,704
+HK$385/mo
Deposit HK$326K · loan HK$1.30M · min. income ≈ HK$12,638/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,615
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,793
−HK$180/mo
Today · 4.125%
HK$6,973
baseline
▲ 0.50% · 4.625%
HK$7,340
+HK$367/mo
Deposit HK$326K · loan HK$1.30M · min. income ≈ HK$13,946/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,318
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,514
−HK$200/mo
Today · 4.125%
HK$6,714
baseline
▲ 0.50% · 4.625%
HK$7,123
+HK$409/mo
Deposit HK$244K · loan HK$1.39M · min. income ≈ HK$13,428/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,029
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,217
−HK$191/mo
Today · 4.125%
HK$7,408
baseline
▲ 0.50% · 4.625%
HK$7,799
+HK$391/mo
Deposit HK$244K · loan HK$1.39M · min. income ≈ HK$14,816/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,690
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,898
−HK$211/mo
Today · 4.125%
HK$7,109
baseline
▲ 0.50% · 4.625%
HK$7,542
+HK$433/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$14,218/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,442
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,642
−HK$202/mo
Today · 4.125%
HK$7,844
baseline
▲ 0.50% · 4.625%
HK$8,258
+HK$414/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$15,688/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).