▼ 0.50% · 3.625%
HK$22,314
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,008
−HK$706/mo
Today · 4.125%
HK$23,714
baseline
▲ 0.50% · 4.625%
HK$25,156
+HK$1,442/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$47,428/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,824
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,490
−HK$676/mo
Today · 4.125%
HK$26,166
baseline
▲ 0.50% · 4.625%
HK$27,545
+HK$1,379/mo
Deposit HK$4.89M · loan HK$4.89M · min. income ≈ HK$52,332/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$348,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,546
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,309
−HK$776/mo
Today · 4.125%
HK$26,085
baseline
▲ 0.50% · 4.625%
HK$27,672
+HK$1,587/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$52,170/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,307
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,039
−HK$743/mo
Today · 4.125%
HK$28,782
baseline
▲ 0.50% · 4.625%
HK$30,299
+HK$1,517/mo
Deposit HK$4.40M · loan HK$5.38M · min. income ≈ HK$57,564/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$348,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,777
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,610
−HK$846/mo
Today · 4.125%
HK$28,456
baseline
▲ 0.50% · 4.625%
HK$30,188
+HK$1,732/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$56,912/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,789
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,588
−HK$811/mo
Today · 4.125%
HK$31,399
baseline
▲ 0.50% · 4.625%
HK$33,054
+HK$1,655/mo
Deposit HK$3.91M · loan HK$5.87M · min. income ≈ HK$62,798/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$348,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,009
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$29,911
−HK$917/mo
Today · 4.125%
HK$30,828
baseline
▲ 0.50% · 4.625%
HK$32,703
+HK$1,875/mo
Deposit HK$3.43M · loan HK$6.36M · min. income ≈ HK$61,656/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$348,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,272
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,137
−HK$878/mo
Today · 4.125%
HK$34,015
baseline
▲ 0.50% · 4.625%
HK$35,808
+HK$1,793/mo
Deposit HK$3.43M · loan HK$6.36M · min. income ≈ HK$68,030/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$348,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,240
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,212
−HK$987/mo
Today · 4.125%
HK$33,199
baseline
▲ 0.50% · 4.625%
HK$35,219
+HK$2,020/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$66,398/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,754
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,686
−HK$946/mo
Today · 4.125%
HK$36,632
baseline
▲ 0.50% · 4.625%
HK$38,563
+HK$1,931/mo
Deposit HK$2.94M · loan HK$6.85M · min. income ≈ HK$73,264/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$348,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,471
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,513
−HK$1,057/mo
Today · 4.125%
HK$35,570
baseline
▲ 0.50% · 4.625%
HK$37,735
+HK$2,165/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$71,140/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$348,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,237
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,235
−HK$1,013/mo
Today · 4.125%
HK$39,248
baseline
▲ 0.50% · 4.625%
HK$41,317
+HK$2,069/mo
Deposit HK$2.45M · loan HK$7.34M · min. income ≈ HK$78,496/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$348,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,703
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,813
−HK$1,129/mo
Today · 4.125%
HK$37,942
baseline
▲ 0.50% · 4.625%
HK$40,250
+HK$2,308/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$75,884/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$348,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,719
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,784
−HK$1,081/mo
Today · 4.125%
HK$41,865
baseline
▲ 0.50% · 4.625%
HK$44,072
+HK$2,207/mo
Deposit HK$1.96M · loan HK$7.83M · min. income ≈ HK$83,730/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$348,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,934
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,114
−HK$1,199/mo
Today · 4.125%
HK$40,313
baseline
▲ 0.50% · 4.625%
HK$42,766
+HK$2,453/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$80,626/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,201
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,333
−HK$1,148/mo
Today · 4.125%
HK$44,481
baseline
▲ 0.50% · 4.625%
HK$46,826
+HK$2,345/mo
Deposit HK$1.47M · loan HK$8.32M · min. income ≈ HK$88,962/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$348,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,166
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,415
−HK$1,269/mo
Today · 4.125%
HK$42,684
baseline
▲ 0.50% · 4.625%
HK$45,282
+HK$2,598/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$85,368/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,684
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,882
−HK$1,216/mo
Today · 4.125%
HK$47,098
baseline
▲ 0.50% · 4.625%
HK$49,581
+HK$2,483/mo
Deposit HK$979K · loan HK$8.81M · min. income ≈ HK$94,196/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$348,586 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).