▼ 0.50% · 3.625%
HK$22,600
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,303
−HK$715/mo
Today · 4.125%
HK$24,018
baseline
▲ 0.50% · 4.625%
HK$25,479
+HK$1,461/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,036/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$361,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,143
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,817
−HK$684/mo
Today · 4.125%
HK$26,501
baseline
▲ 0.50% · 4.625%
HK$27,898
+HK$1,397/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,002/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$361,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,860
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,634
−HK$785/mo
Today · 4.125%
HK$26,419
baseline
▲ 0.50% · 4.625%
HK$28,027
+HK$1,608/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$52,838/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$361,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,657
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,399
−HK$752/mo
Today · 4.125%
HK$29,151
baseline
▲ 0.50% · 4.625%
HK$30,688
+HK$1,537/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$58,302/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$361,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,120
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,964
−HK$857/mo
Today · 4.125%
HK$28,821
baseline
▲ 0.50% · 4.625%
HK$30,575
+HK$1,754/mo
Deposit HK$3.96M · loan HK$5.95M · min. income ≈ HK$57,642/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$361,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,171
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,980
−HK$821/mo
Today · 4.125%
HK$31,801
baseline
▲ 0.50% · 4.625%
HK$33,477
+HK$1,676/mo
Deposit HK$3.96M · loan HK$5.95M · min. income ≈ HK$63,602/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$361,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,380
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,294
−HK$929/mo
Today · 4.125%
HK$31,223
baseline
▲ 0.50% · 4.625%
HK$33,123
+HK$1,900/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$62,446/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$361,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,685
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,562
−HK$889/mo
Today · 4.125%
HK$34,451
baseline
▲ 0.50% · 4.625%
HK$36,267
+HK$1,816/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$68,902/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$361,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,640
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,625
−HK$1,000/mo
Today · 4.125%
HK$33,625
baseline
▲ 0.50% · 4.625%
HK$35,671
+HK$2,046/mo
Deposit HK$2.97M · loan HK$6.94M · min. income ≈ HK$67,250/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$361,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,200
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,144
−HK$957/mo
Today · 4.125%
HK$37,101
baseline
▲ 0.50% · 4.625%
HK$39,057
+HK$1,956/mo
Deposit HK$2.97M · loan HK$6.94M · min. income ≈ HK$74,202/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$361,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,900
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,955
−HK$1,071/mo
Today · 4.125%
HK$36,026
baseline
▲ 0.50% · 4.625%
HK$38,218
+HK$2,192/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$72,052/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$361,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,714
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,725
−HK$1,027/mo
Today · 4.125%
HK$39,752
baseline
▲ 0.50% · 4.625%
HK$41,847
+HK$2,095/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$79,504/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$361,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,161
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,285
−HK$1,143/mo
Today · 4.125%
HK$38,428
baseline
▲ 0.50% · 4.625%
HK$40,766
+HK$2,338/mo
Deposit HK$1.98M · loan HK$7.93M · min. income ≈ HK$76,856/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$361,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,228
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,307
−HK$1,095/mo
Today · 4.125%
HK$42,402
baseline
▲ 0.50% · 4.625%
HK$44,637
+HK$2,235/mo
Deposit HK$1.98M · loan HK$7.93M · min. income ≈ HK$84,804/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$361,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,421
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,616
−HK$1,214/mo
Today · 4.125%
HK$40,830
baseline
▲ 0.50% · 4.625%
HK$43,314
+HK$2,484/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$81,660/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$361,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,742
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,889
−HK$1,163/mo
Today · 4.125%
HK$45,052
baseline
▲ 0.50% · 4.625%
HK$47,426
+HK$2,374/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$90,104/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$361,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,681
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,946
−HK$1,286/mo
Today · 4.125%
HK$43,232
baseline
▲ 0.50% · 4.625%
HK$45,862
+HK$2,630/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$86,464/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$361,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,257
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,470
−HK$1,232/mo
Today · 4.125%
HK$47,702
baseline
▲ 0.50% · 4.625%
HK$50,216
+HK$2,514/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$95,404/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$361,131 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).