▼ 0.50% · 3.625%
HK$21,500
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,169
−HK$680/mo
Today · 4.125%
HK$22,849
baseline
▲ 0.50% · 4.625%
HK$24,239
+HK$1,390/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,698/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$312,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,919
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,561
−HK$650/mo
Today · 4.125%
HK$25,211
baseline
▲ 0.50% · 4.625%
HK$26,540
+HK$1,329/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,422/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$312,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,650
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,386
−HK$748/mo
Today · 4.125%
HK$25,134
baseline
▲ 0.50% · 4.625%
HK$26,663
+HK$1,529/mo
Deposit HK$4.24M · loan HK$5.19M · min. income ≈ HK$50,268/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$312,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,311
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$27,017
−HK$715/mo
Today · 4.125%
HK$27,732
baseline
▲ 0.50% · 4.625%
HK$29,194
+HK$1,462/mo
Deposit HK$4.24M · loan HK$5.19M · min. income ≈ HK$55,464/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$312,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,801
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,603
−HK$815/mo
Today · 4.125%
HK$27,418
baseline
▲ 0.50% · 4.625%
HK$29,087
+HK$1,669/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$54,836/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$312,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,703
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,473
−HK$781/mo
Today · 4.125%
HK$30,254
baseline
▲ 0.50% · 4.625%
HK$31,848
+HK$1,594/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$60,508/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$312,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,951
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,820
−HK$883/mo
Today · 4.125%
HK$29,703
baseline
▲ 0.50% · 4.625%
HK$31,511
+HK$1,808/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$59,406/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$312,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,095
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,929
−HK$846/mo
Today · 4.125%
HK$32,775
baseline
▲ 0.50% · 4.625%
HK$34,502
+HK$1,727/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$65,550/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$312,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,101
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,037
−HK$951/mo
Today · 4.125%
HK$31,988
baseline
▲ 0.50% · 4.625%
HK$33,935
+HK$1,947/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$63,976/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$312,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,487
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,385
−HK$911/mo
Today · 4.125%
HK$35,296
baseline
▲ 0.50% · 4.625%
HK$37,156
+HK$1,860/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$70,592/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$312,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,251
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,254
−HK$1,019/mo
Today · 4.125%
HK$34,273
baseline
▲ 0.50% · 4.625%
HK$36,359
+HK$2,086/mo
Deposit HK$2.36M · loan HK$7.07M · min. income ≈ HK$68,546/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$312,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,879
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,841
−HK$976/mo
Today · 4.125%
HK$37,817
baseline
▲ 0.50% · 4.625%
HK$39,810
+HK$1,993/mo
Deposit HK$2.36M · loan HK$7.07M · min. income ≈ HK$75,634/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$312,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,401
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,471
−HK$1,087/mo
Today · 4.125%
HK$36,558
baseline
▲ 0.50% · 4.625%
HK$38,782
+HK$2,224/mo
Deposit HK$1.89M · loan HK$7.54M · min. income ≈ HK$73,116/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$312,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,270
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,297
−HK$1,041/mo
Today · 4.125%
HK$40,338
baseline
▲ 0.50% · 4.625%
HK$42,464
+HK$2,126/mo
Deposit HK$1.89M · loan HK$7.54M · min. income ≈ HK$80,676/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$312,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,551
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,688
−HK$1,155/mo
Today · 4.125%
HK$38,843
baseline
▲ 0.50% · 4.625%
HK$41,206
+HK$2,363/mo
Deposit HK$1.41M · loan HK$8.01M · min. income ≈ HK$77,686/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$312,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,662
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,753
−HK$1,106/mo
Today · 4.125%
HK$42,859
baseline
▲ 0.50% · 4.625%
HK$45,118
+HK$2,259/mo
Deposit HK$1.41M · loan HK$8.01M · min. income ≈ HK$85,718/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$312,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,701
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,905
−HK$1,223/mo
Today · 4.125%
HK$41,128
baseline
▲ 0.50% · 4.625%
HK$43,630
+HK$2,502/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$82,256/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$312,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,054
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,209
−HK$1,171/mo
Today · 4.125%
HK$45,380
baseline
▲ 0.50% · 4.625%
HK$47,772
+HK$2,392/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$90,760/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$312,896 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).